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Sara Elkinton - Loan Officer in Bellingham, WA
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Sara Elkinton

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Western Washington University
Western Washington University
Buy on solid ground. Whether you’re a first-time homebuyer or a repeat buyer, we’ll organize the process from loan application to move-in date to help you close On Time and as Promised®. Power your offer with our Security Plus Seller Guara... Show More
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Western Washington University
Western Washington University
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
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1 Star
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Reviews from Web
  • Encompass
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    Wendy K B
    Bellingham, WA
    Posted on October 24th, 2026 12:23 AM
    We knew from the beginning that Sara would be available at any time to help us buy a house when we found one. I wish we had been better able to figure out with Sara from the very beginning what our best options were for funding a house purchase....
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    Michael M
    Ferndale, WA
    Posted on October 19th, 2026 03:54 PM
    Sara Elkinton has received a review with 5 star rating from Michael M
    Reply from Sara Elkinton
    October 19th, 2026 08:20 PM
    Thank you Michael!
  • Encompass
    M
    Mitchell N
    Bellingham, WA
    Posted on October 15th, 2026 10:51 PM
    We were recommended Sara and Laura from Evergreen by our reatlor. We had an excellent experience working with them. Sara was super responsive from the first day I spoke with her. There was a house that I wanted to make an offer on that had...
    read more
    Reply from Sara Elkinton
    October 19th, 2026 08:23 PM
    Mitch, thank you so much for the thoughtful review! You were a joy to work with, and I'm so excited for your next chapter. I'm always here if you need anything!
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    Brendan J W
    Blaine, WA
    Posted on October 14th, 2026 06:39 PM
    Sara was so nice to work with. She made the processing of the loan for our new house easy. We liked the ability to work and process documents on line. Signing documents on line were nice. It is so nice to have someone help and walk you through...
    read more
    Reply from Sara Elkinton
    October 19th, 2026 08:21 PM
    Thank you, Brendan, for sharing your wonderful experience. I'm glad to hear that the online process and the support from our team, including Laura and Nikki, made your home loan journey smooth and enjoyable. I'm pleased that we could help you...
    read more
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    Leili K
    Sumas, WA
    Posted on October 12th, 2026 07:41 PM
    Sara Elkinton has received a review with 5 star rating from Leili K
    Reply from Sara Elkinton
    October 13th, 2026 11:30 PM
    Thank you for the nice review Leili. I hope you are all settling in nicely!
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    Nathan R V
    Bellingham, WA
    Posted on October 6th, 2026 03:39 PM
    Sara and Laura were amazing to work with! Went above and beyond for us and we really felt looked after and cared for during our first home buying experience. Would highly recommend to anyone looking to finance a home!
    Reply from Sara Elkinton
    October 13th, 2026 11:32 PM
    Nathan, thank you for the kind review! It was truly an honor to work with you both, and we are just thrilled for you :)
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    Michael B
    Bellingham, WA
    Posted on October 5th, 2026 01:40 AM
    I appreciated the clear and quick communication. All of my questions were answered in a thorough and timely manner. I went into this whole process not knowing a lot about the home buying process, and thanks to you I was able to learn and feel...
    read more
    Reply from Sara Elkinton
    October 13th, 2026 11:33 PM
    Michael, you were a dream to work with as well! I'm so excited for this next chapter in your life, congratulations!
  • Encompass
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    Jordan C
    Bellingham, WA
    Posted on October 2nd, 2026 12:42 AM
    It was truly a pleasure to work with Sara! She was extremely thorough in her explanations and support in the loan process with my client. When viewing homes, she was available to help us explore monthly payments, and loan scenarios with various...
    read more
    Reply from Sara Elkinton
    October 12th, 2026 07:16 PM
    I'm grateful for your kind words, Jordan. It was a pleasure assisting you and your client throughout the loan process at Evergreen Home Loans. I'm glad to hear that my support and availability were helpful in exploring different scenarios....
    read more
  • Encompass
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    Cyrus A
    Bellingham, WA
    Posted on October 1st, 2026 06:07 AM
    Sara Elkinton has received a review with 5 star rating from Cyrus A
    Reply from Sara Elkinton
    October 12th, 2026 04:39 PM
    Cyrus, thank you for the wonderful rating! I'm glad to know that your experience with me and the team at Evergreen Home Loans was positive.
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    Jason L
    Seattle, WA
    Posted on September 28th, 2026 04:12 PM
    made it a great experience was the level of communication from Sara, and how compassionate she was about our concerns. I cannot imagine a better experience or a more kind and thorough human being to take us through that experience
    Reply from Sara Elkinton
    October 8th, 2026 04:13 PM
    I'm truly happy to hear that the communication and compassion I provided made your experience great, Jason. At Evergreen Home Loans, we strive to be thorough and kind, and I'm glad that resonated with you during the process.
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    About
    Buy on solid ground. Whether you’re a first-time homebuyer or a repeat buyer, we’ll organize the process from loan application to move-in date to help you close On Time and as Promised®. Power your offer with our Security Plus Seller Guarantee, which stands among the strongest loan preapproval programs in the business. It’s a real difference maker.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Qualified Mortgage Pre-Approvals
    Specialities
    First-time buyer
    Investors
    VA Homebuyers
    Downsizing
    Low down payment
    Refinances
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    Education
    • Western Washington University
      Economics and Finance
      Bachelors in Finance
      Western Washington University logo
    Positions
    • Caliber Home Loans - Junior Loan Officer
      Apr 4th, 2016 - Nov 30th, 2023
    • Movement Mortgage - Loan Officer
      Dec 1st, 2023 - Jan 1st, 2026
    Memberships
    • Builders Alliance Association
    • Evergreen Home Loans
    Addresses and Serving Areas

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 1477341
    Awards
    2025 President's C...
    2024 President's C...
    Achievements
    • President's Club 2025
    • President's Club 2024
    • Top 1% of Loan Officers Nationwide
    Hobbies
    • Hiking
    • Painting
    • Working out
    • View All
    Disclaimer
    ©2026 Evergreen Moneysource Mortgage Company® dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans. All rights reserved. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837; NJ Licensed by the N.J. Department of Banking and Insurance. Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit www.nmlsconsumeraccess.org.