Ryan Miracle, Ruoff Mortgage
Senior Loan Officer | NMLS# 497698 | Ruoff Mortgag...
Additional Licenses: NMLS# 497698 | OH - MLO.041765.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a... Show More
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9 AM to 5 PM
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Reviews from Web
Ryan was very quick to respond when we had questions and he made it very easy to understand the process. Ryan even proactively got us a better rate on our homeowner's insurance when he noticed our monthly escrow seemed high! Great service.
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Reply from Ryan Miracle, Ruoff Mortgage
March 27th, 2026 04:36 PM
Charles, I'm glad I could help clarify the process and address your questions promptly. It's important to me that you feel supported, and I'm pleased that securing a better rate on your homeowner's insurance made a positive impact. If you have...
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Ryan Miracle was with us for the long haul. Great guy, very knowledgeable. Answered all our questions when we contacted him. I would recommend Ryan to anyone needing help in the mortgage process.
Reply from Ryan Miracle
February 18th, 2026 09:32 PM
I appreciate your kind words, Gary. I'm glad to hear that my support throughout the process was helpful and that your questions were addressed effectively. If you need anything else in the future, don't hesitate to reach out.
Great experience! Everything was clear and precise. Any questions wr had were answered quickly. I would definitely recommend Ryan Miracle to anyone!
Reply from Owner
February 19th, 2026 06:13 PM
It's wonderful to know you had a positive experience, Paulette. I'm pleased everything was clear and precise and that your questions were promptly addressed. Your recommendation means a lot. If there's ever anything more you need, feel free...
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Ryan Miracle explained everything that was going on with our loan. If I had questions, Ryan got back with us quickly.
Reply from Ryan Miracle
February 18th, 2026 09:27 PM
I'm glad to hear that the explanations regarding your loan were clear and that I was able to respond promptly to your questions, Paulette. If you have any more queries or require further assistance, I'm here to help.
Ryan and his team were incredibly knowledgeable and helpful throughout our entire home buying process. The portal was easy to use, and Ryan’s recommendation of our realtor, Yoshi, made us feel confident in both our purchase and the team helping...
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Reply from Owner
February 21st, 2026 10:31 AM
Candice, I'm pleased to hear that you found the home buying process smooth with the support of my team and the tools provided. It's great to know that Yoshi's assistance contributed positively to your experience. If there's anything else I...
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Ryan and his team were incredibly knowledgeable and helpful throughout our entire home buying process. The portal was easy to use, and Ryan’s recommendation of our realtor, Yoshi, made us feel confident in both our purchase and the team helping...
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Reply from Ryan Miracle
February 17th, 2026 06:16 PM
Thank you for sharing your experience, Hunter. I'm glad to hear that the knowledge and assistance provided were valuable to you during your home buying journey. It's great that the portal was user-friendly and that my recommendation of Yoshi...
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Answered questions in a timely mannera and explained the answers well.
Reply from Ryan Miracle, Ruoff Mortgage
March 27th, 2026 04:36 PM
Thank you for sharing your experience, Sean. I'm glad I could assist with your questions promptly and provide clear explanations. If there's anything more you need, feel free to let me know.
Ryan Miracle, Ruoff Mortgage has received a review with 5 star rating from Becky B
Reply from Owner
September 27th, 2024 04:28 PM
Thank you for taking the time to leave such a generous rating, Becky! I'm thrilled to hear that you had a positive experience with us at Ruoff Mortgage. It was a pleasure working with you, and I hope we can assist you again in the future. If...
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Helpful explaining the things I ddint understand
Reply from Ryan Miracle, Ruoff Mortgage
March 27th, 2026 04:37 PM
Thank you, Rebecca, for sharing your experience. I'm glad I could clarify any aspects of the process you found challenging. If any more questions arise or if there's additional assistance you need, please feel free to contact me.
Was easy to work with and talk to fast easy efficient
Reply from Ryan Miracle
December 8th, 2025 04:30 PM
It's great to know that you found working with me to be easy and efficient, Codey. If you ever have more to discuss or need any assistance, feel free to reach out at any time.
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About
Additional Licenses: NMLS# 497698 | OH - MLO.041765.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
First-Time Homebuyer Loans for Millennials in Columbus, OH
Conventional Loans in Columbus, OH
FHA Loans for Young Buyers in Columbus
VA Loans in Columbus, OH
Down Payment Assistance in Columbus, OH
Rate and Term Refinance in Columbus, OH
Cash-Out Refinance for Millennials in Columbus
Pre-Approval for Home Loans in Columbus, OH
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Memberships
- Forward Acadamy
- Mortgage Marketing Institute
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 497698
- OH - MLO.041765.000
Hobbies
- Videography
- Website Design
- Teaching
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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