

Ryan Bruff
Senior Mortgage Banker

What I truly love most about my job is helping people. Being with my customers and seeing their dreams come true is what I do this for.
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Ryan was thorough, available and very friendly. He answered my questions and was very easy to work with throughout the entire process. I would absolutely work with him again for future mortgage needs.
Reply from Ryan Bruff
July 31st, 2025 06:51 PM
Allison, thank you for taking the time to share your experience. I'm really pleased to hear that you found me thorough and friendly, and that the process was easy for you. Answering your questions and being available to assist is something...
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Knowledgeable,honest and friendly.
Very smooth no hassle experience.
Reply from Ryan Bruff
July 31st, 2025 06:52 PM
John, thank you for your feedback. I'm delighted to know that you found the experience smooth and hassle-free. Being knowledgeable, honest, and friendly are key aspects I strive for in my work, and it's great to see that reflected in your review....
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This is our third time working with Ryan and we have loved every minute of it. He cares for his clients and communicated with us all along the way. No one else we’d rather work with.
Reply from Ryan Bruff
July 31st, 2025 06:52 PM
Matthew, I appreciate your trust and continued support over these three experiences. It means a lot to hear that you enjoyed working with me and felt well-communicated with throughout the process. Caring for my clients and ensuring you're informed...
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The only feed back is when waiting last day for final numbers a reassuring that all is fine just waiting on x would be great. By then clients are packed usually and start worrying about what ifs
Reply from Ryan Bruff
July 31st, 2025 06:53 PM
Linda, thank you for your valuable feedback. I understand how important those final days can feel, especially when everything's packed and ready to go. I'll make sure to provide more updates and reassurance during that waiting period in the...
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Very easy to work with and patient when answering questions.
Reply from Ryan Bruff
July 31st, 2025 06:53 PM
Austin, I appreciate you taking the time to share your experience. It's great to hear that you found the process easy and that my patience in answering questions was helpful for you. Ensuring clarity and comfort throughout our work together...
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Ryan and his team were all very friendly and helpful, always willing to hop on a call to explain parts of the process and answer my questions. They were also very responsive via email.
Reply from Ryan Bruff
July 31st, 2025 06:54 PM
Samantha, I appreciate your kind words about your experience. It's wonderful to know that you found both my team and myself friendly and helpful. I believe in being available to explain any part of the process that might need clarification,...
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Ryan Bruff was super helpful and answered all my questions and explained everything to me. As a first time home buyer, and someone who didn't know too much about the process, I had a lot of questions and Ryan gave me all the information I needed...
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Reply from Ryan Bruff
July 31st, 2025 06:54 PM
Nicholas, thank you for sharing your experience. I'm really glad I could be helpful and provide you with the information you needed during your first home purchase. Answering questions and ensuring you felt confident in your decisions is very...
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Ryan it has been a joy to work with you make buying a house at least worries as possible.
Thank you for all your teams hard work
Reply from Ryan Bruff
July 31st, 2025 06:54 PM
Sandra, thank you for your kind words. I'm pleased to hear that working together made your home buying process smoother and less stressful. I truly value the effort my team puts in, and I’m glad it had a positive impact on your experience....
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Our experience of buying a house with Ryan Bruff and his staff a pleasant one and everything went smoothly and I would recommend him and The people at Atlantic bay mortgage group to anyone.
Reply from Ryan Bruff
July 31st, 2025 06:55 PM
James, I'm really glad to hear that you had a pleasant experience working with me and the team. It's important to ensure everything goes smoothly during such a significant process. Thank you for your recommendation; it means a lot. If there's...
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Simple and easy! Loved the timely manner and the personal attention!
Reply from Ryan Bruff
July 31st, 2025 06:55 PM
Vicki, thank you for your positive feedback. I'm pleased that you found the process simple and appreciated the attention to detail. It’s important to me to ensure that everything is handled in a timely manner while providing a personal touch....
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About
What I truly love most about my job is helping people. Being with my customers and seeing their dreams come true is what I do this for.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 907479
- Licensed in NC, SC, FL & VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.