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Sebastian Chica - Loan Officer in Fairfield, NJ

Sebastian Chica

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I’m a proud girl dad, husband, and passionate about making a positive impact on people’s lives through Real Estate. With over 8 years of experience, I specialize in empowering families, first-time buyers, and helping with mortgage options a...... Show More
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Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
Overall Ratings
4.6
(22)
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Reviews from Web
  • 4.0
    Encompass
    A
    Angela M
    Milford, CT
    Posted on June 5th, 2026 03:17 PM
    Good team to work with.
  • 1.0
    Encompass
    L
    Lisa A
    Milford, CT
    Posted on June 4th, 2026 07:39 PM
    Total lack of communication, 3 requests for extension for mortgage contingency with no reason given. Stressed out the seller tremendously
  • 5.0
    Encompass
    Y
    Yanina A
    Yonkers, NY
    Posted on June 4th, 2026 02:46 PM
    No tengo más que palabras de agradecimiento para sebastian y su equipo como.compradora por primera ves el proceso me parecía abrumador pero el.fue extremadamente paciente profesional y siempre estuvo disponible para responder todas mis dudas...
    read more
  • 5.0
    Encompass
    A
    Abigail C
    Fanwood, NJ
    Posted on April 23rd, 2026 02:38 PM
    Sebastian was very easy to communicate with. He was very helpful in answering our questions and guiding us through the process.
    Reply from Sebastian Chica
    April 28th, 2026 02:39 PM
    I enjoyed working with you. Thank you for the great feedback.
  • 5.0
    Encompass
    D
    Devin F
    Keyport, NJ
    Posted on March 12th, 2026 11:06 PM
    Sebastian stayed in constant communication and was fully transparent through the whole process. As a first time home buyer this was invaluable.
    Reply from Sebastian Chica
    March 17th, 2026 11:06 PM
    I enjoyed working with you. Thank you for the great feedback.
  • 5.0
    Encompass
    A
    April D
    Keyport, NJ
    Posted on March 5th, 2026 10:05 PM
    Working with Sebastian was a pleasure from start to finish. He went above and beyond for my clients - walking them through payment options, answering every question, and strategizing to help them qualify for the best rate possible. What stood...
    read more
    Reply from Sebastian Chica
    March 12th, 2026 10:06 PM
    Thank you for sharing your experience, April. It's important to me to ensure both my clients and partners feel informed and supported every step of the way. I'm glad to hear that effective communication and dedication made a positive impact...
    read more
  • 5.0
    Encompass
    S
    Socrates O
    Rockaway, NJ
    Posted on March 2nd, 2026 05:46 PM
    it was a pleasant experienc, from beginning to end. Sebastian was Very knowledgeable and pleasant to work with.
    Reply from Sebastian Chica
    March 9th, 2026 05:46 PM
    I appreciate your feedback, Socrates. I'm pleased to know you had a pleasant experience from start to finish and found my assistance knowledgeable. If you have any further questions or need assistance, feel free to reach out.
  • 5.0
    Encompass
    J
    Jose L
    Rockaway, NJ
    Posted on February 28th, 2026 01:24 PM
    It was great working with this team everyone it's very professional. Thank you all specially Socrates he's the best!
    Reply from Sebastian Chica
    March 5th, 2026 01:24 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    Encompass
    J
    Jose I A
    Bronx, NY
    Posted on November 14th, 2025 03:46 PM
    Excellent work, very communicative..
    Reply from Sebastian Chica
    December 12th, 2025 04:29 PM
    I appreciate your feedback, Jose. I'm pleased to know you found the communication effective. If there is anything more I can assist you with, please don't hesitate to reach out.
  • 5.0
    Encompass
    G
    Gene M R
    Bronx, NY
    Posted on November 14th, 2025 01:39 PM
    The preciseness and communication
    Reply from Sebastian Chica
    December 12th, 2025 04:29 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business!
  • 10 of 22
    About
    I’m a proud girl dad, husband, and passionate about making a positive impact on people’s lives through Real Estate. With over 8 years of experience, I specialize in empowering families, first-time buyers, and helping with mortgage options and financial wellness. I graduated with a Finance degree from Manhattanville College, where I met my amazing wife! When I’m not working, you can find me cooking, playing golf, or creating lasting memories with my loved ones. Let’s connect and simplify the home buying process to make your homeownership dreams a reality!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
    USDA Loans
    141
    /850
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #1700544
    Disclaimer
    All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A ABSOLUTE, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License #ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License # 20244695LB; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.