Stephen Livesay - Mortgage Loan Originator
Mortgage Loan Originator
Stephen Livesay is a respected figure (top 1% mortgage professionals, Scotsman Guide) in the mortgage industry, known for his unwavering commitment to client satisfaction and his comprehensive expertise in financial solutions. A robust care... Show More
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Reviews from Web
I had an excellent experience working with Stephen. He was very transparent from the beginning and made the entire loan process easy and stress-free. He even went above and beyond by helping me improve my credit so I could qualify for a better...
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Reply from Stephen Livesay
November 23rd, 2025 03:55 PM
Rajaa, I'm grateful for your generous review. I'm pleased to hear that you found the transparency and guidance I provided helpful throughout the loan process. Working with you to improve your credit and secure a better rate was my pleasure,...
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Efficient, organized, and reliable—made the entire mortgage process smooth and stress-free.
Reply from Stephen Livesay
November 23rd, 2025 03:56 PM
I appreciate your kind feedback, John. I'm pleased to know that my approach made the mortgage process smooth and stress-free for you. It’s important to me that my clients feel supported every step of the way. Should you have any further questions...
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Stephen is very proficient and knowledgeable. Easy to talk to and expl the process of loan qualification in detail s
Reply from Stephen Livesay
November 23rd, 2025 03:56 PM
Thank you, Cleresa, for sharing your experience. I'm pleased to hear that you found me proficient and easy to talk to. Explaining loan qualification in detail is something I take seriously, as I believe understanding the process helps make...
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Stephen was great to work with. He always answered my questions and ensured we got the best rate for our home. The closing process was smooth and I feel I had all the information I needed when purchasing my home.
Reply from Stephen Livesay - Mortgage Loan Ori...
November 23rd, 2025 03:57 PM
It's wonderful to hear you had a smooth experience with the mortgage process, James. I'm pleased that my attention to your questions and our efforts to secure the best rate met your expectations. Providing all the necessary information for...
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Easy to work with! Communicates well!
Reply from Owner
November 23rd, 2025 03:57 PM
I'm glad to hear you found the process easy and communication effective. It's important to me that clients feel comfortable and well-informed throughout their journey. If there's anything more you need or any questions arise, please don't hesitate...
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Very Good Communication. Information was always great and the underwriting process was smooth. There were no delays in any correspondence.
Reply from Stephen Livesay - Mortgage Loan Ori...
November 23rd, 2025 03:58 PM
Gilbert, I appreciate your feedback. It's great to know that you found the communication and information valuable throughout the process. Ensuring a smooth underwriting experience is always important to me, and I'm glad there were no delays....
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Stephen did not communicate at all with my team and told my client to tell me that I needed to stop contacting him as he had other clients to deal with. As an agent, working hand and hand with the lender 50% of the transaction, i was very unhappy...
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Reply from Stephen Livesay - Mortgage Loan Ori...
November 7th, 2025 04:15 PM
Your review is a personal as well as passive aggressive. Figure out who is communicating in your team to help streamline your process. Compliance will not allow us to give consumer's personal identifying information as that should come from...
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I was the agent. Stephen and hsi team mostly communicate with the buyer . Stephanie communicated towards the end. I did not have enough communication with either to write a review.one thing to note, the buyer tried calling Stephen at the closing...
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Reply from Stephen Livesay - Mortgage Loan Ori...
November 7th, 2025 04:16 PM
Thank you for sharing your feedback, Jamie. I understand your perspective regarding the communication during the process. Ensuring clear and timely communication is important, and I apologize if that wasn't the case at all times. I'll take...
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Stephen Livesay - Mortgage Loan Originator has received a review with 5 star rating from George N
Reply from Owner
November 7th, 2025 04:16 PM
I appreciate your high rating, George. If there's anything more you need, please feel free to reach out.
The loan process went smoothly without any problems. All questions were answered and made clear before signing any contracts.
Reply from Stephen Livesay - Mortgage Loan Ori...
November 6th, 2025 01:10 AM
I'm glad to hear that the loan process went smoothly for you and that your questions were answered clearly before you signed the contracts. It's important to me that everything is transparent and straightforward for my clients. If you need...
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About
Stephen Livesay is a respected figure (top 1% mortgage professionals, Scotsman Guide) in the mortgage industry, known for his unwavering commitment to client satisfaction and his comprehensive expertise in financial solutions. A robust career spanning over 27 years in mortgage lending, Stephen has established himself as a trusted advisor, guiding clients through the complexities of the home financing process. His deep understanding of market trends, coupled with his dedication to personalized service, has earned him a stellar reputation among homebuyers and industry peers alike.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction to Perm
Renovation
FHA
VA
USDA
Convention
Conventional, FHA, VA, UDSA, Construction to perm and specialized lending options.
Mortgage Lending
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Memberships
- NCHFA certified
- RRAR associate member
- CMA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- 302285
Achievements
- Power Producer since 2013
Hobbies
- Boating
- Jet Sking
- Water sports
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.