

Sandy Vick
Senior Mortgage Loan Originator | NMLS# 604646

Whether you are purchasing or refinancing, First State Mortgage can help! We do business in most states, so chances are we can finance your new home, current home, 2nd home, or investment property. First State Mortgage has provided mortgage... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Sandy is available anytime you need her. We were in a time crunch with getting our approval to put an offer on the house, and she got it in no time for us. She answered all of my questions and explained everything so well.
Sandy was available to answer questions and keep me from going crazy during the process! She went above and beyond to make sure the process went smooth and easy for us
Purchased a villa in Florida and Sandy was outstanding to work with. She responded quickly to all of the questions I had during the entire process and made sure I had everything for closing. Sandy explained the entire process to me, from application...
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Sandy is extremely knowledgeable, efficient, and accommodating. She provided pre-approval and secured our financing much faster and with much less hassle than the competing lenders that offered us loans. Our budgeting, bidding, and closing...
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Sandy was great throughout the buying process. Always quick to answer questions, even after hours. Shes even kept in touch afterwards just to check on things.
Sandy is highly efficient. When we were bidding offers, she responded to us quickly even late in the evening. She offered us most competitive rates and informed us excellent financial package from the bank. We are very please with her services....
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Sandy was outstanding to work with for our mortgage needs. She responds quickly to any questions we had during the entire process and made sure we had everything done for closing. We have used her twice now and couldn’t be happier! Would strongly...
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Sandy helped us so much with our home purchase. She was so knowledgeable about all of the information and data that we needed, that I didn't understand. It was so nice to have an expert at hand to talk to you and ask questions because there...
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I think Sandy truly cares and not just based on my experience, but I also have a friend who is going through her right now and he is impressed with information and evaluations she provided that he stopped from even trying to contact other landers....
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Sandy has been involved in every mortgage loan or refinance I have done for the last 20 years. Every time is extremely easy and every time, she has helped me save money one way or another. Highly recommend her help!
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About
Whether you are purchasing or refinancing, First State Mortgage can help! We do business in most states, so chances are we can finance your new home, current home, 2nd home, or investment property. First State Mortgage has provided mortgage financing nationally for many years. We have the knowledge, experience, and expertise you need!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
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Positions
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Business Circle
- Business Circle (referral group)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 604646
Hobbies
- I like to ride my Peloton, go shooting and lounge with my sweet pups.
- Walking the dogs daily thru sunshine, rain, snow and below zero temps!
- Peloton bike and strength classes
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