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Sara Gallardo - Senior Mortgage Advisor in Winter Park, FL

Sara Gallardo

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Senior Mortgage Advisor

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Sara Gallardo is a mortgage professional who is dedicated to helping individuals and families achieve homeownership. She knows financing isn’t one-size-fits-all and builds strong client relationships to find solutions aligned with each borr... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • Encompass
    S
    Sean E
    Apopka, FL
    Posted on June 23rd, 2026 09:59 PM
    Sara was so amazing to work with! She was so attentive and responded almost immediately, no matter time of day or day of the week! I really appreciate Sara's diligence to help close on time for circumstances outside of all our control. Thank...
    read more
    Reply from Sara Gallardo
    July 1st, 2026 04:26 PM
    Sean, I appreciate your kind words and am glad to hear that my responsiveness and diligence were helpful throughout the process. It was a pleasure working with you, and I'm thankful we could close on time despite the challenges. If you need...
    read more
  • Encompass
    C
    Christopher S A S S
    Apopka, FL
    Posted on June 2nd, 2026 12:32 PM
    This was a difficult transaction due to issues that had nothing to do with financing, however Sara knocked it out of the park to do everything she could in order to assist with getting our client to the closing table.
    read more
    Reply from Sara Gallardo
    June 9th, 2026 07:18 PM
    Christopher, I'm grateful for your kind words. I'm pleased that I could assist in navigating the challenges and help bring everything to a successful close. If there's anything more you need, please don't hesitate to reach out.
  • Encompass
    J
    Jeremy R N
    Deltona, FL
    Posted on June 1st, 2026 01:54 AM
    Sara did a great job.
    Reply from Sara Gallardo
    June 8th, 2026 08:34 PM
    Thank you, Jeremy! I'm glad to hear you were happy with my work. If you ever need assistance again, please feel free to reach out.
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    About
    Sara Gallardo is a mortgage professional who is dedicated to helping individuals and families achieve homeownership. She knows financing isn’t one-size-fits-all and builds strong client relationships to find solutions aligned with each borrower’s goals. Whether working with first-time buyers or experienced investors, Sara provides clear communication, personalized service, and trusted guidance throughout the process. She offers flexible evening and weekend availability, ensuring clients always have direct access and support when they need it most.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Construction Loan
    Investor Mortgages
    Bank Statement Mortgages
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    Year Started

    2026

    Time Zone

    Eastern Time
    Licenses
    • NMLS #2005250
    Disclaimer
    Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions