

Stef Adams at CrossCountry Mortgage
VP of Mortgage Lending | NMLS #653821

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Ft. Mitchell, KY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons...... Show More
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Great to work with. Have known and used her for many years and I also refer her to my family. Extremely knowledgeable on renovation financing. She’s the only one I trust in the city to do a renovation loan. All around good person. Keeps it...
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Reply from Owner
November 11th, 2025 08:10 PM
Anne, Thank you! I appreciate the referrals and trust you have in me to get the job done.
Stef was easy to work with, very knowledgeable, and responded quickly to our questions. She made the whole daunting process very easy on us. We would definitely recommend to anyone. Thanks Stef!
Reply from Owner
January 11th, 2021 04:31 PM
Thank you Patrick! It was a pleasure working with you both as well. I appreciate your business.
Stef was easy to work with, very knowledgeable, and responded quickly to our questions. She made the whole daunting process very easy on us. We would definitely recommend to anyone. Thanks Stef!
Stef is a pro at what she does. We were presented with several options during our Refi and all of them put lots of money back in our pocket. We have used her for 203k loans as well and she made the process very easy. If you are looking to get...
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Reply from Owner
December 11th, 2020 03:12 PM
Tim Thank You! I appreciate your continued support.
Stef is a pro at what she does. We were presented with several options during our Refi and all of them put lots of money back in our pocket. We have used her for 203k loans as well and she made the process very easy. If you are looking to get...
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Stef is extremely knowledgeable when it comes to Renovation lending! Shes a true team player, and always goes the extra mile for her clients. I have been referring my renovation deals to Stef for years, even long before working with her at...
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Reply from Owner
February 5th, 2020 04:00 PM
Jessica, Thank you! I appreciate your referrals.
Stef is extremely knowledgeable when it comes to Renovation lending! Shes a true team player, and always goes the extra mile for her clients. I have been referring my renovation deals to Stef for years, even long before working with her at...
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I highly recommend Stef and Joy with Option Financial. Their customer service was above and beyond! They were extremely knowledgeable not only about the financing but directing us in the proper direction of all aspects of the home buying process....
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Stef Adams from Option Financial was fantastic to work with on my recent home purchase. She explained things clearly and responded quickly to any questions I had along the way. I would highly recommend her to anyone who asked.
Very professional and Stef knows what needs to be done to help you get the property you want.
Reply from Stef Adams
February 27th, 2019 12:05 PM
Thank you Paul Westendorf!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Ft. Mitchell, KY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #653821 | Branch NMLS #2737153
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Search Rank ScoreLearn More →
463
/850
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Memberships
- Realtor Alliance of Greater Cincinnati
- Northern Kentucky Association of Realtors
- UCATS
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- 653821
Awards

Affiliate of the Y...
Achievements
- Vice Chair Realtors with Heart
Hobbies
- Travel
- Basketball
- Volleyball
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095