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Ryan Lawrence - Mortgage Loan Officer | NMLS # 1836973 in Norfolk, VA
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Ryan Lawrence

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Mortgage Loan Officer | NMLS # 1836973

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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Ryan Lawrence has 20+ years in the mortgage business. Whether you are a first-time homebuyer or a seasoned real estate investor... Show More
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Overall Ratings
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5 Star
98%
4 Star
1%
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Reviews from Web
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    Randy F
    Posted on May 17th, 2025 12:38 AM
    Ryan was a pleasure to work with on my home purchase. I’m a retired mortgage loan officer myself and Ryan’s knowledge and communication throughout the process was very impressive and appreciated. I highly recommend Ryan for your mortgage needs....
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    Reply from Owner
    May 19th, 2025 09:05 PM
    Thank you Randy for the 5 Star review. It was an absolute pleasure working with you on your mortgage and I really enjoyed our mortgage talks!
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    William B
    Posted on March 4th, 2025 01:25 PM
    Highly recommend Ryan Lawrence with Towne Mortgage. From our first introduction to our closing on our recent new home, Ryan was with us, answering each and every question, guiding us throughout the long process, and just being a voice of support....
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    Reply from Owner
    January 9th, 2026 11:19 AM
    You are the best! Thank you, Bill! It was a pleasure being part of your homebuying journey and guiding you every step of the way! I'm always here if you need me!
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    Ronald W
    Posted on January 8th, 2025 04:57 PM
    This guy was the best I have ever worked with. He actually walked with me through the entire process and always told me exactly what to expect. I would not use any other Loan Officer again. I tell you now if you do what he says you will get...
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    Reply from Ryan Lawrence
    January 8th, 2025 05:12 PM
    Thank you Ronald. You are an awesome person, and I am so happy I got to be a part of your new home purchase!
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    Elaine M P
    Williamsburg, VA
    Posted on October 30th, 2026 11:52 PM
    Great communication during the house buying experience
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    Jonathan L P
    Williamsburg, VA
    Posted on October 27th, 2026 04:26 PM
    Ryan was a pleasure to work with. He communicated welll, wast fast, thourgh and went far above and beyond to get this loan closed.I will use he again if we ever need a refinance or refer him to anyone we know that needs his services.Thank you...
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    Reply from Ryan Lawrence
    October 27th, 2026 06:49 PM
    Thanks Jon for the 5 Star review. You were an absolute pleasure to work with, and you were always on top of everything I needed. I'll keep an eye on interest rates and let you know when it's a good time to do a refinance. Enjoy your new home!...
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    John B L
    Toano, VA
    Posted on October 27th, 2026 01:54 PM
    Ryan made the whole experience feel like working with a friend more than a mortgage loan officer. He not only kept us informed through every step, he listened to our questions and addressed them promptly. Thank you Ryan and team!
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    Reply from Ryan Lawrence
    October 27th, 2026 03:23 PM
    Thanks John for the 5 Star review. You were a pleasure to work with. I'm always here if you need anything.
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    Thao V
    Hampton, VA
    Posted on October 14th, 2026 06:58 PM
    Ryan and his whole team are very responsive. He's always available to answer calls, texts or emails. We have successfully closed in 2 weeks. Thank you again for your great service.
    Reply from Ryan Lawrence
    October 14th, 2026 08:39 PM
    Thanks Thao for the 5 Star review. You were a pleasure to work with, and I could not have made the fast-closing date happen if you weren't so on top of everything!
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    Sydney V
    Posted on October 12th, 2026 01:16 PM
    Ryan is fantastic. He is organized, efficient and genuinely has his clients best interest at the center of what he does. The character you want in your lender.
    Reply from Owner
    October 14th, 2026 08:43 PM
    Thanks Sydney for the kind words. You were awesome to work with. You were always on top of everything I needed to get your loan approved. I wish every client was as on top of things as you were. You should be really proud of yourself as a new...
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    Sydney V
    West Point, VA
    Posted on October 12th, 2026 01:14 PM
    Ryan was the best lender my husband and I could have worked with. It is clear he is organized, efficient, and works to do the best for his clients. Perfect character for a Lender.
    Reply from Ryan Lawrence
    October 12th, 2026 02:19 PM
    Thanks Sydney for the 5 Star review. You were the perfect client. As soon as I needed anything, you were on top of it ASAP. You would never know that you were a first-time homebuyer. It seemed like you have done this before. You should be really...
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    Alvin K P
    Williamsburg, VA
    Posted on September 30th, 2026 10:27 PM
    Great job l writing this to share my sincerely appreciation Ryan Lawrence done outstanding job him and his staff Cindy also too
    Reply from Ryan Lawrence
    September 30th, 2026 10:54 PM
    Thanks Alvin. It was a team effort and you were great through the entire process!
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    About
    The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Ryan Lawrence has 20+ years in the mortgage business. Whether you are a first-time homebuyer or a seasoned real estate investor, Ryan will provide transparency, top notch customer service and the most competitive interest rates. Ryan is a graduate of East Carolina University, where he earned his degree in Business Administration. He resides in Yorktown, VA with his wife Stacy, daughters Lilly, Emma and their dog Bella. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Ryan Lawrence can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Positions
    • Towne Bank Mortgage - Loan Officer
      Nov 1st, 2022 - Current
    Memberships
    • East Carolina University Pirate Club
    • Mortgage Loan Officer
    • Pi Lambda Phi
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    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1836973
    Achievements
    • Habitat For Humanity
    Hobbies
    • Spending time with family.
    • ECU Sports
    • Vacationing on the OuterBanks
    • View All
    Disclaimer
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