Stephanie Arcelay
Physician Loan Specialist
As a Mortgage Loan Officer, I bring 22+ years of experience in helping borrowers with their home ownership needs. Whether you are a first-time homebuyer, building or renovating your dream home, seasoned homeowner, or refinancing an existin...... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Reviews from Web
Stephanie was a tremendous help throughout my home-buying journey. As a physician, obtaining mortgage approval can be challenging due to factors such as significant student loan balances and prior forbearances. Stephanie took the time to guide...
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I worked with Stephanie on a recent transaction, and she went above and beyond for our mutual client. She introduced a specialized loan option tailored for attorneys, something several other lenders didn’t even mention, and it made all the...
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Stephanie is awesome.
This is my second time doing a real estate transaction with her.
She has done excellent in both transactions and was available to assist all the way through to the closing time.
I highly recommend her.
Stephanie is the consummate professional. She delivers fabulous, white glove service. As an attorney, I'm in the client service industry and I have NO NOTES for the level of professionalism and service that she provided. Stephanie took my phone...
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Stephanie Arcelay has received a review with 5 star rating from Mike C
5 of 5
About
As a Mortgage Loan Officer, I bring 22+ years of experience in helping borrowers with their home ownership needs. Whether you are a first-time homebuyer, building or renovating your dream home, seasoned homeowner, or refinancing an existing loan, I have a deep level of expertise to help you find the best loan to meet your needs. I take the time to carefully consult with my borrowers so that they clearly understand their options and the mortgage process. This, along with regular communication throughout the process leads to a great experience for my borrowers.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
affordable home programs
construction and renovation mortgages
conventional mortgages
conventional, jumbo and portfolio mortgages
doctor and physician mortgages
fha, va and usda loans
fixed rate and adjustable-rate mortgages
home equity loans and lines
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Positions
- Atlantic Union Bank - Physician Loan SpecialistJul 15th, 2025 - Current
Memberships
- NMLS
- The White Coat Investor
- BigLaw
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- nmls # 897166
Gallery
Awards
Achievements
- Scotsman Guide Top Originators 2024
- Scotsman Guide Top Originators 2023
Hobbies
- Spending time with my kids
- Traveling
- Follwing the NBA
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Disclaimer
Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.