Steven Clifford
Senior Mortgage Banker | NMLS# 631051
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Thanks for all your help!
Reply from Steven Clifford
January 8th, 2025 03:43 AM
I'm really glad to hear that you're satisfied with the service, Amanda! Knowing that I was able to help makes all the hard work worthwhile. If you ever have any more questions or need assistance in the future, don't hesitate to get in touch....
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Steven was easy to work with and answered all of our questions.
Reply from Steven Clifford
December 13th, 2024 02:02 PM
I'm glad to hear that you found our process easy and all your questions were answered, Kourtney. Your feedback is greatly appreciated. I hope to assist you again in the future for any of your home loan needs at Flat Branch Home Loans. Thank...
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Trish Wolfe, Steve Clifford and the Flat Branch team were awesome! Fast and smooth process. Excellent communication. Would recommend and I WILL! do business with them again in the future. Thank you for all your help.
Reply from Steven Clifford
December 13th, 2024 02:02 PM
I'm thrilled to hear your positive feedback, Travon! It's great to know that our team at Flat Branch Home Loans was able to provide you with a fast and smooth process. Your satisfaction and recommendation are what we aim for. Looking forward...
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Cliff was great to work with. The process went fairly smoothly, and he was able to navigate around the few hiccups that occurred. We're very pleased with how everything went!
Reply from Steven Clifford
December 9th, 2024 07:02 PM
Thank you so much for the kind words, Phillip. It was a pleasure working with you and Nicole. I'm glad to hear that you're happy with how everything went. If you or anyone you know ever needs help in the future, don't hesitate to reach out....
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Steve Clifford is simply amazing at what he does. From the beginning of the home buying process to long after closing, he continuously stays involved with the buyers we both represent. The effort he puts in on a day-to-day basis is astounding,...
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Reply from Steven Clifford
December 9th, 2024 07:02 PM
Iceman....your name is on the Top Gun plaque....thanks for your trust and friendship.
Cliff was easy to work with and made things go very smoothly
Reply from Steven Clifford
December 9th, 2024 07:03 PM
I'm glad to hear that you and Phillip had a positive experience, Nicole! It was a pleasure to ensure that your experience with Flat Branch Home Loans was smooth and efficient. Your feedback and the 5-star rating are much appreciated. If there...
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From day 1 - quick to reply, no matter the question or concern answered it with confidence and clarity. If he didn't have the answer he got back to me with it ASAP!! Every hurdle he jumped it while reassuring me that we'd get through this together!!...
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Reply from Steven Clifford
December 2nd, 2024 06:03 PM
Hi Elizabeth, I'm genuinely touched by your kind words and the wonderful 5-star rating you gave. It was a pleasure assisting you and ensuring your concerns were addressed promptly and effectively. I'm delighted to hear that my reassurances...
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Cliff was amazing to work with! Always available to answer questions, worked fast for a quick closing , and described the whole process along the way. Thank you so much!
Reply from Steven Clifford
December 2nd, 2024 06:04 PM
Valerie, I'm absolutely delighted to know you had a positive experience and that I was able to assist you effectively. It's always a pleasure to help clients like you understand and traverse through the loan process swiftly and efficiently....
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Communication was awesome!
Reply from Steven Clifford
December 2nd, 2024 06:04 PM
Thrilled to hear you had such a positive experience, Sierra! Communication is key in our line of work, and I'm glad to have met your expectations. Thanks for taking the time to leave a stellar 5-star rating for Flat Branch Home Loans. If you...
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Steven Clifford is amazing!
Reply from Steven Clifford
November 25th, 2024 03:37 PM
Thank you. Always a pleasure seeing you and Mark...beautiful house.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149