

Steve Ferguson
Branch Manager


The University of Texas at Austin
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, h... Show More
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Reviews from Web
Absolutely amazing company to work with. They made everything so simple and were always there to help answer any questions.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear about your 5-star experience with the Steve Ferguson Team at Lower (Thrive). Your kind words truly mean a lot to us. It's our goal to make everything as simple as possible for our clients and to be there to answer any...
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Was timely and professional. Made sure I didn’t make a poor financial decision
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Garrett thank you for taking the time to provide us a review! It was great working with you guys. Please keep in touch!
The Steve Ferguson Team was phenomenal in helping us secure our home loan! Their expertise, efficiency, and dedication made the entire mortgage process seamless and stress-free. They took the time to explain every detail, ensuring we fully...
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Reply from Steve Ferguson
February 10th, 2025 07:59 PM
Baron thank you for taking the time to give us this great review! Kathy is great! So glad the process went well for you!
The Steve Ferguson Team was phenomenal in helping us secure our home loan! Their expertise, efficiency, and dedication made the entire mortgage process seamless and stress-free. They took the time to explain every detail, ensuring we fully...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Baron thank you for your review! It was a pleasure working with you and your family. We hope you enjoy your new home!
The Steve Ferguson Team is always awesome to work with... another smooth transaction and happy client. Thanks y'all!
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Thank you Chris! Its always great working with you!
Our experience with the Thrive team was exceptional! They were incredibly responsive to all of our questions, ensuring a smooth and efficient process. The app portal was intuitive and user-friendly, making it easy to complete each task effortlessly....
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear about your positive experience with us, Frank! It's always our top priority to ensure our customers have a seamless and efficient process. We're delighted that you found our app portal intuitive and user-friendly. Thank...
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What an incredible team of professionals who truly had my client’s back and got the tough job done! The entire process was smooth from start to finish, from pre-approval and appraisal to underwriting and closing. Communication and customer...
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Reply from Steve Ferguson
February 10th, 2025 08:00 PM
Quartermetra its always a pleasure working with you and your clients! Thank you for your continued trust!
The constant communication that Steve and his team provided was so helpful in doing a cash-out refi on a property for the very first time. Steve was also very helpful at the beginning of the transaction running ALLLLLLL of the numbers I provided...
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Reply from Steve Ferguson
February 10th, 2025 08:01 PM
Caroline we loved working with you and we look forward to working with you again soon! Don't be a stranger!
Constant communication!
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We appreciate you taking the time to leave a 5-star review, Caroline. Constant communication is a key part of our approach at the Steve Ferguson Team at Lower (Thrive), and it's great to hear that you appreciated it. We look forward to assisting...
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All questions were answered promptly and accurately. We had few questions because all other information was given by the Ferguson Team! Smooth process from start to finish.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear that you had a smooth experience with us, Austin! It's always our aim to provide prompt and precise answers to any questions you may have. We're glad that you found the process efficient from beginning to end. Your positive...
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About
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, he is known for educating clients and guiding them through a smooth home financing process. Steve has earned the Texas Five Star Professional Award for 14 consecutive years and has been recognized as a Presidents Club Loan Officer and Branch Manager for the past seven years. Whether assisting first time homebuyers or experienced investors, Steve provides personalized mortgage solutions to help clients achieve their goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA
VA
Conventional
USDA
Non-QM
Investor Loans
Jumbo Loans
Construction loans
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Education
- The University of Texas at AustinSociologyBachelor of Arts (BA)

Positions
- RWM Home Loans - Branch ManagerFeb 3rd, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- 196278
Achievements
- Presidents Club Loan Officer for 8 yrs
Hobbies
- Church
- Family Time
- Working on old cars
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445