Sam Lepe
Sr. Mortgage Broker
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Absolutely fantastic experience walked me through everything step-by-step. Answered every question in a timely manner, and if she didn’t have an answer, she went above and beyond to get it for me. I have been through this experience a few times...
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Reply from Sam Lepe
August 12th, 2026 04:34 PM
Thank you for the glowing review, it was my pleasure working with you. Please call me if you need anything.
Working with Samantha throughout my HELOC process was such a great experience. From the very beginning, she was attentive, professional, and incredibly helpful. She consistently kept me informed on every step of the process, which gave me a...
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Reply from Sam Lepe
August 7th, 2026 05:52 PM
Thank you for sharing your wonderful experience, Alicia. I'm very grateful for your kind words about Samantha's dedication and professionalism. It's great to know that she was able to provide you with the support and clarity you needed throughout...
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Samantha made everything so easy and accessible and not one single worry. It really shows how experienced she is and that she takes pride in her job and performance! I highly recommend her to Anyone hands down!
Reply from Sam Lepe
March 30th, 2026 05:41 PM
Thank you, Daniel for this great review. It means a lot to me. Let me know if you need anything in the future.
Samantha was so helpful with my situations.She even gave me ideas on how to get out of debt with some loans I had and to save me money.She gets everything done so quick and easy.and answered any questions I may have I had her 2 times and both...
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Reply from Sam Lepe
March 30th, 2026 05:41 PM
Thank you for the great review, Darlene. I always enjoy working with you. It was my pleasure, call me if you need anything.
We had several loan offers that came our way. We chose to work with Samantha because she gave us several options and she was helpful and knowledgeable. We thank you.
Reply from Sam Lepe
October 6th, 2026 08:43 PM
I'm pleased to hear that you found my assistance helpful and knowledgeable, Richard. At Lumin Lending, providing a range of options is important to us, and I'm glad I could support you in choosing the right loan offer. Thank you for your kind...
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Take care of the website glitches, especially the document uploading process.
Reply from Sam Lepe
September 23rd, 2026 05:44 PM
Thank you for bringing this to my attention, Karen. I'll make sure to look into the website glitches, particularly with the document uploading process. I appreciate your patience and am here to help if you need any further assistance.
working with Sam was awesome or should I say Samantha she’s honest patient and above these a true broker who’s in it to make sure your never alone during this process I appreciate you and thank you
Service is prompt and efficient
Reply from Sam Lepe
August 21st, 2026 08:35 PM
I'm grateful for your feedback, Bernard. I'm glad to hear that you found the service prompt and efficient.
Samantha was wonderful to work with. She was knowledgeable, helpful, and took the time to answer all my questions. I truly appreciated how much she cared about providing helpful guidance and making the process easy and stress free. I will definitely...
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Reply from Sam Lepe
August 12th, 2026 04:35 PM
Thank you for the great review, Norman. I thoroughly enjoyed working with you. Call me if you need anything.
Sam is amazing! Delivered on everything;)!
Reply from Sam Lepe
August 7th, 2026 05:52 PM
I'm pleased that I could meet your expectations, Kellie. Your positive feedback means a lot to me!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 87732