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Sara Elkinton - Loan Officer in Bellingham, WA
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Sara Elkinton

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Western Washington University
Western Washington University
Buy on solid ground. Whether you’re a first-time homebuyer or a repeat buyer, we’ll organize the process from loan application to move-in date to help you close On Time and as Promised®. Power your offer with our Security Plus Seller Guara...... Show More
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Western Washington University
Western Washington University
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.98
(208)
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Reviews from Web
  • 5.0
    Encompass
    T
    Tulea E
    Bellingham, WA
    Posted on May 26th, 2026 07:01 PM
    Sara was an absolute delight start to finish. We had to move very quickly, and it was our first time buying a home. Sara got us up to speed, was never judgemental for our gaps of knowledge. I cannot overstate how pleased we are to have been...
    read more
    Reply from Sara Elkinton
    May 26th, 2026 07:40 PM
    Thank you so much for your kind words, Tulea. I'm glad I could support you and Z through your first home buying experience and help keep things moving quickly. It was truly a joy to work with you both, and I'm here if you need any further assistance...
    read more
  • 5.0
    Encompass
    B
    Barbara J H
    Bellingham, WA
    Posted on May 12th, 2026 03:24 AM
    Sara, and her assisstant Laura, answered every question, big and small. She even had answers to questions I didn't know I needed to ask! Overall, I am extrememly happy to have worked with Sara and Laura at Evergreen Home Loans. Buying a house...
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    Reply from Sara Elkinton
    May 12th, 2026 05:39 PM
    I'm thankful for your kind words, Jill. It's great to know that both Laura and I could assist you with every question and help make your home-buying experience less stressful. If you ever have more questions or need further assistance, please...
    read more
  • 5.0
    Encompass
    G
    Gerald F H
    Bellingham, WA
    Posted on May 7th, 2026 03:21 PM
    Sara and Laura were truly amazing. their service was impeccable, creative, and given this was a second home purchase, they got the job done when other lenders could not. I would highly recommend this amazing team.
    Reply from Sara Elkinton
    May 12th, 2026 05:37 PM
    I'm pleased to know that you found our service impeccable and creative, Gerry! It was a pleasure working with you, and I'm glad we could assist where others could not. Thank you for your kind recommendation of our team.
  • 5.0
    Encompass
    S
    Sarah R H
    Blaine, WA
    Posted on April 30th, 2026 12:54 AM
    I thought it'd be more work to buy a home, but it was such an easy process! We knew Sara had everything taken care of.
    Reply from Sara Elkinton
    April 30th, 2026 11:29 PM
    I'm glad to hear that the home buying process felt easy for you, Sarah. Knowing you felt well taken care of is very rewarding. If you ever have any questions or need assistance in the future, feel free to reach out.
  • 5.0
    Encompass
    L
    Li Z
    Blaine, WA
    Posted on April 27th, 2026 06:43 PM
    We had a great experience working with Sara Elkinton, our loan officer. Sara is incredibly resourceful and knowledgeable, guiding us through every step with clarity and confidence. She made the entire process smooth and easy, always responsive...
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    Reply from Sara Elkinton
    April 30th, 2026 11:30 PM
    Li, I'm glad to hear that you had a great experience working with me. It's wonderful to know that I could provide clarity and confidence throughout the process and help address any surprises along the way. Your recommendation means a lot to...
    read more
  • 5.0
    Encompass
    D
    Daniel T
    Everson, WA
    Posted on April 22nd, 2026 07:21 PM
    Sara Elkinton has received a review with 5 star rating from Daniel T
    Reply from Sara Elkinton
    April 22nd, 2026 08:38 PM
    Thank you, Daniel, for the 5-star rating. I appreciate your support and trust in my services at Evergreen Home Loans! :)
  • 5.0
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    I
    Iona M
    Bellingham, WA
    Posted on April 21st, 2026 05:48 PM
    Sara was a pleasure to work with. She was attentive, professional, and kind.
    Reply from Sara Elkinton
    April 21st, 2026 06:20 PM
    Thank you for your kind words, Iona. I'm glad to hear you had a positive experience working with me. I couldn't be more excited for you! If there's anything else I can assist you with, please feel free to reach out.
  • 5.0
    Encompass
    O
    Oleg B
    Bellingham, WA
    Posted on April 19th, 2026 03:33 AM
    Sara was honestly a great experience from start to finish. She stayed on top of everything, communicated clearly, and made sure I always knew what was coming next. Anytime something felt confusing or stressful, she broke it down in a way that...
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    Reply from Sara Elkinton
    April 21st, 2026 06:19 PM
    Thank you for sharing your experience, Oleg. I'm glad to hear that my communication and support made the process clearer and less stressful for you. If you ever have more questions or need assistance in the future, please feel free to reach...
    read more
  • 4.16
    Encompass
    C
    Conner B K
    Bellingham, WA
    Posted on April 13th, 2026 03:31 PM
    Sara Elkinton has received a review with 4.16 star rating from Conner B K
    Reply from Sara Elkinton
    April 13th, 2026 04:57 PM
    Thank you, Conner, for the positive rating. If you have any feedback or need assistance in the future, feel free to reach out.
  • 5.0
    Encompass
    T
    Thomas J C
    Bellingham, WA
    Posted on April 10th, 2026 05:01 PM
    Sara Elkinton has received a review with 5 star rating from Thomas J C
    Reply from Sara Elkinton
    April 10th, 2026 05:17 PM
    Thomas, I appreciate your rating. It's always encouraging to see positive feedback. If there's anything else I can do for you, please let me know.
  • 10 of 208
    About
    Buy on solid ground. Whether you’re a first-time homebuyer or a repeat buyer, we’ll organize the process from loan application to move-in date to help you close On Time and as Promised®. Power your offer with our Security Plus Seller Guarantee, which stands among the strongest loan preapproval programs in the business. It’s a real difference maker.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    First-time buyer
    Investors
    VA Homebuyers
    Downsizing
    Low down payment
    Refinances
    747
    /850
    Search Rank Score
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    Education
    • Western Washington University
      Economics and Finance
      Bachelors in Finance
      Western Washington University logo
    Positions
    • Caliber Home Loans - Junior Loan Officer
      Apr 4th, 2016 - Nov 30th, 2023
    • Movement Mortgage - Loan Officer
      Dec 1st, 2023 - Jan 1st, 2026
    Memberships
    • Builders Alliance Association
    Addresses and Serving Areas

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 1477341
    Achievements
    • President's Club 2025
    • President's Club 2024
    Hobbies
    • Hiking
    • Painting
    • Brunch
    Disclaimer
    ©2026 Evergreen Moneysource Mortgage Company® dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans. All rights reserved. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837; NJ Licensed by the N.J. Department of Banking and Insurance. Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit www.nmlsconsumeraccess.org.