

Stephen DeMuth, Movement Mortgage NMLS 39179
Loan Officer

Get quick and accurate financial advice when you are buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service th... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
As a realtor, referring my clients to a reliable, trustworthy, and communicative loan officer is so important. Stephen checks all of these boxes and more! Him & his team do a fantastic job of doing the most for every single client and creating...
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Reply from Stephen DeMuth
October 29th, 2024 03:22 PM
Thank you so much for your kind words, Abby. It's always rewarding to hear that my team and I are meeting the high standards we set for ourselves. We aim to make the mortgage process as smooth as possible for our clients and it's great to hear...
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STEPHEN DEMUTH WAS AMAZING TY AND YOUR TEAM SO VERY MUCH FOR HELPING US THRU THE ENTIRE PROCESS!!!
Grateful and Blessed to know you! HIGHLY RECOMMEND
Reply from Stephen DeMuth
February 7th, 2025 08:21 PM
Thank you for the kind words, Mary! It's fantastic to hear that you felt supported throughout the entire process. It was truly a pleasure assisting you, and I'm thrilled that you are satisfied with our service. Your recommendation means a lot...
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The whole process with Stephen was excellent from start to finish!
Reply from Stephen DeMuth
February 7th, 2025 08:21 PM
Thrilled to hear that you found the entire process excellent, Brent! It was a pleasure assisting you with your mortgage needs at Ruoff Mortgage. I strive to provide a seamless experience from start to finish, and I'm glad I could achieve that...
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Difficulty with underwriting put a damper on the experience
Reply from Stephen DeMuth
February 7th, 2025 08:21 PM
I'm sorry to hear that the underwriting process put a damper on your experience, Scott. We strive to make every step of the mortgage process as seamless and transparent as possible at Ruoff Mortgage. I will ensure your comments are taken into...
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As a realtor, referring my clients to a reliable, trustworthy, and communicative loan officer is so important. Stephen checks all of these boxes and more! Him & his team do a fantastic job of doing the most for every single client and creating...
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Reply from Owner
June 18th, 2026 05:18 PM
Thanks Abby! You are a rockstar yourself and always a pleasure to work with!
Regular, respectful and thorough communications
Reply from Stephen DeMuth
February 7th, 2025 08:21 PM
Thank you Lynn! I always strive to provide service that is respectful and thorough, so I'm glad to hear that this was your experience. Thank you for choosing Ruoff Mortgage and for taking the time to leave a review.
Communication!
Reply from Stephen DeMuth
February 7th, 2025 08:21 PM
Thank you Jamie!! I am so thrilled for you and your brand new home!! I know that you have been through a lot this past year and I am so happy for you to start this new chapter in your beautiful home!!
Incredible!! We have only good things to say about our experience! Definitely would recommend! Made us feel comfortable and at ease during a time that can be very stressful. Would never use anyone else! And will always refer to our friends...
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Reply from Owner
June 18th, 2026 05:19 PM
Thanks Becca!!
Made sure we understood the full process. I learned a lot personally that will aid me in a future home purchase if I buy another house
Reply from Stephen DeMuth
February 7th, 2025 08:21 PM
I'm delighted to hear that you found our process informative, Michael. It's my aim to ensure all clients can understand each step, as this knowledge is crucial in making informed decisions both now and in the future. I'm glad to hear that you're...
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They take their time to help you find your home. They are knowledgeable and very professional.
Reply from Owner
June 18th, 2026 05:19 PM
Thank you Wayneesha!!
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About
Get quick and accurate financial advice when you are buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA
VA
ARM - Adjustable Rate Mortgage
Fixed Rate Mortgage
Fannie Mae HomeReady
Freddie Mac HomePossible
FHA 203k Renovation Loans
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Memberships
- VAREP - Veterans Association of Real Estate Professionals
- Mortgage Bankers Association of Louisville
- Mortgage Bankers Association of Kentucky
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 1946856
- TN-1946856
- IN-61705
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Awards
2021 Silver Produc...
2023 Silver Produc...
BNI Chapter All St...
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Achievements
- Loan Officer Rookie of the Year - 2023
- Louisville Business First 40 under 40 Nominee
Hobbies
- Teaching
- Coaching
- Volunteering
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Disclaimer
FL-LO124315, KY-MC792186, OH-MLO-OH.1946856, IN-61705, TN-1946856 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.