

Ryan Lawrence
Mortgage Loan Officer | NMLS # 1836973

The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience.
Ryan Lawrence has 20+ years in the mortgage business. Whether you are a first-time homebuyer or a seasoned real estate investor...... Show More
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Reviews from Web
Ryan was a pleasure to work with on my home purchase. I’m a retired mortgage loan officer myself and Ryan’s knowledge and communication throughout the process was very impressive and appreciated. I highly recommend Ryan for your mortgage needs....
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Reply from Owner
May 19th, 2025 09:05 PM
Thank you Randy for the 5 Star review. It was an absolute pleasure working with you on your mortgage and I really enjoyed our mortgage talks!
Highly recommend Ryan Lawrence with Towne Mortgage. From our first introduction to our closing on our recent new home, Ryan was with us, answering each and every question, guiding us throughout the long process, and just being a voice of support....
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Reply from Owner
January 9th, 2026 11:19 AM
You are the best! Thank you, Bill! It was a pleasure being part of your homebuying journey and guiding you every step of the way! I'm always here if you need me!
This guy was the best I have ever worked with. He actually walked with me through the entire process and always told me exactly what to expect. I would not use any other Loan Officer again. I tell you now if you do what he says you will get...
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Reply from Ryan Lawrence
January 8th, 2025 05:12 PM
Thank you Ronald. You are an awesome person, and I am so happy I got to be a part of your new home purchase!
evrything was answered in timely matter and in the end Im happy in my home
thank you
Reply from Ryan Lawrence
May 27th, 2026 09:10 PM
Thanks DeJames for the awesome review and thank you for letting me be part of your new home purchase!!!
The whole team is very responsive and helpful! I was a first time home buyer in a competitive market (homes under $300K in Williamsburg, VA) and TowneBank was able to facilitate a quick closing that made my offer strong.
Reply from Owner
May 18th, 2026 01:38 PM
Thanks Margaret for the awesome review. You were the perfect client, always on top of everything needed to get your loan approved. I hope you enjoy your new home!!!
The whole team was very responsive and helpful!
Reply from Ryan Lawrence
May 18th, 2026 01:39 PM
Thanks Margaret! We are always available if you need anything.
Ryan goes above and beyond to communicate and provide advice for a smooth mortgage experience. His team is also tops - everyone is very professional, punctual, and easy to reach. I don't close on a home every day, but this was the best experience...
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Reply from Ryan Lawrence
May 11th, 2026 03:26 PM
Thanks Tracie for the awesome review. It was a pleasure working with you!!!!
Ryan Lawrence has received a review with 5 star rating from Lary D
Reply from Owner
April 15th, 2026 03:22 PM
Thank you!
Great support and communication throughout the entire process.
Reply from Ryan Lawrence
April 8th, 2026 06:30 PM
Thank you Lary for the 5 Star review. It is always my pleasure doing a mortgage for a buyer with military service!!!
Ryan was incredible from start to finish! He eased my mind when my anxiety got the best of me. I would like to thank Ryan and the rest of the team at TowneBank Mortgage for excellent customer service. I will recommend Ryan to anyone in the...
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Reply from Ryan Lawrence
March 28th, 2026 08:38 PM
Thanks Meka for the 5 Star review. You were an absolute pleasure to work with!!!
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience.
Ryan Lawrence has 20+ years in the mortgage business. Whether you are a first-time homebuyer or a seasoned real estate investor, Ryan will provide transparency, top notch customer service and the most competitive interest rates.
Ryan is a graduate of East Carolina University, where he earned his degree in Business Administration. He resides in Yorktown, VA with his wife Stacy, daughters Lilly, Emma and their dog Bella. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Ryan Lawrence can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
599
/850
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Positions
- Towne Bank Mortgage - Loan OfficerNov 1st, 2022 - Current
Memberships
- East Carolina University Pirate Club
- Mortgage Loan Officer
- Pi Lambda Phi
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Addresses and Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1836973
Awards
Achievements
- Habitat For Humanity
Hobbies
- Spending time with family.
- ECU Sports
- Vacationing on the OuterBanks
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Disclaimer
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