Samuel Gay at CrossCountry Mortgage

Name: Cardinal Financial
Address: 1208 E Kennedy Blvd, Office 231, Tampa, Florida, 33602
Telephone: +1-218-340-6474
Rating: 4.85

Branch Manager | NMLS #1510991

4.85

(33)

Mortgage

Mortgage Loan Officer

Contact Info

(813) 333-9853

Tampa, FL

https://www.ccm.com/samuel-gay

Location & Business Hours

Business Hours

Tues

8:30 AM to 5 PM

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

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4.85

(33)

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Samuel Gay at CrossCountry Mortgage has received a review with 5 star rating from Omer F B

It was great journey with Sam during this transaction , and the team was also amazing

Reply from Samuel Gay

June 29th, 2026 02:40 PM

I'm happy to hear you had a great journey with me and the team, Omer. Your kind words are appreciated, and if there's anything further we can assist you with, please let me know.

Samuel Gay at CrossCountry Mortgage has received a review with 4 star rating from Ida M

Everything was smooth. I knew exactly where I was in the process and everything was bery communicative and responsive.

Reply from Samuel Gay

June 18th, 2026 06:41 PM

I'm glad to hear that everything went smoothly, Ida. It's great to know you felt informed and found the communication responsive throughout the process. If you have any further questions or need assistance, please feel free to reach out.

the closing process was delayed due to cross country not having numbers reconciled in a timely manner. There was an extreme lack of information and communication between cross country and myself and my realtor. Despite having all materials...

Fast response. great team

Reply from Samuel Gay

April 27th, 2026 04:42 PM

Thank you, Catalina. I'm glad you appreciated the fast response and found the team to be great. If there's anything else I can assist you with, please let me know.

Overall, the experience was great. The team communicated well, but the last week's communication on delays slowed and made things stressful up until the final hours.

Reply from Samuel Gay

April 6th, 2026 08:23 PM

Thank you for sharing your experience, Jonathan. I'm pleased to hear that the overall experience was positive and that communication was strong throughout most of the process. I apologize for any stress caused by the delays and communication...

Sam rocks

Reply from Samuel Gay

February 10th, 2026 06:47 PM

Thank you very much, Thomas. Your straightforward praise truly means a lot to me. If you ever have any questions or need assistance, I'm here to help.

Sam and his whole team are wonderful to work with! They are honest, kind, and communicative during the entire loan process from start to finish. They make lending a smooth experience for all involved.

Reply from Samuel Gay

December 15th, 2025 09:47 PM

Thank you for the 5-Star review. If you need anything, feel free to give us a call.

Samuel Gay at CrossCountry Mortgage has received a review with 5 star rating from Kunal S

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Tampa, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1510991 | Branch NMLS #2598517

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans