Sarah Kappel
MORTGAGE LOAN OFFICER | NMLS# 1010897
I really do have a passion for helping people and my position as Mortgage Lender allows me to do this everyday. It's a great pleasure for me to work with home buyers to help them obtain the loan that best suits their needs whether it be Con... Show More
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Sarah was always quick to answer our questions and explain anything we found confusing. She clearly worked to get us the mortgage we wanted and while also advocating for what was best for us.
Reply from Sarah Kappel
March 24th, 2026 06:17 PM
James, thank you for sharing your experience. It was my pleasure to assist with your mortgage needs and ensure that everything was clear and in your best interest. If there are any more questions or additional assistance you might need, feel...
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Sarah put a lot of effort to get us the best loan and rate. I appreciated how proactive she was with finding solutions for us despite the time zone difference.
Reply from Sarah Kappel
March 24th, 2026 06:18 PM
I'm truly glad to hear that my efforts made a difference for you, Brennan. I understand the challenges that time zone differences can bring, so I always strive to stay proactive and find the best possible solutions. Thank you for your kind...
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Clear communication and updates
Reply from Sarah Kappel
March 24th, 2026 06:19 PM
It's great to hear that you found the communication and updates clear. Effective communication is very important to me, and I'm glad it contributed positively to your experience. If there's anything else I can assist you with, feel free to...
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it was a pleasure working with Sarah. She made everything so easy and easy to communicate with her and her assistant Kathrine her team was able to go above and beyond to assist me with first time homebuyers assistance with down payment I have...
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Reply from Sarah Kappel
March 24th, 2026 06:19 PM
I'm grateful for your kind words, Zandra. I'm glad to hear that the process went smoothly for you and that you found it easy to communicate with me and Kathrine. It means a lot that you would recommend us to your friends and family. If there's...
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She was easy to talk to and listened greatly on my concerns.
Reply from Sarah Kappel
March 24th, 2026 06:20 PM
Melisa, I'm glad to hear that you felt comfortable sharing your concerns and found our conversation easy. Your satisfaction is important to me, and I'm pleased I could assist you effectively. If there's anything further you need, feel free...
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Nice people, friendly and understanding.
Reply from Sarah Kappel
March 24th, 2026 06:21 PM
It's great to hear that you found me and my team at First Financial Bank friendly and understanding, Robbie. Building positive relationships with clients is something I prioritize, so your feedback means a lot. If there's anything else I can...
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Sarah and her team did a fantastic job! Will definitely work with them again on my next purchase.
Reply from Sarah Kappel
March 24th, 2026 06:21 PM
I'm pleased to hear that you had a positive experience, Francesco. It's great to know that my team and I could assist you effectively, and I'm looking forward to working with you on your next purchase. If you need anything in the meantime,...
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Very communicatI've, Informative & great person!
Reply from Sarah Kappel
March 24th, 2026 06:22 PM
It's wonderful to hear that you found our communication and information sharing effective. I'm glad you had a positive experience working with me at First Financial Bank. Should you need any further assistance or have any questions in the future,...
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Sarah and her assistant made my experience very enjoyable and effortless. They always knew the answers to every question i had and was always responsive.
Reply from Sarah Kappel
March 24th, 2026 06:23 PM
I'm pleased to hear that your experience felt enjoyable and effortless, Taylor. It's gratifying to know that I, along with my assistant, could provide the responsiveness and knowledge you needed. Thank you for sharing your positive experience...
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The communication and guidance! Sarah and Kathy helped me very much through out the process. They took the time to explain and answer my questions, which made a big difference, since this is my first time buying a house. For sure made the process...
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Reply from Sarah Kappel
May 26th, 2026 08:14 PM
Miranda, I'm glad to hear that both Kathy and I could assist you throughout your home-buying journey. It's great to know that our communication and guidance helped make the process easier and more reassuring for you. Thank you for your kind...
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About
I really do have a passion for helping people and my position as Mortgage Lender allows me to do this everyday. It's a great pleasure for me to work with home buyers to help them obtain the loan that best suits their needs whether it be Conventional, FHA, VA or Grant Program to buy their dream home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
USDA Loans
Non-QM
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1010897
Awards
Scotsman Guide
Hobbies
- Weight Lifting
- Watching my kids' sports
- Going to the movies with my husband
Disclaimer
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