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Ryan Lawrence
Mortgage Loan Officer | NMLS # 1836973

The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience.
Ryan Lawrence has 20+ years in the mortgage business. Whether you are a first-time homebuyer or a seasoned real estate investor... Show More
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Reviews from Web
Ryan was a pleasure to work with on my home purchase. I’m a retired mortgage loan officer myself and Ryan’s knowledge and communication throughout the process was very impressive and appreciated. I highly recommend Ryan for your mortgage needs....
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Reply from Owner
May 19th, 2025 09:05 PM
Thank you Randy for the 5 Star review. It was an absolute pleasure working with you on your mortgage and I really enjoyed our mortgage talks!
Highly recommend Ryan Lawrence with Towne Mortgage. From our first introduction to our closing on our recent new home, Ryan was with us, answering each and every question, guiding us throughout the long process, and just being a voice of support....
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Reply from Owner
January 9th, 2026 11:19 AM
You are the best! Thank you, Bill! It was a pleasure being part of your homebuying journey and guiding you every step of the way! I'm always here if you need me!
This guy was the best I have ever worked with. He actually walked with me through the entire process and always told me exactly what to expect. I would not use any other Loan Officer again. I tell you now if you do what he says you will get...
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Reply from Ryan Lawrence
January 8th, 2025 05:12 PM
Thank you Ronald. You are an awesome person, and I am so happy I got to be a part of your new home purchase!
Ryan made the experience easy and productive, keeping us abreast of everything we needed to do in a timely way. He was extremely personable and professional through the entire process. We would definitely do business with him again and we would...
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Reply from Ryan Lawrence
August 31st, 2026 03:33 PM
Thank you Laura for the awesome review. It was my pleasure working with both of you on your new home purchase!
Our experience working with Ryan was exceptional. He was on top of it every step of the way, always providing clear communication of where we were at in the process and what he needed from us to keep the ball rolling. He was always extremely...
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Reply from Owner
August 31st, 2026 02:43 PM
Thank you John for the 5 Star review. It was a pleasure being part of your new home purchase. You made my job very easy. You were always on top of everything I needed, at record speed. I hope you enjoy your new home, and I am always here if...
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Our experience working with Ryan was exceptional. We were on a quick turn around with a 20 day closing and the reason we picked Towne over other lenders was because we felt based on our early communication with him that could trust that Ryan...
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Reply from Ryan Lawrence
August 31st, 2026 02:46 PM
Thank you Valerie for the 5 Star review. You made my job very easy. You were always on top of everything I needed, at record speed and always with a smile. I hope you enjoy your new home, and just because your loan is closed, doesn't mean our...
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It was pleasure working with Ryan for a smooth, seamless close- TY!
Reply from Ryan Lawrence
August 31st, 2026 02:47 PM
Thank you Alan for the 5 Star review. It was a pleasure being part of your new home purchase. You made my job very easy. You were always on top of everything I needed, at record speed. I hope you enjoy your new home, and I am always here if...
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All my questions got answered very promptly and Ryan made it easy to understand all the information. It was a very smooth process.
Reply from Ryan Lawrence
August 25th, 2026 05:55 PM
Thanks Molly and Benjamin for the 5 Star review. Thank you for trusting me with your new home purchase. You were a pleasure to work with and always on top of everything I needed to get your loan to the closing table.
We had such a great experience with our home purchase fr Ryan. Always available for any questions at any time. He made the online process easy and the whole experience was so quick. I was truly amazed. Would definitely recommend Ryan at Towne...
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Reply from Owner
August 24th, 2026 07:25 PM
Your review is greatly appreciated. I’m excited to continue being your trusted lender for VA home loans, FHA loans, conventional loans and other mortgage solutions. I look forward to helping you again whenever you’re ready.
Having apleasa and knowledgeable person to talk to about any questions and available at any time was great . The online process and online updates were easy and helpful. i would definitely recommend Towne and Ryan to anyone .
Reply from Ryan Lawrence
August 15th, 2026 06:37 PM
Thank you Diane for the 5 Star review!!!As I told you at the closing table, you were the perfect clients. You were always on top of everything I needed, within minutes of my requests. Thank you for allowing me to be part of your new home purchase....
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience.
Ryan Lawrence has 20+ years in the mortgage business. Whether you are a first-time homebuyer or a seasoned real estate investor, Ryan will provide transparency, top notch customer service and the most competitive interest rates.
Ryan is a graduate of East Carolina University, where he earned his degree in Business Administration. He resides in Yorktown, VA with his wife Stacy, daughters Lilly, Emma and their dog Bella. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Ryan Lawrence can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Towne Bank Mortgage - Loan OfficerNov 1st, 2022 - Current
Memberships
- East Carolina University Pirate Club
- Mortgage Loan Officer
- Pi Lambda Phi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1836973
Awards
Achievements
- Habitat For Humanity
Hobbies
- Spending time with family.
- ECU Sports
- Vacationing on the OuterBanks
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Disclaimer
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