

Steve Ferguson
Branch Manager


The University of Texas at Austin
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, h... Show More
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Stop repeating emails, sometimes 3 of the same in five min, your underwriting asking for information late n several days before closing, repeated info, not providing all information, in other words withholding info, ie I terest rates, n prepayment...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Eulalio thank you for the review. I know that mortgage loans can be frustrating and what you may expect to happen does not always line up with what mortgage loans require. Based on your response it looks like several disclosures we provided...
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Kathy and the team did a great job in communicating with the client and me. This transaction was a difficult one and Kathy stayed on top of everything. I really appreciate all the work her and the team did in order to get this one to close....
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I liked that no matter how many times I had the same question or didn't understand anything, everyone on the team was patient. The home buying experience is overwhelming to say the least, but your team makes it all worth it with the great communication...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear that you had such a positive experience, Edmonia! Our team is dedicated to clear communication and patience, we realize that the home buying process can be overwhelming. We're so glad that our efforts made the process...
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Very responsive and always fast feed back and answered my questions that I had through the process and made it super easy.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear that you had such a positive experience, Travis! The aim of The Steve Ferguson Team at Thrive Mortgage is always to provide quick responses and ensure our clients feel supported throughout the entire process. It's great...
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The communication was excellent throughout the transaction with all parties. Everything was closed on time with no surprises. Excellent customer service.
Great communication and thorough explanations. Kathy went above and beyond to troubleshoot and make sure we closed on time.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear about your positive experience with us, Shea! Your 5-star review is greatly appreciated. It's always our aim to provide excellent communication and thorough explanations, and we're glad Kathy was able to go above and...
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Great communication very professional and got the job done thanks a million!!
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
John, we're thrilled to hear that you had a great experience with The Steve Ferguson Team at Thrive Mortgage! Your positive feedback about our communication and professionalism is much appreciated. We're always here to get the job done for...
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Team was very polite and always kept us updated during the process. They went above and beyond to make sure we closed ahead of schedule. This was what made them extra amazing. Thank you Team!!!
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear such positive feedback, Patrick! It was our pleasure to keep you updated throughout the process and close ahead of schedule. We always aim to go above and beyond for our clients and we're delighted it made a difference...
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Everyone that worked with me was professional and made the whole process stress free.
I had a minor issue with my credit that prevented my loan from being approved with another lender. The Ferguson Team worked their magic and we are closing on the house today. The team was great to work with. When it got down to brass tacks...
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About
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, he is known for educating clients and guiding them through a smooth home financing process. Steve has earned the Texas Five Star Professional Award for 14 consecutive years and has been recognized as a Presidents Club Loan Officer and Branch Manager for the past seven years. Whether assisting first time homebuyers or experienced investors, Steve provides personalized mortgage solutions to help clients achieve their goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA
VA
Conventional
USDA
Non-QM
Investor Loans
Jumbo Loans
Construction loans
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Education
- The University of Texas at AustinSociologyBachelor of Arts (BA)

Positions
- RWM Home Loans - Branch ManagerFeb 3rd, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- 196278
Achievements
- Presidents Club Loan Officer for 8 yrs
Hobbies
- Church
- Family Time
- Working on old cars
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445