

Ryan Bruff
Senior Mortgage Banker

What I truly love most about my job is helping people. Being with my customers and seeing their dreams come true is what I do this for.
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Atlantic Bay mortgage group was super helpful for us buying our new home. Ryan got us a great rate and kept us updated and informed throughout the whole process! Highly recommend them for people looking to purchase a home.
Reply from Ryan Bruff
July 31st, 2025 05:09 PM
Thank you, Stephen, for your thoughtful review. I'm thrilled to hear that you found the mortgage process informative and that securing a great rate made your home-buying journey smoother. Keeping clients updated is something I always aim for,...
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Alway able to get an answer from either Kelly or Ryan. They always answered the phone or called you back very quickly.
Reply from Ryan Bruff
July 31st, 2025 06:25 PM
Thank you, Mary, for your review. I'm pleased to know that both Kelly and I were able to provide you with prompt answers to any questions you had. Ensuring seamless communication is a priority for me, and it's great to hear that it was helpful...
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Ryan was great to work with. He and his team are all very responsive and stay on top of everything to keep things moving.
Reply from Ryan Bruff
July 31st, 2025 06:25 PM
Christie, thank you for your feedback. I'm glad to hear you felt supported throughout the process and found our responsiveness effective. Staying on top of everything is essential to ensure a smooth experience, and I'm pleased that it made...
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Ryan and his team are absolutely fantastic! He/they made things so easy and were always very prompt in answering any questions or concerns I had! Atlantic Bay is very lucky to have such a knowledgeable and dedicated employee.
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Reply from Ryan Bruff
October 9th, 2025 03:59 PM
Sabrina, it's wonderful to hear that the process went smoothly for you. Making things easier and addressing your questions promptly is always a priority. I'm grateful for your kind words about my work with Atlantic Bay. If you have any more...
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Ryan was very responsive and made a complicated remote transaction easy to understand and accomplish
Reply from Ryan Bruff
July 31st, 2025 06:26 PM
Thanks, John, for sharing your experience. I'm glad to hear that my responsiveness helped simplify the remote transaction for you. Making complex processes easier to manage is a key focus of mine, and it's great to know it worked well in your...
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Ryan made it a point to be available to us. He was always helpful at addressing questions and concerns.
Reply from Ryan Bruff
July 31st, 2025 06:26 PM
Thank you, Oliver, for your kind words. I’m really pleased to hear that my availability and assistance were helpful during your process. Addressing your questions and concerns is something I take seriously, and I'm glad it made a positive impact...
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It was a pleasure working with you and your team! You are professional and work fast. Thank you!
Reply from Ryan Bruff
July 31st, 2025 06:26 PM
Thank you, Katalin, for your kind words. I'm delighted to hear that you found our work professional and efficient. It was a pleasure assisting you with your refinancing, and I appreciate you recognizing the team's efforts as well. If you have...
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We loved working with Ryan and his team. They are timely, efficient, and closed our loan early.
Reply from Ryan Bruff
July 31st, 2025 06:27 PM
Thank you, Delaney, for your feedback. I'm pleased to hear that you enjoyed working with me and my team. It's wonderful to know that our timeliness and efficiency were noticeable, and that we could close your loan ahead of schedule. If you...
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Ryan and his team were patient, informative, knowledgeable, responsive and efficient. Thank you so much.
Reply from Ryan Bruff
July 31st, 2025 06:27 PM
Thank you, Amy, for your thoughtful review. I'm truly glad to hear that you found working with me and the team patient and efficient. It’s wonderful that you felt informed and supported throughout the process. If you ever have more questions...
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Ryan and his team were patient, informative, knowledgeable, responsive and efficient. They made the whole process so easy and pleasant. Grateful for such a positive experience!
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About
What I truly love most about my job is helping people. Being with my customers and seeing their dreams come true is what I do this for.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 907479
- Licensed in NC, SC, FL & VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.