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Ryan Cvammen at NFM Lending - Mortgage Loan Originator | NMLS# 2071353 in Columbus, OH

Ryan Cvammen at NFM Lending

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Mortgage Loan Originator | NMLS# 2071353

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Ryan is no stranger to the mortgage and real estate industry, as his family has more than 100 years combined of experience helping people achieve the dream of homeownership. He specializes in educating his clients about the mortgage process... Show More
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  • Encompass
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    Charlton L
    Fairlawn, OH
    Posted on February 19th, 2023 02:20 PM
    Ryan always made himself available to answer any questions we had during the process. Buying a house can be stressful, but Ryan and the NFM Lending team were very detailed oriented in their communication which made he process smooth.
    Reply from Ryan Cvammen
    September 5th, 2023 12:58 PM
    I'm thrilled to hear that your experience with me and NFM Lending was a positive one, Charlton. Making sure all of your questions were answered and the process was as stress-free as possible was my top priority. I appreciate your kind words...
    read more
  • Encompass
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    Liliia K
    London, OH
    Posted on February 10th, 2023 04:22 PM
    As the first time buyer, I am very satisfied with Ryan and NFM Lending. Everything went smooth and all of my questions throughout the process were answered and addressed.
    Reply from Ryan Cvammen
    September 5th, 2023 03:03 PM
    I'm thrilled to know you had a positive experience as a first-time buyer with me and NFM Lending. Ensuring a smooth process and providing clear answers to your questions are top priorities for me. Your high rating and kind words mean a lot....
    read more
  • Encompass
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    Trevor A S
    South Euclid, OH
    Posted on November 14th, 2022 01:17 PM
    I started out working with a different lender and felt lost through the few months I was working with them. My realtor recommended some local lenders and I reached out to Ryan with NFM lending. I pretty much immediately knew this was a better...
    read more
    Reply from Ryan Cvammen
    September 5th, 2023 03:03 PM
    Thank you, Trevor, for your wonderful review and high rating. I'm glad you found our interaction beneficial and that I could help clarify the loan process for you. Ensuring my clients are confident and informed is my top priority. I'm thrilled...
    read more
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    Jimmy L
    Posted on July 16th, 2026 02:43 AM
    I can't say enough good things about working with Ryan Cvammen. Getting a mortgage felt like the most intimidating part of buying a home, and Ryan made it genuinely easy. He walked me through every step, explained my options in plain English...
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    Stephanie M
    Posted on June 18th, 2026 12:30 AM
    Ryan is amazing to work with! If you are looking for an amazing lender with great communication, friendly and can get the loan done for you at the best interest rate, he’s your guy! I highly recommend 5 plus stars all the way!
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    Seth G
    Posted on September 22nd, 2025 09:08 PM
    Ryan was excellent to work with, him and his team made the process seamless. Ryan guided me through every step and was sure to always check up on me. Highly recommend for anyone seeking a reliable lender!
  • Encompass
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    Naveen A
    Columbus, OH
    Posted on September 5th, 2025 12:54 PM
    process was too slow. underwriters could do a better job of requesting documents. instead they were asking for one document at a time with each document request having a turnaround time of 1 week. unnecessary request for paperwork
  • Encompass
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    Calvin J R
    Plymouth, OH
    Posted on September 2nd, 2025 10:40 AM
    Everything was explained every step of the way. Communication was excellent and a reply was always given within a day of any questions we had.
  • Encompass
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    Kathy J P
    Lancaster, OH
    Posted on August 23rd, 2025 01:01 PM
    Ryan was delightful to work with. However, there were unnneccesary delays which took away from the overall experience.
    Reply from Ryan Cvammen
    August 23rd, 2025 01:27 PM
    Jane — thank you for the kind review, and trusting us with financing your new house! We were also very disappointed with the delays — but we are happy to have resolved those for you and gotten you in to your new home! Wishing you a wonderful...
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  • Encompass
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    Bethany J R
    Columbus, OH
    Posted on August 18th, 2025 11:43 AM
    Very communicative and answered all my questions thoroughly
    Reply from Ryan Cvammen
    August 19th, 2025 05:33 PM
    Bethany, I'm pleased to know you felt the communication was clear and all your questions were answered thoroughly! Ensuring you feel informed and supported is always my priority. If there's anything else you ever need or any further questions...
    read more
  • 10 of 268
    About
    Ryan is no stranger to the mortgage and real estate industry, as his family has more than 100 years combined of experience helping people achieve the dream of homeownership. He specializes in educating his clients about the mortgage process and treats everyone as a member of his own family. Ryan will always have a “glass half full” attitude when working with you. Ryan was born and raised in Akron, Ohio but now works throughout the Buckeye State – specifically in the Columbus areas of Westerville, Worthington and Dublin. When Ryan isn’t helping families with home loans, you can find him enjoying the outdoors, practicing his golf swing, playing tennis and hitting the slopes for some skiing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional
    FHA
    USDA
    VA
    OHFA
    100% Financing
    Home Ready
    Home Possible
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    Positions
    • NFM Lending - Loan Originator
      Mar 7, 2022 - Current
    Memberships
    • Member at Great Lakes Division
    • Member at NFM Lending
    • Member of the NMLS
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    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2071353
    Gallery
    Ryan Cvammen at NFM Lending - Gallery Photo
    Videos
    Achievements
    • Top Producing Loan Officer in Greater NFM Division Rankings
    • Top Lead Generating Loan Officer in Greater NFM Division Rankings
    • NFM Lending's Youngest Top Producing LO of 2023
    • View All
    Hobbies
    • Skiing
    • Tennis
    • Pickleball
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    Additional Information
    Payment Methods
    • Cash
    • Credit Card
    • Debit Card
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.