Sara Elkinton's Cover Image
Sara Elkinton - Loan Officer in Bellingham, WA
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Sara Elkinton

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Western Washington University
Western Washington University
Buy on solid ground. Whether you’re a first-time homebuyer or a repeat buyer, we’ll organize the process from loan application to move-in date to help you close On Time and as Promised®. Power your offer with our Security Plus Seller Guara... Show More
Company Logo
Western Washington University
Western Washington University
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
4.98
(222)
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Reviews from Web
  • 5.0
    Encompass
    J
    John B
    Ferndale, WA
    Posted on July 14th, 2026 03:28 PM
    Sara and her team were super responsive and so helpful. I have never had a mortgage application go smoother. I will never buy another house without you folks at Evergreen. And Sara deserves a raise and a day off with pay 😀
    Reply from Sara Elkinton
    July 14th, 2026 06:36 PM
    John, this made my day! You and Ann are such lights, and we were just honored to be part of such a special month for you both.
  • 5.0
    Encompass
    T
    Tessa C N
    Bellingham, WA
    Posted on July 14th, 2026 02:49 AM
    Sara & Laura went above and beyond to make sure our questions were answered and gave us support the whole way! I couldn't have asked for a better team to work with!
    Reply from Sara Elkinton
    July 14th, 2026 06:33 PM
    Thank you Tessa! You were a complete joy for us to work with as well. We are so thrilled for you!
  • 4.83
    Encompass
    D
    Diego G M
    Ferndale, WA
    Posted on July 6th, 2026 07:21 PM
    The communication and the fact that whenever I had questions. Sara would always answer them, to the point where I would understand the best.
    Reply from Sara Elkinton
    July 6th, 2026 09:50 PM
    I'm glad to know that my communication helped you understand everything clearly, Diego. It's important to me that all your questions are answered thoroughly. If there's anything else I can assist you with, please feel free to reach out. Congratulations...
    read more
  • 5.0
    Encompass
    K
    Kathleen H L
    Bellingham, WA
    Posted on July 6th, 2026 06:13 PM
    Sara was the most patient, understanding, and lovely person to work with. Even when we thought it would be impossible to buy my own home, she helped my believe and understand what needed to happen to make my home-buying dreams a reality. She...
    read more
    Reply from Sara Elkinton
    July 6th, 2026 09:50 PM
    It was truly my pleasure! I can't wait to see you thrive in your new home!
  • 5.0
    Encompass
    E
    Edward B W
    Burlington, WA
    Posted on July 3rd, 2026 05:07 PM
    It was so great to work with Sara, and Laura. They made my home buying experience easy, even though I'm difficult. Sara was vet quick to answer all my questions, and super helpful the entire way through
    Reply from Sara Elkinton
    July 6th, 2026 09:51 PM
    I'm pleased to hear that you had a great home-buying experience, Edward. It's wonderful that Laura and I could assist you effectively and make the process easier for you. If you ever have more questions or need further assistance, feel free...
    read more
  • 5.0
    Encompass
    M
    Morgan H
    Bellingham, WA
    Posted on July 2nd, 2026 08:37 PM
    I feel like Sara really knew her stuff! She had creative ideas and went above and beyond to explore options until we found something that worked. Honestly, she exceeded my expectations professionally and is also genuinely a very cool person!...
    read more
    Reply from Sara Elkinton
    July 13th, 2026 04:18 PM
    I'm pleased to hear that you felt I exceeded your expectations, Morgan. It's great to know that my creative approach and dedication made a positive impact on your experience. Thank you for your kind recommendation, and if you ever need further...
    read more
  • 5.0
    Encompass
    B
    Brie M
    Bellingham, WA
    Posted on June 30th, 2026 01:41 PM
    Sara was an absolute rockstar to work with!
    Reply from Sara Elkinton
    June 30th, 2026 04:57 PM
    Right back at you Brie! Cheers to Morgan!
  • 5.0
    Encompass
    S
    Sheila G
    Lynden, WA
    Posted on June 24th, 2026 03:05 PM
    Sara is a pleasant, knowledgeable person who works well with people She has a positive and outstanding personality
    Reply from Sara Elkinton
    June 30th, 2026 04:57 PM
    Thank you for your kind words, Sheila. I'm glad to hear that you found my approach pleasant and helpful. It's always my goal to create a positive experience for my clients. If there's anything else I can do for you, please feel free to let...
    read more
  • 5.0
    Encompass
    K
    Kyleigh A
    Bellingham, WA
    Posted on June 16th, 2026 08:36 PM
    Sara is the best of the best. I had countless questions, optimizations, and wasn't shy about asking her to walk me through every nuance. She handled it all flawlessly. And yet, even while asking so much of her, every interaction we had was...
    read more
    Reply from Sara Elkinton
    June 24th, 2026 05:52 PM
    Kyleigh, I appreciate your kind words and am glad to hear that you found our conversations pleasant and even fun. It's great to know that I could assist with all your questions and optimizations. Thank you for trusting me with your home loan...
    read more
  • 5.0
    Encompass
    S
    Sarah M
    Bellingham, WA
    Posted on June 15th, 2026 05:40 PM
    Sara Elkinton has received a review with 5 star rating from Sarah M
    Reply from Sara Elkinton
    June 24th, 2026 05:51 PM
    Thank you for the positive rating, Sarah. I appreciate your support and am here to help whenever you need.
  • 10 of 222
    About
    Buy on solid ground. Whether you’re a first-time homebuyer or a repeat buyer, we’ll organize the process from loan application to move-in date to help you close On Time and as Promised®. Power your offer with our Security Plus Seller Guarantee, which stands among the strongest loan preapproval programs in the business. It’s a real difference maker.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    First-time buyer
    Investors
    VA Homebuyers
    Downsizing
    Low down payment
    Refinances
    What is the Search Rank Score®?
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    Education
    • Western Washington University
      Economics and Finance
      Bachelors in Finance
      Western Washington University logo
    Positions
    • Caliber Home Loans - Junior Loan Officer
      Apr 4th, 2016 - Nov 30th, 2023
    • Movement Mortgage - Loan Officer
      Dec 1st, 2023 - Jan 1st, 2026
    Memberships
    • Builders Alliance Association
    Addresses and Serving Areas

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 1477341
    Achievements
    • President's Club 2025
    • President's Club 2024
    Hobbies
    • Hiking
    • Painting
    • Brunch
    Disclaimer
    ©2026 Evergreen Moneysource Mortgage Company® dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans. All rights reserved. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837; NJ Licensed by the N.J. Department of Banking and Insurance. Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit www.nmlsconsumeraccess.org.