

Steve Lee
Sr Mortgage Broker

California State University, Fullerton
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Steve was an absolute pleasure to work with. I just wanted to write how my experience was with him and the aftereffects. His customer service made me feel heard and effort was exerted with each request, concern, and follow up. With the assistance...
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Amazing person, I tried 2 other companies I tried to go through were not very nice. One would not take time to help me on the computer.I am not computer savvy!Steve was so willing to help me, every step of the way! He was AWESOME!!He's a keeper!!...
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Reply from Steve Lee
March 23rd, 2026 02:00 PM
Thank you for taking the time to share your experience, LindaRae. I’m glad to hear I could assist you through the process and make it a bit easier, especially with the computer aspects. Your kind words mean a lot to me, and if there's anything...
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Steve and his team have done a stupendous job helping me and my partner buy our first home. We talked to multiple mortgage lenders but he was always the most proactive in negotiating the best rates with us. The biggest reason why we picked...
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Steve is an absolute stud. He helped my family and I refinance our home and lower our interest rate, and the entire process was smooth from start to finish. Professional, knowledgable, and always readily available for any of our questions....
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Steve was great! Answered all my questions, plus gave me great advice...
Reply from Steve Lee
March 7th, 2026 06:10 PM
I'm pleased to hear that you had a positive experience, Karen. It's important to me that your questions were answered and you felt supported with valuable advice. If there are any more questions or further help you need, please don't hesitate...
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I've never felt so comfortable working with Steve. He's very transparent and answers within the hour, couldnt couldn't wish for anyone els.
Reply from Steve Lee
February 13th, 2026 03:34 AM
It's satisfying to hear that you felt comfortable and found my approach transparent, Cristian. I'm committed to being responsive and providing the best support possible. If there's anything else I can do for you, please don't hesitate to let...
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Did my research and talked to different loan companies. Steve is very honest, helpful and very easy to deal with.
Reply from Steve Lee
February 2nd, 2026 08:05 PM
It's great to know that my approach resonated with you, Jesse. I appreciate your trust in choosing Lumin Lending and am pleased to have been of assistance. If you have any more questions or need further guidance, feel free to reach out.
I had an excellent experience working with Steve Lee, Senior Mortgage Broker, on my recent refinance. From start to finish, the process was handled with remarkable efficiency, clarity, and professionalism.Steve is highly knowledgeable and incredibly...
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Highly professional
Reply from Steve Lee
January 15th, 2026 04:29 PM
I'm glad to hear you found my service highly professional, Dan. Your feedback is appreciated, and I'm here if you need any further assistance. Thank you for choosing Lumin Lending.
I am beyond grateful for the exceptional service provided by Steve. From the very first interaction, he demonstrated the highest level of professionalism, patience, and expertise. Navigating the loan process can be overwhelming, but Steve took...
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
First-Time Homebuyers
Conventional Loans
FHA & VA Loans
Credit Improvement Guidance
Self-Employed Borrowers
No-Pressure Consultations
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Education
- California State University, FullertonHuman ServicesBachelor of Science (BS)Sep 2010 -May 2015

Positions
- Lumin Lending - Senior Mortgage BrokerDec 15th, 2025 - Current
- Zillow Home Loans - Loan OfficerOct 19th, 2020 - Dec 12th, 2025
View All
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1696518