Stephen Janocha
Senior Loan Officer | NMLS #732613
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
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closed
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Reviews from Web
Great work Stephen.
Jason Foster
Reply from Stephen Janocha
June 8th, 2026 02:47 PM
Thank you for your kind words, Jason. I'm pleased to know you had a great experience. If there's anything else I can do for you, feel free to reach out.
Wonderful experience! Everyone was efficient and answered all of my questions. I knew what to expect and the entire process was completed easily & timely.
Reply from Stephen Janocha
June 8th, 2026 08:10 PM
I'm glad to hear you had a wonderful experience, Laurine. It's great to know that the process was efficient and that all your questions were answered. If there's anything more I can do for you, please feel free to reach out.
It was a difficult experience working with you guys.First you kept adding hidden fees in the background, then took them off.You also said you would provide a lender credit but removed it when I wanted to know why we were paying points.Fees,...
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Very attentive and communicative. Fast closing
Reply from Stephen Janocha
June 1st, 2026 03:34 PM
I'm happy to know that you appreciated the attentiveness and communication, Sarah. It's great to hear that the closing process was swift for you. If there's anything else I can help with, please let me know.
Stephen was responsive and professional after taking my clients loan over .
Reply from Stephen Janocha
May 20th, 2026 04:13 PM
I'm grateful to hear that you found my responsiveness and professionalism helpful, Justin. If there's anything more I can assist you with, please don't hesitate to reach out.
The entire team very responsive and knowledgeable
Reply from Stephen Janocha
May 20th, 2026 03:45 PM
I'm glad to hear that you found the team responsive and knowledgeable, Mariana. If there's anything more you need, please feel free to reach out.
Great communication from HMA throughout the process and the app made it super easy to upload documents and track progress on the loan.
Reply from Stephen Janocha
May 18th, 2026 02:34 PM
I'm pleased to hear that the communication from HMA and the app made your experience smooth, Karisa. If you have any more questions or need further assistance, feel free to reach out.
Easy to coordinate especially since we were moving from Pennsylvania to North Carolina
Reply from Stephen Janocha
May 5th, 2026 05:04 PM
I'm glad to hear that coordinating your move from Pennsylvania to North Carolina was easy, Grant. If you need any further assistance, please feel welcome to reach out.
I could not have done this purchase without his calm, reassuring, extremely intuitive professionalism. Expecially Especially buying out of state! He is the best!
Reply from Stephen Janocha
May 4th, 2026 02:05 PM
I'm grateful for your kind words, Patrick. It's appreciated to know that my calm and professional approach helped you with your out-of-state purchase. If there's anything more I can assist you with in the future, please feel free to reach out....
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Steve was proactive, responsive and helpful throughout the process. We appreciated his help finding a realtor in the area we relocated, too. Definitely full-service!
Reply from Stephen Janocha
May 1st, 2026 02:24 PM
I'm pleased to know you found my approach proactive and helpful, Shannon. It's great to hear that you appreciated my assistance in finding a realtor for your relocation. If there's anything else I can do for you in the future, please don't...
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #732613
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity