

Samer Khalaf
Senior Mortgage Loan Officer

Samer brings over 24 years of experience in financial services to the Home Loans team, specializing in conventional and jumbo loans. He is dedicated to guiding homeowners and prospective buyers through the mortgage process, ensuring they ha... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Whole process is smooth and clear
All is so smooth and all steps clearly explained,
Reply from Atlantic Union Bank Home Loans
September 1st, 2026 03:12 PM
Thank you for sharing your experience. It’s wonderful to know the process felt smooth and that each step was clearly explained along the way. Helping customers feel informed and confident throughout their journey is incredibly important to...
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Everything was clearly explained and made easy to proceed to next steps.
Reply from Atlantic Union Bank Home Loans
June 24th, 2026 04:38 PM
Thank you for your feedback, David. It’s great to know the information provided helped make each step clear and easy to move forward with. Creating a straightforward and manageable experience is always our goal. -Renee
Reach out to Samer when you need refinancing your home or purchase a new hone . He is so quick with pre approve letter and always be there to help during your loan processing . Highly recommend !
Reply from Atlantic Union Bank Home Loans
June 24th, 2026 05:48 PM
Thank you for taking the time to share your experience. It’s great to know Samer was able to provide quick support with the preapproval process and remain available throughout your loan journey. Your recommendation means a great deal, and we...
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Predictable
Sam was Great
Samer was fantastic from beginning to end. He was always very responsive and knowledgeable on next steps.
Extremely timely and professional. Most of all, things get DONE.
Superb job!
Responding fast, always available!
Very easy and fast process.
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About
Samer brings over 24 years of experience in financial services to the Home Loans team, specializing in conventional and jumbo loans. He is dedicated to guiding homeowners and prospective buyers through the mortgage process, ensuring they have the knowledge and confidence to make informed decisions. A graduate of the University of Maryland with a bachelor’s degree in economics, Samer is committed to putting his clients’ best interest first, providing expert insight and personalized support every step of the way. When he isn’t assisting clients, Samer enjoys golfing, watching sports and relaxing with a good movie on the weekends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Medical Professional Mortgages
USDA Loans
Non-QM
Cash-Out Refinances
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 477935
Disclaimer

Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.