

Sarah Kappel
MORTGAGE LOAN OFFICER | NMLS# 1010897

I really do have a passion for helping people and my position as Mortgage Lender allows me to do this everyday. It's a great pleasure for me to work with home buyers to help them obtain the loan that best suits their needs whether it be Con... Show More
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Amaze, Amaze, Amaze!! Sarah are you and the entire team at First Financial did an incredible job guiding us through this journey. We are thrilled with our new home and are excited to start a new chapter in our lives. Thank you so much for everything...
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Reply from Sarah Kappel
April 28th, 2026 09:41 PM
Michael, I'm so glad to hear that you are thrilled with your new home. It was a pleasure guiding you through the process, and I'm grateful for your kind words about my team and me at First Financial Bank. Enjoy this exciting new chapter!
Sarah and her team were great to work with
Reply from Sarah Kappel
April 28th, 2026 09:42 PM
Lincoln, I'm pleased to hear that you had a good experience working with me and my team. Thank you for your kind words!
The team was great, they were very quick to get the process started and comminating what was goin on during the whole process!!!
Reply from Sarah Kappel
April 28th, 2026 09:43 PM
Kaitlyn, I'm glad to hear that you found my team helpful and efficient. Keeping you informed throughout the process is important to me, and I'm happy we could meet your expectations. Thank you for your kind words!
Here’s a polished version for a feedback survey:Sarah provided excellent care throughout the process. She proactively monitored housing rates and guided us in refinancing our home at the most financially advantageous time. She also addressed...
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Reply from Sarah Kappel
April 28th, 2026 09:51 PM
Kasi, I really appreciate your kind words. I'm glad I could assist you in refinancing your home and that the process was smooth and stress-free for you. Thank you for choosing me to help with your home loan!
Sarah was extremely helpful throughout the entire process. Greatly appreciate how easy she made the mortgage application and execution go through.
Reply from Sarah Kappel
April 28th, 2026 09:44 PM
Phillip, I'm glad to hear that you found the mortgage application process easy. Your kind words are truly appreciated, and I'm happy I could assist you along the way.
La profecionalidad con la que trabajan .ademas de una exelente rapides
Reply from Sarah Kappel
April 28th, 2026 09:44 PM
Henry, agradezco mucho tus amables palabras sobre mi profesionalidad y rapidez. Estoy feliz de saber que has tenido una buena experiencia en First Financial Bank.
Sarah was fantastic. She was able to help me navigate through some tricky circumstances to close on my loan by our scheduled closing date. Definitely recommend if you're looking for someone who is a straight shooter and gets the job done!
Reply from Sarah Kappel
April 28th, 2026 09:45 PM
James, I'm grateful for your kind words and pleased to hear that I could assist you in closing your loan on time. It's great to know you found my straightforward approach helpful. Thank you for recommending me!
I always love working with Sarah and her team. They communicate clearly, stay on top of every detail, and make the entire process feel easy. Whether I’m involved as a Realtor or a homebuyer, I know everything is handled and I don’t have to...
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Reply from Sarah Kappel
April 28th, 2026 09:45 PM
Brandi, I'm grateful for your kind words and the trust you've placed in me and my team. It's wonderful to hear that our communication and attention to detail have made the process smooth for you, whether as a Realtor or homebuyer. Thank you...
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Laying everything out and explaining when needed
Reply from Sarah Kappel
March 24th, 2026 06:10 PM
I'm pleased to hear that my explanations were clear and helpful to you, Jessica. If you have any more questions or need further assistance in the future, please feel free to reach out. Thank you for your review!
Sarah is a great loan officer. From the start she was very quick with her service and very transparent. I am normally hesitant to deal with lenders. She took that uncomfortable experience away from how she handles her communication. She does...
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Reply from Sarah Kappel
March 24th, 2026 06:11 PM
Rinalyn, I'm truly grateful for your thoughtful review. It's reassuring to hear that I could help alleviate the hesitations you had initially. I strive to provide clear and straightforward communication, and it's rewarding to know this approach...
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About
I really do have a passion for helping people and my position as Mortgage Lender allows me to do this everyday. It's a great pleasure for me to work with home buyers to help them obtain the loan that best suits their needs whether it be Conventional, FHA, VA or Grant Program to buy their dream home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
USDA Loans
Non-QM
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1010897
Awards
Scotsman Guide
Hobbies
- Weight Lifting
- Watching my kids' sports
- Going to the movies with my husband
Disclaimer
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