
Sonya Hall
Sr. Mortgage Banker

“I am committed to my clients by providing knowledge, clear and consistent communication through the whole mortgage process. I’m committed to helping them meet their financial goals, and I remain a consistent resource post-closing.”
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Sonya is extremely knowledgeable and responsive, not to mention friendly and fun! She quickly helped us get what we needed to pre-qualify, offered various loan options, and then she was there every step of the way through the loan process all...
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Reply from Sonya Hall
March 8th, 2026 11:55 PM
James, I'm grateful for your thoughtful feedback. I'm pleased to hear that the pre-qualification process and exploring loan options went smoothly for you. Being there every step of the way is important to me, and I'm glad you felt supported...
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Sonya is so amazing! She made the process so smooth and seamless! Sonya is very helpful and informative in so many ways. Great with communication which was a big deal to me. We had a few setbacks when the first seller backed out the night before...
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Reply from Owner
March 8th, 2026 11:55 PM
Jessica, I'm truly appreciative of your heartfelt review. I'm glad the process felt smooth and seamless for you, and it's gratifying to know that my communication met your expectations. Navigating through setbacks like a seller backing out...
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Sonya is absolutely amazing. She made the entire process so easy and smooth! We had some bumps in the road when our first seller backed out the night before closing. We immediately looked at new houses and started the process again. Sonya made...
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Reply from Sonya Hall
January 2nd, 2026 03:01 AM
I appreciate your thoughtful review, Jessica. It's great to hear that I could help make the process easy and smooth for you, even with the challenges along the way. I'm glad we could quickly find a new path forward after the first seller backed...
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Sonya and Tammy were great to work with and very helpful and prompt.
Reply from Sonya Hall
January 2nd, 2026 03:04 AM
I appreciate your feedback, Justin. It's great to hear that you found both Tammy and me helpful and prompt during your experience with Atlantic Bay Mortgage Group. If there's anything else you need or any questions come up in the future, feel...
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Sonya is AMAZING! She worked diligently with me throughout the process. I am a first time homebuyer and she made me very comfortable. Sonya took the time to explain everything to me and I am forever grateful for her expertise.
Reply from Sonya Hall
December 18th, 2025 02:50 PM
It's great to hear about your positive home-buying experience, KeVonna. Knowing that you felt comfortable and well-informed as a first-time homebuyer is important to me. I'm glad I could assist you throughout the process and provide the expertise...
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Sonya is very easy to deal with and very quick to respond to and help with any question.
Reply from Sonya Hall
December 10th, 2025 07:47 PM
Joshua, it’s great to hear that you found me easy to work with and responsive to your questions. I’m glad I could assist you promptly throughout the process. Should you have any more questions or need any further assistance, please feel free...
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Sonya did a fantastic job!!
Reply from Sonya Hall
December 5th, 2025 09:15 PM
I'm glad to hear you were pleased with my work! Your feedback is much appreciated, and if there's anything more you need in the future, feel free to reach out. Thank you for choosing Atlantic Bay Mortgage Group.
The experience was amazing., some of the best people I've ever worked with in my life.. I would definitely recommend them to any and everybody I speak with.
Reply from Sonya Hall
December 2nd, 2025 03:37 PM
It's great to hear such positive feedback about your experience, Neal. I'm really glad you found working with me and Atlantic Bay Mortgage Group pleasant. Your willingness to recommend us is very much appreciated. If you need any further assistance...
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Sonya Hall was very easy to speak with to discuss what was needed throughout the process. She was very informative, professional, and knowledgeable, making the long process much easier to complete!
Reply from Sonya Hall
October 21st, 2025 02:35 PM
I'm grateful for your thoughtful review, Aletre. I'm glad to hear that you found our discussions clear and that the information I provided was helpful. Making the process more manageable and ensuring you felt supported is always my goal. If...
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Sonya Hall is extremely professional and displayed incredible communication skills during the process of acquiring our loan. She would check in on me and also make sure I understood the process and was always available for questions. She was...
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Reply from Sonya Hall
October 21st, 2025 02:36 PM
Kevin, I appreciate your kind words and am grateful for the opportunity to assist you with your loan. It's important to me that you felt supported throughout the process and that my communication helped clarify things along the way. Knowing...
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About
“I am committed to my clients by providing knowledge, clear and consistent communication through the whole mortgage process. I’m committed to helping them meet their financial goals, and I remain a consistent resource post-closing.”
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional, FHA, USDA, VA, Construction Permanent Loans, Bridge loans, HELOCs, DSCR, Investment
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Memberships
- Coastal Plains Association of Realtors
- Inner Banks Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Year Started
1995
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 431080
- Licensed in NC & VA
Gallery



Hobbies
- Antique and thrifting
- Reading
- Decorating
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.