Steven Clifford
Senior Mortgage Banker | NMLS# 631051
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
The best ability is availability. He was always available.
Reply from Steven Clifford
April 26th, 2025 02:10 AM
I'm glad to hear that my availability met your needs during the process. It was a pleasure assisting you, and I appreciate your positive feedback.
Steven and his team were professional and made it the whole process extremely easy. i would recommend Steven to my friends and family.
Reply from Steven Clifford
April 26th, 2025 02:10 AM
I'm thrilled to hear that you found the process easy and professional. It was a pleasure assisting you, and I truly appreciate your recommendation to your friends and family. Thank you for choosing Flat Branch Home Loans.
Always love working with Cliff! Definitely will refer for future deals. Thanks again!
Reply from Steven Clifford
April 26th, 2025 02:11 AM
I'm thrilled to hear that you enjoy working with me. Your referrals are greatly appreciated, and I look forward to assisting you with any future needs. Thank you for your kind words!
Steve was helpful in gathering information to validate funds and explained all the documentation for the loan in a way that made sense. I felt comfortable signing my life away.
Reply from Steven Clifford
April 8th, 2025 05:46 PM
I'm glad I could assist you in understanding the loan documentation and making you feel comfortable with the process. It was a pleasure working with you at Flat Branch Home Loans. Thank you for your kind words.
Thanks for everythin!
Reply from Steven Clifford
April 8th, 2025 03:22 PM
I'm glad I could assist you with your needs. Thank you for your kind words and for choosing Flat Branch Home Loans.
Steve- appreciate all the help you've given me! You have a great team working for you!! “ “We can't thank your entire team enough for all of your hard work on getting my buyer's loan taken care on time even with last minute changes on my buyer's...
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Reply from Steven Clifford
April 8th, 2025 02:21 PM
I'm thrilled to hear about your satisfaction with the service provided. It was a pleasure assisting you, and I'm glad my team and I could meet your needs, especially with the last-minute changes. Thank you for your kind words and trust in us...
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Steven was very helpful throughout the entire home buying process! Any questions we had, he was more than happy to assist us.
Reply from Steven Clifford
April 8th, 2025 02:23 PM
I'm glad to hear that I could assist you throughout your home buying process. Your satisfaction is important to me, and I appreciate your feedback. If you have any more questions or need further assistance, please feel free to reach out.
Cliff always replied to my questions, even if it wasn't the information I wanted to hear. He was honest and professional.
Reply from Steven Clifford
April 8th, 2025 02:29 PM
I'm pleased to have been able to assist you, Treena. Thank you for appreciating the honesty and professionalism during our interactions. If you have any further questions or need assistance, feel free to reach out.
Everything went very smoothly and was a great experience!!!
Reply from Steven Clifford
March 7th, 2025 05:18 PM
Hi Shana, I'm thrilled to hear that everything went smoothly and that you had a great experience with Flat Branch Home Loans! It's always my goal to make the home loan process as seamless as possible, and I'm delighted that we achieved that...
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Thank you for your support
!
Reply from Steven Clifford
March 7th, 2025 12:34 AM
Rebecca, I truly appreciate your kind words and the trust you placed in me. It's always my goal to provide the best support possible, and knowing that I could help makes my day. If you ever need anything in the future, don't hesitate to reach...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149