

Sara Gallardo
Senior Mortgage Advisor

Sara Gallardo is a mortgage professional who is dedicated to helping individuals and families achieve homeownership. She knows financing isn’t one-size-fits-all and builds strong client relationships to find solutions aligned with each borr... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Sara was so amazing to work with! She was so attentive and responded almost immediately, no matter time of day or day of the week! I really appreciate Sara's diligence to help close on time for circumstances outside of all our control. Thank...
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Reply from Sara Gallardo
July 1st, 2026 04:26 PM
Sean, I appreciate your kind words and am glad to hear that my responsiveness and diligence were helpful throughout the process. It was a pleasure working with you, and I'm thankful we could close on time despite the challenges. If you need...
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This was a difficult transaction due to issues that had nothing to do with financing, however Sara knocked it out of the park to do everything she could in order to assist with getting our client to the closing table.
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Reply from Sara Gallardo
June 9th, 2026 07:18 PM
Christopher, I'm grateful for your kind words. I'm pleased that I could assist in navigating the challenges and help bring everything to a successful close. If there's anything more you need, please don't hesitate to reach out.
Sara did a great job.
Reply from Sara Gallardo
June 8th, 2026 08:34 PM
Thank you, Jeremy! I'm glad to hear you were happy with my work. If you ever need assistance again, please feel free to reach out.
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About
Sara Gallardo is a mortgage professional who is dedicated to helping individuals and families achieve homeownership. She knows financing isn’t one-size-fits-all and builds strong client relationships to find solutions aligned with each borrower’s goals. Whether working with first-time buyers or experienced investors, Sara provides clear communication, personalized service, and trusted guidance throughout the process. She offers flexible evening and weekend availability, ensuring clients always have direct access and support when they need it most.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Investor Mortgages
Bank Statement Mortgages
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Year Started
2026
Time Zone
Eastern Time
Licenses
- NMLS #2005250
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions