

Steve Ferguson
Branch Manager


The University of Texas at Austin
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, h... Show More
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Reviews from Web
Steve and Kathy were very helpful through the process. If they couldn't answer my call/text/email right away, they would get back to me in a timely manner. Things moved quickly and efficiently. Highly recommend!
Reply from Steve Ferguson
August 16th, 2024 01:26 PM
Thank you Ashley and we really enjoyed getting to know you. Congratulations and please don't be a stranger!
Steve and Kathy were very helpful through the process. If they couldn't answer my call/text/email right away, they would get back to me in a timely manner. Things move quickly and efficiently.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Ashley it has been great working with you and your family. We appreciate the kind words and look forward to working with you again in the future!
The Thrive team has been absolutely fantastic to work with! Steve & Kathy made me feel so comfortable and I could tell they had what was in my best interest at heart. They never once made me feel like they were too busy to answer questions....
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Jaime thank you for the kind words! We all loved working with you so please do not be a stranger!! I am so glad you loved our processes and we look forward to working with you again in the future.
The whole Ferguson team was great. From keeping me updated on everything step by step.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Patrick thank you for trusting us! Congratulations and I am looking forward to a pool party invitation!
Steve, Kathy, Christina, and the rest of the team were awesome! Very thorough! This is our third closing with Thrive and Team Ferguson! We recommend them to everyone who will listen!
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Thank you for trusting us Michael! You are always great to work with! Please stay in touch!
Communication was key also working with Kathy was great.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Karen thank you for giving us a great review and we really enjoyed working with you!
Steve immediately was able to get me a much better rate, and Kathy was there for any questions or concerns I had. when I had a bad attitude or was feeling stress of closing, she was there to ensure me I could do it and encouraged me the whole...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Brandon it was a pleasure helping you. Keep in contact and congratulations again!
The Ferguson team came through for us once again! We really appreciate the prompt communication and the knowledge they bring to the table. This is our third closing with Steve and his crew and we will recommend him to our son who will be purchasing...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Amy thank you for this great review and your kind words! We love working with you and are excited to work with your family soon! Don't be a stranger!
He closed it when two other agents said they couldn't without higher down payment.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Chris thank you for the opportunity to work with your clients and I look forward to the next one.
Y'all made the process a breeze! Thank you!
Reply from Steve Ferguson
February 10th, 2025 08:02 PM
Thank you Lacy! It was great working with you!
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About
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, he is known for educating clients and guiding them through a smooth home financing process. Steve has earned the Texas Five Star Professional Award for 14 consecutive years and has been recognized as a Presidents Club Loan Officer and Branch Manager for the past seven years. Whether assisting first time homebuyers or experienced investors, Steve provides personalized mortgage solutions to help clients achieve their goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA
VA
Conventional
USDA
Non-QM
Investor Loans
Jumbo Loans
Construction loans
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Education
- The University of Texas at AustinSociologyBachelor of Arts (BA)

Positions
- RWM Home Loans - Branch ManagerFeb 3rd, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- 196278
Achievements
- Presidents Club Loan Officer for 8 yrs
Hobbies
- Church
- Family Time
- Working on old cars
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445