

Steve Hobbs
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Reviews from Web
Made the process simple and easy and great at leeping you updated on the progress
Steve was fantastic throughout the entire home buying process. As a first-time homebuyer, I had a lot of questions and uncertainty, but he was incredibly patient, responsive, and knowledgeable every step of the way. He took the time to explain...
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Reply from Steve Hobbs
May 11th, 2026 05:19 PM
Conor, I'm grateful for your thoughtful review. I'm pleased I could help make your first homebuying experience smoother and more manageable by addressing your questions and ensuring you felt confident throughout the process. Thank you for recommending...
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Steve and his team was very responsive and helpful throughout our process. I had many questions and they were always available to help even outside of normal business hours!
Reply from Steve Hobbs
May 4th, 2026 01:44 PM
Steven, I appreciate you taking the time to share your experience. I'm glad that my team and I could be responsive and helpful, especially with your questions, even beyond regular hours. If there's anything more you need, feel free to reach...
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I'm a first time homebuyer and I had a million questions. Steve is very patient and didn't get exasperated with me. He explained each step of the process to me and worked hard to get my loan approved. I'd recommend him a million times.
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Reply from Steve Hobbs
April 14th, 2026 02:42 PM
Denisa, I'm thankful for your kind words. I'm pleased I could help make your first homebuying experience smoother by answering all your questions and guiding you through the process. If you ever need assistance in the future, don't hesitate...
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I have closed hundreds of homes with Steve when I was the Realtor--but this time, I was the buyer and I was so pleased!!! Communication and advise was excellent, paperwrok on line was easy and I could not be happier with the entire experience!...
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Reply from Steve Hobbs
April 9th, 2026 01:48 PM
I'm grateful for your kind words, Deborah. It's been a pleasure working with you in various roles, and I'm glad your personal experience as a buyer was so positive. Making sure communication is clear and the process straightforward is always...
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Steve was super patient and helpful, he worked super hard to get everything done in a timely and professional manner
Reply from Steve Hobbs
March 30th, 2026 02:00 PM
I appreciate you sharing your experience, Ryan. I'm glad to hear that my approach was patient and helpful for you. It’s important to me to ensure that things are completed efficiently and professionally. If there’s anything more I can assist...
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Great experience
Reply from Steve Hobbs
March 27th, 2026 01:13 PM
Thank you for sharing your experience, Eric. I'm glad to hear that it was a positive one. If there are any questions or future mortgage needs that arise, feel free to connect with me anytime.
Steve and his team are very knowledgeable and responsive to all the querstions I had during this process. I appreciate the care they took with educating me in the areas I was unfamiliar with and guiding me in the right directions when decisions...
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Reply from Steve Hobbs
March 26th, 2026 06:45 PM
I appreciate your feedback, William. It's wonderful to hear that you felt supported and well-informed throughout the process. Ensuring you have the information you need to make confident decisions is a priority for me. I'm grateful for your...
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Steve and his team are easy to communicate with and always look for the best way to serve. We've used the team twice now and both times have been amazing.
Reply from Steve Hobbs
March 16th, 2026 01:41 PM
Thank you for your feedback, Mitchell. I'm pleased to hear that you found it easy to communicate with us and that our efforts to serve you were effective. It's great to have been able to assist you twice now. If there's anything more I can...
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Excellent communication, Steve is great and on the ball. My third mortgage with him and it's always smooth.
Reply from Steve Hobbs
March 2nd, 2026 08:54 PM
I appreciate your kind words, Sean. It's rewarding to know that the communication and service met your expectations once again. Thank you for trusting me with your mortgage needs for a third time. If there's anything else I can assist you with,...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 107574
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance