

Sandy Vick
Senior Mortgage Loan Originator | NMLS# 604646

Whether you are purchasing or refinancing, First State Mortgage can help! We do business in most states, so chances are we can finance your new home, current home, 2nd home, or investment property. First State Mortgage has provided mortgage... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Sandy was amazing! She was so patient, kind, informative, and responsive. I loved working with her!
Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thank you so much, Jess!! I hope you enjoy it there for many years to come!
Sandy made it super easy to understand everything. She is also very punctual and professional
Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thank you, Jake! I hope your family loves it in your new home! :)
Sandy is one of the most communicative and helpful lenders I’ve had the pleasure of working with. My buyers were extremely satisfied with her professionalism, responsiveness, and overall performance throughout the entire process.What truly...
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Reply from Sandy Vick
August 31st, 2026 02:50 PM
Awwww, thank you so much, Ashlee!! I appreciate how responsive you always are so that we work together on behalf of the borrower. :)
Sandy was wonderful to work with. Our approval was smooth and efficient.
Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thank you so much, Jim!! It was good to see you and Debbie again, and of course the little cutie patootie at closing!!
This was our second time using Sandy for our home financing. Our experience was excellent. The process was smooth and efficient. Sandy was super responsive to answer questions and process documents. I would highly recommend her for your financing...
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Reply from Owner
April 7th, 2026 12:00 AM
Thank you so much, Jim! I hope you and Debbie enjoy it there!!! You'll be the cool people on the block in the summers!
Sandy clearly explained the process of my refinance and promptly answered any questions I had. Sandy was also very understanding of my work schedule and helped me navigate every step of the way.
Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thank you so much, Ben! It was nice working with you!
We had a bit of a unique situation with my husband's pay structure and Sandy went above & beyond to help us get our mortgage loan situated! She was extremely prompt with response times (even on the weekends, which is unheard of), and she made...
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Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thank you so much for the kind words, Madisen!! I hope you and Ethan love it in your new home!!
Sandy is quick with responses and so easy to work with for myself and my clients
Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thank you so much, Teresa!! :)
Thank you Sandy for great service and communication!
Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thank you, Shannon! Hope you and Tim love your new home!
The communication was great! She really made things easy!! Thank you Sandy!
Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thank you for the kind words, Tim! :)
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About
Whether you are purchasing or refinancing, First State Mortgage can help! We do business in most states, so chances are we can finance your new home, current home, 2nd home, or investment property. First State Mortgage has provided mortgage financing nationally for many years. We have the knowledge, experience, and expertise you need!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
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Positions
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Business Circle
- Business Circle (referral group)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 604646
Hobbies
- I like to ride my Peloton, go shooting and lounge with my sweet pups.
- Walking the dogs daily thru sunshine, rain, snow and below zero temps!
- Peloton bike and strength classes
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