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Samer Khalaf - Senior Mortgage Loan Officer in Bethesda, MD

Samer Khalaf

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Senior Mortgage Loan Officer

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Samer brings over 24 years of experience in financial services to the Home Loans team, specializing in conventional and jumbo loans. He is dedicated to guiding homeowners and prospective buyers through the mortgage process, ensuring they ha... Show More
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Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
  • Encompass
    D
    David H T
    Falls Church, VA
    Posted on September 17th, 2026 12:44 PM
    Whole process is smooth and clear
  • Encompass
    D
    Doan T T L
    Falls Church, VA
    Posted on August 18th, 2026 12:57 PM
    All is so smooth and all steps clearly explained,
    Reply from Atlantic Union Bank Home Loans
    September 1st, 2026 03:12 PM
    Thank you for sharing your experience. It’s wonderful to know the process felt smooth and that each step was clearly explained along the way. Helping customers feel informed and confident throughout their journey is incredibly important to...
    read more
  • Encompass
    D
    David H T
    Vienna, VA
    Posted on June 16th, 2026 07:28 PM
    Everything was clearly explained and made easy to proceed to next steps.
    Reply from Atlantic Union Bank Home Loans
    June 24th, 2026 04:38 PM
    Thank you for your feedback, David. It’s great to know the information provided helped make each step clear and easy to move forward with. Creating a straightforward and manageable experience is always our goal. -Renee
  • Encompass
    D
    Doan T T L
    Vienna, VA
    Posted on June 10th, 2026 02:48 PM
    Reach out to Samer when you need refinancing your home or purchase a new hone . He is so quick with pre approve letter and always be there to help during your loan processing . Highly recommend !
    Reply from Atlantic Union Bank Home Loans
    June 24th, 2026 05:48 PM
    Thank you for taking the time to share your experience. It’s great to know Samer was able to provide quick support with the preapproval process and remain available throughout your loan journey. Your recommendation means a great deal, and we...
    read more
  • 3rd Party Review
    A
    Amir R
    Posted on April 18th, 2026 12:00 AM
    Predictable
  • 3rd Party Review
    J
    Juan N
    Bethesda, MD
    Posted on October 1st, 2025 12:00 AM
    Sam was Great
  • 3rd Party Review
    A
    Andrew C
    Bethesda, MD
    Posted on July 22nd, 2025 12:00 AM
    Samer was fantastic from beginning to end. He was always very responsive and knowledgeable on next steps.
  • Encompass
    D
    Dojun B
    Walkersville, MD
    Posted on June 18th, 2025 01:30 PM
    Extremely timely and professional. Most of all, things get DONE. Superb job!
  • Encompass
    P
    Paolo G
    Bethesda, MD
    Posted on June 7th, 2025 01:53 PM
    Responding fast, always available!
  • Encompass
    K
    Kaire L
    Manassas, VA
    Posted on June 3rd, 2025 05:48 PM
    Very easy and fast process.
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    About
    Samer brings over 24 years of experience in financial services to the Home Loans team, specializing in conventional and jumbo loans. He is dedicated to guiding homeowners and prospective buyers through the mortgage process, ensuring they have the knowledge and confidence to make informed decisions. A graduate of the University of Maryland with a bachelor’s degree in economics, Samer is committed to putting his clients’ best interest first, providing expert insight and personalized support every step of the way. When he isn’t assisting clients, Samer enjoys golfing, watching sports and relaxing with a good movie on the weekends.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Medical Professional Mortgages
    USDA Loans
    Non-QM
    Cash-Out Refinances
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 477935
    Disclaimer

    Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.