

Sarah Gonzalez
Mortage Loan Officer

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Sara is amazing! As a first-time home buyer, I was nervous and had so many questions, but she made the entire process much easier to understand. She is incredibly knowledgeable, patient, and always willing to share helpful tips and guidance....
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Reply from Sarah Gonzalez
June 22nd, 2026 05:38 PM
Robyn, I'm so pleased to hear that I could make your home-buying journey more understandable and comfortable. Your confidence and trust are truly valued, and I'm grateful for your recommendation. If you have any more questions in the future,...
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Sarah was there for us no matter the time no matter the question and made us feel comfortable and explained every question we had and we had a lot. We are so grateful.
Reply from Sarah Gonzalez
June 19th, 2026 06:20 PM
It's great to hear that you felt comfortable and supported throughout the process, Brittany. I'm grateful for your kind words and appreciate the opportunity to assist you with all your questions. Thank you for trusting me to be there for you....
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Sarah helped me get funded as a self-employed individual and did it to meet a very short closing date, within 1 1/2 weeks.
Reply from Owner
June 12th, 2026 03:13 PM
Sheldon, I'm glad that I could assist you in securing funding within such a short timeframe. It's great to know that everything worked out well for your needs. Thank you for sharing your experience!
Sarah is a miracle worker!
Reply from Sarah Gonzalez
June 12th, 2026 03:12 PM
I'm glad to hear that you had such a positive experience! Your feedback truly means a lot to me.
I have work with Sarah for almost 10 years and she's very professional and helpful. The best mortgage consultan.
Reply from Sarah Gonzalez
May 26th, 2026 02:59 PM
Emily, it's appreciated to hear that you've had such a positive experience working with me over the past decade. I truly appreciate your kind words and your trust in my services as your mortgage consultant.
Sarah Gonzalez has received a review with 5 star rating from Caitlyn G
Reply from Owner
May 26th, 2026 02:58 PM
Thank you, Caitlyn, for the excellent rating! I appreciate your support and trust.
Sarah is FANTASTIC!
Reply from Sarah Gonzalez
May 1st, 2026 05:34 PM
I'm happy to hear you had such a positive experience, Caitlyn. Thank you for your kind words about my service.
Great communication
Reply from Sarah Gonzalez
April 27th, 2026 08:36 PM
Gabriel, I'm glad to hear that you appreciated the communication. It was great working with you, and I’m thankful for your feedback.
Sarah was great and I already referred my boyfriend to her.
Reply from Sarah Gonzalez
April 22nd, 2026 05:08 PM
Yecenia, I appreciate your kind words and the referral to your boyfriend. I'm glad to hear that you had a positive experience with my services. Thank you for your trust!
Sarah was fantastic! The overall experience with Lower was frustrating. I understand this was a land purchase and construction loan, so it was a complex transaction. There was confusion between different departments within Lower. The information...
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Reply from Sarah Gonzalez
April 22nd, 2026 05:08 PM
Richard, I appreciate your understanding of the complexities involved in your land purchase and construction loan. I'm glad I could assist in clarifying the discrepancies and work towards achieving your goals. Thank you for acknowledging my...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Services
FHA, Conventional, USDA, VA, Down Payment Assistance
Mortgage Loans, FHA, Conventional, USDA, VA and Down Payment Assistance
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Positions
- Thrive Mortgage - Mortgage Loan Officer Aug 28th, 2023 - Current
Addresses and Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 817103
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.