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Theresa Crowell - Mortgage Loan Officer in Lake Havasu City, AZ

Theresa Crowell

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Mortgage Loan Officer

4.92
(65)
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With over 25 years in mortgage lending, Theresa has built her career on one simple belief: people come first. Her journey began in banking as a Private Client Manager, where she helped individuals manage their financial lives — from lending...... Show More
Overall Ratings
4.92
(65)
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Reviews from Web
  • 5.0
    Encompass
    B
    Benny M
    Lake Havasu City, AZ
    Posted on July 8th, 2026 08:22 PM
    Theresa has a great personality and is thorough and efficient.
    Reply from Theresa Crowell
    July 8th, 2026 09:41 PM
    Thank you for taking the time to share your experience! Building relationships and providing clear, thorough guidance throughout the mortgage process is something I truly value. I’m grateful for the opportunity to work with you and appreciate...
    read more
  • 5.0
    Encompass
    D
    Doreen J L
    KINGMAN, AZ
    Posted on May 31st, 2026 07:30 AM
    No issues, explained process very well.
    Reply from Theresa Crowell
    July 8th, 2026 09:42 PM
    Thank you for taking the time to share your experience. My goal is always to make the mortgage process as transparent and stress-free as possible by keeping clients informed every step of the way. I truly appreciate your trust and enjoyed working...
    read more
  • 5.0
    Encompass
    K
    Kevin D
    LAKE HAVASU CITY, AZ
    Posted on May 19th, 2026 01:41 PM
    Theresa was in consta communication on each step and what was coming next . If we ever had any questions she was always quick to respond even if she didn't know and had to go find the answer. She made us feel more like friends then just a paycheck....
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    Reply from Theresa Crowell
    June 16th, 2026 04:09 PM
    Thank you so much Kevin— this seriously means the world to me. I’m so grateful I had the opportunity to help you and Danielle through the process, and I’m happy you always felt informed and supported along the way. I really enjoyed working...
    read more
  • 5.0
    Encompass
    R
    Renee G
    BULLHEAD CITY, AZ
    Posted on May 12th, 2026 12:08 PM
    Theresa is a very good loan officer. I really felt comfortable during the whole loan process. She was very informative very professional and I never was wondering what was happening with my loan highly recommend.
    Reply from Theresa Crowell
    June 16th, 2026 04:09 PM
    Thank you so much Renee! I’m so happy to hear you felt comfortable and well-informed throughout the process. Buying or refinancing a home can feel overwhelming at times, so I always want my clients to feel confident and supported from start...
    read more
  • 5.0
    Encompass
    J
    Justin E
    LAKE HAVASU CITY, AZ
    Posted on May 7th, 2026 02:15 PM
    Theresa was there for me every step of the way. From the moment we started until the end she was very informative and explained what was happening and needed. Without her I don't think this would have gotten done!
    read more
    Reply from Theresa Crowell
    June 16th, 2026 04:09 PM
    Thank you so much for the thoughtful review! I’m grateful for the opportunity to help guide you through the process from start to finish. Communication and making sure you felt informed every step of the way were very important to me. I’m so...
    read more
  • 5.0
    Encompass
    J
    Justin E
    LAKE HAVASU CITY, AZ
    Posted on April 29th, 2026 12:41 PM
    I entered into this process using a differnt company and it was not going well. Theresa was contacted and heard my situation and jumped in that evening, after hours mind you, and has taken me under her wing and i have nothing but positive words...
    read more
    Reply from Theresa Crowell
    June 16th, 2026 04:09 PM
    Thank you so much for your kind words—it truly means a lot. I’m really glad I was able to step in and help turn things around for you. Buying or refinancing a home can be stressful, especially when things don’t go as planned at first, so it...
    read more
  • 5.0
    google
    J
    Jodi M
    Posted on April 21st, 2026 03:05 PM
    Theresa was very communicative with every one in the transaction. She has a passion to make sure everyone understands the potential "issues" that a manufactured FHA loan can call out that could cause delay, but everything went as it should...
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  • 4.0
    Encompass
    J
    Jodi M
    LAKE HAVASU CITY, AZ
    Posted on April 21st, 2026 03:03 PM
    Theresa was very comminicative. And she was ready with concerns that could arise; making sure we all were aware of the issues that could potentially slow the transaction down.
    Reply from Theresa Crowell
    June 16th, 2026 04:09 PM
    Thank you for your kind words, Jodi. I'm pleased that you felt informed and prepared throughout the transaction. Keeping everyone aware of potential issues is important to me, and I'm glad it contributed positively to your experience.
  • 5.0
    google
    R
    Ryan C
    Posted on April 17th, 2026 07:02 PM
    Theresa Crowell has received a review with 5 star rating from Ryan C
  • 5.0
    Encompass
    R
    Ryan P C
    LAKE HAVASU CITY, AZ
    Posted on April 17th, 2026 07:02 PM
    Thank you Theresa and her team for helping my wife and I get a home, Than you for all your hard work , and education along the way.
    Reply from Theresa Crowell
    June 16th, 2026 04:09 PM
    Ryan, I'm grateful for your kind words and am pleased that I could assist you and your wife in getting a home. It was my pleasure to provide support and education throughout the process. Thank you for trusting me and my team on your new home...
    read more
  • 10 of 65
    About
    With over 25 years in mortgage lending, Theresa has built her career on one simple belief: people come first. Her journey began in banking as a Private Client Manager, where she helped individuals manage their financial lives — from lending to retirement planning. That experience shaped her approach today, allowing her to guide clients through mortgage decisions with a deep understanding of how each choice fits into their long‑term financial wellbeing. Licensing Information: Equal Housing Lender Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79454
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Home Renovation Loan
    Reverse Mortgage
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Bank Statement Mortgages
    263
    /850
    Search Rank Score
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    Memberships
    • Lake Havasu Chamber Foundation for Education and Leadership CFEL
    • London Bridge Rotary
    • Women's Council of Realtors
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1998

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 512952
    Awards
    Chamber Volunteer of the year
    Chamber Volunteer ...
    Achievements
    • Chamber Volunteer of the Year 2026
    Hobbies
    • RZR Riding ANYWHERE anytime!
    • Camping
    • Traveling
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    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445