

Steven Clifford
Senior Mortgage Banker | NMLS# 631051

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Great communication & frequent updates with the process. Steven was very helpful with our questions and attentive to our needs.
Steve is the best. All SMILES!
Steve was wonderful. Used his expertise to place us in the best position to secure our loan. A pleasure to work with.
Steven Clifford was so helpful with guiding us through the home-purchasing process. He answered our questions, helped us understand the process, gave very accurate estimates for the end price, and made sure to check in with us regularly. He...
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Reply from Flat Branch Home Loans - Steven Cli...
September 2nd, 2020 05:07 PM
Thank you for the kind words. You and Becca were amazing to work with. I'm so excited for your next chapter to begin in YOUR HOME!!!!
5 star customer review
Steve explained everything to me at the beginning and told me what to expect throughout the process. Steven checked in weekly til I found a home to make an offer on, then the ship took off. I couldn't have been more pleased with the level of...
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5 star customer review
Steven Clifford was amazing to work with. The whole process was easy and he kept us updated as we moved forward with the refinance.
the process was painless and quick! Steve was awesome to work with,kept us informed, and was able to answer any questions or concerns we had. Thanks for a great experience!
Steve Clifford did an amazing job helping me with my first time home buying experience. I would recommend him and his team to anyone needing a loan. Thank you for all your work and patience with me. God Bless.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149