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Sarah Messer - Senior Mortgage Banker | NMLS# 254243 in Columbia, MO

Sarah Messer

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Senior Mortgage Banker | NMLS# 254243

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
95%
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4%
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Reviews from Web
  • Encompass
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    Austin H
    AUXVASSE, MO
    Posted on October 9th, 2026 07:32 PM
    Sarah made this an easy experience. She was very helpful and understanding. She was always there to answer any questions we had. Thank you Sarah!
    Reply from Sarah Messer
    October 9th, 2026 07:50 PM
    I'm so happy to hear that I could make your experience easy and be helpful along the way, Austin. Your kind words mean a lot to me, and I'm grateful you chose Flat Branch Home Loans. Enjoy the new house!!
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    Jay W
    Columbia, MO
    Posted on October 1st, 2026 01:37 PM
    I had an awesome experience
    Reply from Sarah Messer
    October 1st, 2026 01:51 PM
    I'm glad to hear you had an awesome experience, Jay. It's always great to work with you!
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    Michael R A
    COLUMBIA, MO
    Posted on September 30th, 2026 12:17 PM
    Very present during the process and kept me feeling supported.
    Reply from Sarah Messer
    September 30th, 2026 03:36 PM
    Michael, I'm happy to know that you felt supported throughout the process. It was my pleasure to assist you, and I'm glad to be part of your experience with Flat Branch Home Loans.
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    Amanda S R
    COLUMBIA, MO
    Posted on September 28th, 2026 04:20 PM
    Sarah was supportive and responsive through the whole process. Answered tons of our questions and kept open lines of communication. So thankful for a great partner in a super confusing process!
    Reply from Sarah Messer
    September 28th, 2026 04:54 PM
    Amanda, I'm happy to hear that you felt supported and found my communication helpful throughout the process. It was my pleasure to assist you with your questions at Flat Branch Home Loans. Thank you for your kind words!
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    Lance M P
    COLUMBIA, MO
    Posted on September 26th, 2026 03:04 PM
    I appreciate that Sarah happily meets us whenever or however it suited us. Phone calls, emails, text messages, and in person. she answered all of our questions along the way. She let us know when she was unavailable and made sure that other...
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    Reply from Sarah Messer
    September 28th, 2026 02:23 PM
    Lance, I'm pleased to know that my flexibility and communication met your needs throughout the process. It was my goal to ensure you felt supported, and I'm glad the team at Flat Branch Home Loans could assist when needed. Thank you for your...
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    Barbara C
    Sturgeon, MO
    Posted on August 25th, 2026 03:16 PM
    I had a wonderful experience with Flat Branch Home Loans. The entire process was smooth, professional, and much easier than I expected. They were very helpful throughout the home loan process, answered all of my questions, and kept me informed...
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    Reply from Sarah Messer
    August 25th, 2026 03:28 PM
    Barbara, I'm pleased to know you had a wonderful experience with Flat Branch Home Loans. It's great to hear that the process was smooth and that you felt well-informed throughout. Your kind words about our communication and support mean a lot,...
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    Jeremy T
    COLUMBIA, MO
    Posted on August 21st, 2026 04:31 PM
    Very responsive and quick to each milestone
    Reply from Sarah Messer
    August 31st, 2026 04:31 PM
    Jeremy, I'm pleased to hear that you found my responsiveness helpful throughout each milestone. Thank you for sharing your experience with Flat Branch Home Loans.
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    Elizabeth M
    COLUMBIA, MO
    Posted on August 18th, 2026 01:40 PM
    Sarah was very clear and communicative during our first homebuying experience. She always responded quickly and thoroughly explained each step. We appreciate her guidance and will definitely return to Sarah and Flat Branch for any future mortgage...
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    Reply from Sarah Messer
    August 18th, 2026 01:54 PM
    Elizabeth, I'm grateful for your kind words and pleased to hear that my communication helped during your first homebuying experience. It's wonderful to know you'll consider me and Flat Branch for future mortgage needs. Thank you for your trust...
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    Sherly C
    COLUMBIA, MO
    Posted on July 1st, 2026 04:42 PM
    Timely, efficient, able to answer my husban's questions quickly. When we met for closing, her assistant, Julie was very helpful
    Reply from Sarah Messer
    July 1st, 2026 05:27 PM
    Sherly, thank you for highlighting the efficiency and timely support you received during your experience. I'm pleased to hear that both Julie and I were able to assist you effectively. If there is anything more I can do for you, please don't...
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    Jared R S
    COLUMBIA, MO
    Posted on June 25th, 2026 12:42 PM
    Sarah is wonderful! As a first-time homebuyer, I was out of my element. Sarah was kind, clear, and quick to respond when I had questions or clarifications. Sarah made the process seamless, and had patience and grace when I needed help understanding....
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    Reply from Sarah Messer
    June 25th, 2026 01:07 PM
    Jared, I'm pleased to hear that I could help make your first homebuying experience a seamless one. It's great to know that my communication and patience were beneficial to you. Thank you for your recommendation and enjoy your new home!!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 254243
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149