

Ryan Bruff
Senior Mortgage Banker

What I truly love most about my job is helping people. Being with my customers and seeing their dreams come true is what I do this for.
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Ryan is the best; he makes my dreams come true. Before, I thought I would never be able to purchase a home because the process seemed so difficult. All I had to do was follow his instructions, and he was able to finish every step with ease....
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Reply from Ryan Bruff
July 31st, 2025 04:35 PM
Thank you, Siriporn, for your heartfelt review. I'm truly honored to have been a part of your journey to becoming a homeowner. It's great to hear that my guidance made the process feel achievable and straightforward. I appreciate your trust...
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Ryan and his whole team was prompt courteous and efficient. It was a pleasure working with them.
Reply from Ryan Bruff
July 31st, 2025 04:35 PM
David, thank you for your wonderful review. I'm pleased to hear that you found the experience prompt, courteous, and efficient. It was a pleasure working with you as well, and I'm glad my team and I could assist you throughout the process....
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As a first time home buyer I was very nervous and didn't know what to expect . You made sure the whole process went smoothly . You partnered me with a great realtor who answered every question and concern I had , and help me make the best decision's....
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Reply from Ryan Bruff
July 31st, 2025 04:35 PM
Janet, thank you for reaching out with such a kind review. I'm glad to hear that I could help ease your nerves as a first-time home buyer and ensure the process was smooth for you. It was important to me to connect you with a realtor who could...
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Everything was very clear and easy to follow. People we worked with were very professional and provided us everything we needed to know. It was truly a great experience. Thank you!
Reply from Ryan Bruff
July 31st, 2025 04:36 PM
Thank you, Deniz, for sharing your experience. I'm pleased to hear that the process was clear and straightforward for you and that you found the team professional. It's wonderful to know you had a great experience. If there's anything more...
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I am highly satisfied with my decision to choose Atlantic Bay Mortgage Group for financing my mortgage. Ryan Bruff and his team expertly guided me through the entire process, making it both pleasant and straightforward. Mr. Bruff was consistently...
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I am highly satisfied with my decision to choose Atlantic Bay Mortgage Group for financing my mortgage. Ryan Bruff and his team expertly guided me through the entire process, making it both pleasant and straightforward. Mr. Bruff was consistently...
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Reply from Ryan Bruff
July 31st, 2025 04:37 PM
Ralph, thank you for your detailed and thoughtful review. I'm delighted to hear that you were highly satisfied with choosing Atlantic Bay Mortgage Group and that I could make the mortgage process both pleasant and straightforward for you. It...
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You were great. Communication was fantastic and I was at ease throughout the entire process.
Reply from Ryan Bruff
July 31st, 2025 04:37 PM
Matthew, thank you for your kind words. I'm thrilled to hear that the communication met your expectations and that you felt at ease throughout the process. Ensuring you have a smooth and stress-free experience is always my priority. If you...
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Ryan was great to work with and was helpful throughout the entire process. He's a magician with numbers and was able to get me a lower rate than I initially thought. 10/10 would work with him again and recommend him to anyone I know looking...
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Reply from Ryan Bruff
July 31st, 2025 04:37 PM
Hunter, I appreciate your review and am glad to know that you found my assistance helpful throughout the process. I'm delighted I could help secure a rate that exceeded your expectations. Your willingness to recommend me to others means a lot,...
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The Bruff team was supportive and timely throughout the entire mortgage process. I would highly recommend working with them.
Reply from Ryan Bruff
July 31st, 2025 04:38 PM
Crista, thank you so much for your kind words. I'm pleased to hear that you found the support and timeliness of my team valuable during the mortgage process. Your recommendation means a great deal to me. If you have any questions in the future...
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Ryan went above and beyond! He was amazing and we closed in 3 weeks!! Also, closed a week earlier than expected! Would definitely go back to Ryan in the future! Thanks for everything!
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About
What I truly love most about my job is helping people. Being with my customers and seeing their dreams come true is what I do this for.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 907479
- Licensed in NC, SC, FL & VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.