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Sandy Krestan - Loan Officer | NMLS# 153369 in Phoenix, AZ

Sandy Krestan

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Loan Officer | NMLS# 153369

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Tues
7 AM to 8 PM
Wed
7 AM to 8 PM
Thu
7 AM to 8 PM
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Overall Ratings
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5 Star
92%
4 Star
5%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
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    Cara L K
    Chino Valley, AZ
    Posted on June 3rd, 2024 02:27 PM
    Frequent communication. It was never hard to reach somebody and they were happy to answer all our questions.
    Reply from Sandy Krestan
    June 10th, 2024 07:59 PM
    I sincerely appreciate your positive review, Cara! We at The Krestan Team and Fairway Independent Mortgage Corporation aim to provide open and frequent communication to ensure a smooth purchasing process for our clients. I'm delighted to hear...
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    Bradley K
    Posted on May 31st, 2024 09:38 PM
    We had a great experience working with Sandy and her team. They are top notch and would highly recommend them!
    Reply from Owner
    May 31st, 2024 09:53 PM
    Thank you so much. It was our pleasure to be your mortgage team. Helping buy your first home in Arizona was our pleasure. Just know The Krestan Team will always be there for you. When it comes time to refinance, we will be there as well. Thanks...
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    Kaila L
    Posted on May 21st, 2024 08:15 PM
    Sandy and her team made the entire home buying process a breeze! The Krestan team was friendly, knowledgeable and informative. The constant communication and transparency kept us comfortable throughout the entire process.
    Reply from Owner
    May 21st, 2024 08:56 PM
    We are so honored to be your mortgage team. Buying your first home is so exciting and we are so happy it was smooth and on time. We are here for you today and tomorrow. The Krestan Team is so happy to have another homeowner in Arizona!
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    Holly K
    Posted on April 22nd, 2024 01:29 PM
    Sandy and her team were amazing! They communicated very well throughout the entire process. As an agent from Missouri it is sometimes hard to work with an out of state lender, but Sandy and her team never missed a beat and the distance was...
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    Reply from Owner
    April 22nd, 2024 05:31 PM
    Thank you so much for your glowing review! We're thrilled to hear that you had such a positive experience working with The Krestan Team. Communication and teamwork are at the core of what we do, and we're delighted that you felt supported every...
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    T L
    Posted on April 6th, 2024 01:32 AM
    Sandy and her team were a pleasure to work. I couldn’t be happier with choosing them to help with the loan on my house as they went above and beyond during the entire process. Thank you!
    Reply from Owner
    July 9th, 2024 01:46 PM
    Thank you so much for your fantastic review! We are thrilled to hear that you had such a positive experience with our team on your home loan. Helping you secure a loan for your new home before selling your current one was our pleasure, and...
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    Jerry A
    Posted on March 7th, 2024 09:18 PM
    Sandy Krestan has received a review with 5 star rating from Jerry A
    Reply from Owner
    August 19th, 2026 03:57 PM
    Thank you for your 5 star review. It is always our pleasure.
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    Nxn Y
    Posted on January 18th, 2024 08:27 PM
    The Krestan Team made the whole process extremely smooth and understanding! As first time home buyers, they answered any and all questions we had and were quick to respond. Would highly recommend to any one looking for a lender! We will continue...
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    Reply from Owner
    January 18th, 2024 09:37 PM
    Thank you so much for your kind words. We loved being there for you. We will be here for your when you need to refinance or buy again. We would love to help anyone you know whether buying or refinancing...you are the best!
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    Amy M
    Posted on December 5th, 2023 07:37 PM
    Excellent team. Sandy and Pam were there every step of the way, reaching out, crunching numbers to make it all happen, and making sure all timelines were met. Thank you both! I would highly recommend this team.
    Reply from Owner
    December 5th, 2023 10:37 PM
    It was our pleasure to come alongside of you. We loved being there to help you buy your home. We will be there today, tomorrow and beyond.
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    Janice E
    Clarkdale, AZ
    Posted on October 22nd, 2023 11:41 PM
    What an awesome team of professionals! I really enjoyed working with Sandy and her team throughout the entire process. They are such knowledgeable, experienced, and down-to-earth experts in what they do. They truly made me feel like family....
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    Reply from Sandy Krestan
    June 10th, 2024 08:02 PM
    Hi Janice, your kind words truly made my day! I'm overjoyed to hear that you had such a positive experience with the entire Krestan Team here at Fairway. We strive to make each interaction personalized and informative, and it's wonderful to...
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    Jacob P
    Posted on October 12th, 2023 05:04 PM
    Working with Sandy has been simple and effective. She works hard for her clients and makes them feel like they are in the driver seat. I would trust any of my friends and family to her.
    Reply from Owner
    October 13th, 2023 05:55 PM
    Thanks so much Jacob. We are so grateful to come alongside of you for a home purchase in Arizona. We love working with great people like you and look forward to being their for your family, friends and co-workers as well. We will help you buy...
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    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Lender
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Reverse Mortgage
    USDA Loans
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1984

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 153369
    Gallery
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Videos
    video
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    Awards
    Women's Council Me...
    Achievements
    • Top 1% Mortgage Originators in America, Chairman's Club, President's Club
    Hobbies
    • I ride horses
    • Photography
    • Dog Lover
    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures