Scott Cummings at CrossCountry Mortgage
Loan Officer | NMLS #1506199
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Scott is very professional, responsive, and informative. He is an excellent communicator and did a great job facilitating the closing of our loan. I highly recommend his services.
Reply from Scott Cummings at CrossCountry Mort...
February 23rd, 2026 03:16 PM
It's wonderful to know that my communication and support during your loan process resonated with you, Joseph. I always strive to be responsive and informative for my clients. Your recommendation is truly appreciated, and I'm glad I could assist...
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Scott made everything so easy! Took all the stress out of the process!
Reply from Scott Cummings at CrossCountry Mort...
February 17th, 2026 02:26 PM
I'm glad to hear that the process felt stress-free for you, Melissa. Making things easier for my clients is always a goal, and it's rewarding to know it had a positive impact on your experience. Thank you for taking the time to share your feedback!...
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Clear communication and knowledge made it a seamless process. Scott was great!
Reply from Scott Cummings at CrossCountry Mort...
February 16th, 2026 04:52 PM
I'm pleased to hear that you found the process seamless with my assistance, Frank. Clear communication and understanding are priorities for me, and I’m glad they made a difference in your experience. Thank you for your kind words!
Scott Cummings at CrossCountry Mortgage has received a review with 5 star rating from Mekessia R
You made it happen and I am very thankful for that!
Excellent communication and dedication to client
Scott Cummings at CrossCountry Mortgage has received a review with 5 star rating from Balbi M B
Scott and his team were extremely helpful with our very difficult process of refinancing our home with a cash payout. We used them 2 years ago when we first refinanced our home from our parents, and they were magic workers then too! This time...
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Reply from Scott Cummings at CrossCountry Mort...
May 15th, 2025 04:34 PM
I'm thrilled to hear that my team and I could assist you with your refinancing process, Kelly. It's wonderful to know that we could help make a challenging situation more manageable for you. We value your trust and look forward to assisting...
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From the very first that Scott and I connected to the final moments of our closing him and the rest of the team that structured our loan were great And made the process easy and as stress free as possible. Every question was answered no matter...
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Reply from Scott Cummings at CrossCountry Mort...
April 28th, 2025 10:51 AM
I'm delighted to hear that your mortgage process was seamless and stress-free. It was a pleasure assisting you, and I appreciate your recommendation. If you have any future needs, feel free to reach out.
Scott Cummings at CrossCountry Mortgage has received a review with 5 star rating from Adesanmi K A
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1506199 | Branch NMLS #1490087
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1506199
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095