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Ryan Kretzer - Branch Manager | NMLS #1081144 in Decatur, AL

Ryan Kretzer

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Branch Manager | NMLS #1081144

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Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that’s committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortg... Show More
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Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Reviews from Web
  • Encompass
    J
    James R C
    Lawton, OK
    Posted on May 30th, 2025 05:23 PM
    Were kept up to date on what was happening
    Reply from Ryan Kretzer
    October 8th, 2025 10:08 AM
    Thank you for your review, James. I'm glad to hear that you felt informed throughout the process. Keeping you updated is a priority for us at Mutual of Omaha Mortgage. If you have any further questions or need assistance, feel free to reach...
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  • Encompass
    W
    William D M
    Decatur, AL
    Posted on July 11th, 2024 03:21 AM
    Awesome people and very knowledgeable with questions
    Reply from Ryan Kretzer
    October 8th, 2025 10:08 AM
    Thanks for the high rating and kind review, William! It's great to know you found our team at Mutual of Omaha Mortgage to be knowledgeable and helpful. We strive to provide the best service possible, so your feedback is extremely valuable....
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  • Encompass
    M
    Melanie R
    TOWN CREEK, AL
    Posted on March 5th, 2024 01:36 AM
    Ryan is very knowledgeable, open to questions, explains things well, and seemed to really want to help make the purchase of a home possible for me. I feel he went out of his way to find resources and work in tandem with my realtor, and he always...
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    Reply from Ryan Kretzer
    October 8th, 2025 10:08 AM
    Thank you so much, Melanie, for leaving such a detailed review. I'm really glad to hear that you appreciated the collaborative effort I put in with your realtor and that you felt my responses were timely. It was a pleasure helping you navigate...
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  • Encompass
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    Jade C
    TOWN CREEK, AL
    Posted on March 4th, 2024 04:48 PM
    Always great communication!
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    Thomas H
    Henderson, NV
    Posted on January 9th, 2024 06:44 PM
    Keeping us informed of process and getting the best interest rate for us.
    Reply from Ryan Kretzer
    October 8th, 2025 10:08 AM
    I'm glad to hear you felt well-informed throughout the process, Thomas. It's always my aim to ensure my clients are fully aware of each step as we go along and to secure the best possible interest rate. Your kind words mean a lot to me and...
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  • Encompass
    D
    Dawnica S
    Colorado Springs, CO
    Posted on December 18th, 2023 03:08 PM
    Ryan made the process easy by answering any questions we had right away. He communicated well through the whole process which helped to put my mind at ease. I also appreciated the organization in which everything was handled when it came to...
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    Reply from Ryan Kretzer
    October 8th, 2025 10:08 AM
    I'm thrilled to hear about your positive experience, Dawnica! Your kind words and feedback affirm the dedication I put into my work at Mutual of Omaha Mortgage. It's fantastic to know that you felt at ease during the process and were satisfied...
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    D
    Daniel H
    Clermont, FL
    Posted on December 18th, 2023 12:07 PM
    communication; follow up and then following through!
    Reply from Ryan Kretzer
    October 8th, 2025 10:08 AM
    I'm thrilled to hear that you had a positive experience working with me, Daniel. Your comments about my communication and follow through are much appreciated. It was my pleasure to assist you with your mortgage needs at Mutual of Omaha Mortgage....
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    B
    Beth H
    Clermont, FL
    Posted on December 16th, 2023 03:19 PM
    Extremely knowledgeable. Informed us each step. Easily completed tasks for smooth closing. Highly recommend their company.
    Reply from Ryan Kretzer
    October 8th, 2025 10:08 AM
    I'm very grateful for your kind words, Beth. It was a pleasure guiding you through each step of the mortgage process. I'm thrilled to hear you had a smooth closing and I appreciate your high recommendation. Here at Mutual of Omaha Mortgage,...
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  • Encompass
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    Darren H
    Clermont, FL
    Posted on November 23rd, 2023 12:34 PM
    Ryan went above and beyond to explain every step of the process and was ready and available whenever we needed him.
    Reply from Ryan Kretzer
    October 8th, 2025 10:08 AM
    I truly appreciate your positive feedback, Darren. It was my pleasure to guide you through each step of the process. Ensuring that you felt ready and supported was my top priority. I'm thrilled to hear that your experience with Mutual of Omaha...
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    Mark S
    Burlington, KY
    Posted on October 18th, 2023 06:19 PM
    Responsive and helpful
    Reply from Ryan Kretzer
    October 8th, 2025 10:08 AM
    Thank you, Mark, for taking the time to leave us such a positive review. I'm glad to hear that you found our service responsive and helpful. At Mutual of Omaha Mortgage, we strive to provide the best service to our customers and your feedback...
    read more
  • 1–10 of 79
    About
    Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that’s committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company’s commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau & maintains a 4.83/5 rating on SocialSurvey.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage
    Mortgage Loans
    Refinance
    Financial Service
    Loan Service
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #1081144
    Disclaimer
    Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org