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Sandra Guide
Senior Loan Officer
Sandra Guide (NMLS #781301) is a premier mortgage loan officer and local lending expert in Salem, New-Hampshire. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Sandra provides comprehensive home... Show More
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Reviews from Web
Sandra was incredible to work with as first time home buyer, and I highly recommend her if you are looking for a loan officer! She was able to answer all of our questions a timely manner and was always available via phone call or text. We appreciate...
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Reply from Owner
January 9th, 2026 09:53 AM
Thank you so much Krysten! I loved working with you and Christian and appreciate you taking the time to write this review. Reach out anytime for any follow-up questions!
Sandra is an exceptional professional who consistently goes above and beyond in assisting my home buyer clients with their mortgage loan needs. Her in-depth knowledge of the lending process, combined with her dedication to finding the best...
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Reply from Owner
January 9th, 2026 09:53 AM
Barry, thank you so much for the kind words and I can say the same thing about you as a real estate agent. You are top-notch at what you do and I am honored to be able to work with you!
Sandra was the absolute BEST to work with! As a first time home buyer it was intimidating not understanding all the terms or processes but Sandra truly made the entire experience so easy going. She was always available, so quick to respond...
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Reply from Owner
January 9th, 2026 09:53 AM
Aww Rachelle - thank you so much for the kind words! You were such a pleasure to work with! I’m so happy for you🙏
Sandra helped my husband and I finance our first home. She was communicative and made herself available to help us whenever we requested. She helped make the home buying process simple. Highly recommend!
Reply from Owner
January 9th, 2026 09:53 AM
Thank you for the kind words Brittany! You and Teddy were amazing to work with and I’m so happy and excited for this next big adventure you both will be on :) I’m sure you both will fill that home with beautiful memories with the new little...
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Sandra was amazing to work with. She is very knowledgeable in her career. She has the talent to know how to explain to others that don't understand a lot about the finance pieces of mortgages. She went above and beyond normal business hours....
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Reply from Owner
January 9th, 2026 09:53 AM
Bianca thank you so much for leaving this review! You were so great to work with and what an example of a strong, independent woman you are. You crossed every T and dotted every I. I appreciate you!
I had the pleasure of working with Sandra during my home loan process, and she was outstanding. Sandra went above and beyond to help me understand every step of the process and kept me updated daily on interest rates. Even though I ultimately...
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Reply from Owner
January 9th, 2026 09:53 AM
Ibrahim, thank you so much for these kind words and your gratitude. This means so much to me! I wish you and your family all the best and please know you can always reach out for questions.
Awesome experience!
Reply from Owner
January 9th, 2026 09:53 AM
You were awesome to work with and so happy for you and your beautiful family!
Sandra walked me through the entire process of the pre-approval and getting estimates for a few homes I was interested in. Of all the people I've worked with nobody was more helpful, informative, and enthusiastic during the process than Sandra....
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Reply from Owner
January 9th, 2026 09:53 AM
Thank you so much! I loved working with you and was more than happy to help. So happy you are in your new home :)
Bought our first home together with HarborOne Mortgage and Sandra Guide as our loan officer. I have bought a property before and it was like pulling teeth. The process in buying our home was so easy with Sandra. She guided us every step of...
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Reply from Owner
January 9th, 2026 09:53 AM
You and Andy were so incredible to work with! Such easy-going and fun customers. Your happiness with everything really makes my job so fulfilling - thank YOU both for that :)
I cant say enough wonderful things about working with Sandra. As someone new to the area looking for a home and lender, we did our research and shopped around. No one was as responsive, communicative, and helpful as Sandra. She explained every...
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Reply from Owner
January 9th, 2026 09:53 AM
Oh my gosh Alex thank you so much for the beautiful review! You and Dani were such a pleasure to work with. I appreciate this so much - thank you!
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About
Sandra Guide (NMLS #781301) is a premier mortgage loan officer and local lending expert in Salem, New-Hampshire. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Sandra provides comprehensive home financing solutions with Embrace Home Loans. Contact Sandra today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
Mortgage Lender
Specialities
First-time homebuyers, NH Housing programs, Mass Housing programs, FHA, VA, USDA, Conventional
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Positions
- Embrace Home Loans - Senior Loan OfficerAug 18th, 2025 - Current
- HarborOne Mortgage - Loan OfficerFeb 1st, 2023 - Aug 22nd, 2025
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Memberships
- Mortgage Bankers and Brokers Association
- Mortgage Bankers and Brokers of New Hampshire - Treasurer and Board Member
- Manchester, NH Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 781301
Gallery
Awards
President's Club 2...
Achievements
- President's Club 2024 (HarborOne Mortgage)
- DE Underwriting Certification (2018)
- Treasurer for MBBA - NH (2025 - present)
Hobbies
- Fitness
- Golf
- Volleyball
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.