Phil Gerisilo
Branch Manager
With more than 30 years of real estate experience, I bring extensive knowledge and insight to mortgage banking at RWM Home Loans. I work closely with clients to understand their goals and match them with mortgage programs that best fit thei...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Excellent customer service. Phil was very involved from the beginning and communicated very well throughout the whole process. Would highly recommend!
Phil went above and beyond in helping me meet all the conditions required for me to get loan approval. I wouldn’t have been able to buy my dream home without him.
Reply from Phil Gerisilo
March 17th, 2026 03:54 PM
Hello Dale,I’m super happy and excited for you guys!! Glad everything worked out so well and you are now enjoying your beautiful new dream home!!My team and I are grateful to have played a part in this journey. We appreciate your encouraging...
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You and your staff did an amazing job seeing us through this process. I feel you went above and beyond your normal expectations. We thank you for all of your efforts!
Reply from Phil Gerisilo
March 16th, 2026 01:55 AM
Thank you Rita for your kind words. It was our pleasure to be of service. We wish you and Dale many years of happiness in your beautiful new home!
More communication up front about the expectations and impacts of debt to income and moving money during the loan processing phase. One representative instructed me to pay down, or off entirely, a particular debt, while another on the same...
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Reply from Phil Gerisilo
February 26th, 2026 07:11 PM
Hello Zach,Congratulations on the closing of your first home!! It was a pleasure working with you. We appreciate your comments and concerns and we will review the areas of communication you have highlighted and will make any necessary modifications....
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perform exceptional
Reply from Phil Gerisilo
February 2nd, 2026 02:41 PM
Thank you Jack. It was a pleasure working with you on the purchase of your first home!!
Congratulations once again!
Awesome work Papa G appreciate the help with getting the refi done and prompt responses anytime we had questions!
Reply from Phil Gerisilo
January 27th, 2026 05:30 PM
You’re very welcome John!! Always a pleasure to work with you and your family! Glad everything worked out perfectly for you!
Communication!
Reply from Phil Gerisilo
November 30th, 2025 07:53 PM
Thank you very much for your review. Enjoyed working with you. Congratulations on your beautiful new home!
The whole process was simple and smooth on top of having to be rushed to meet our closing date.
Reply from Phil Gerisilo
October 8th, 2025 08:00 PM
I'm happy to hear that the process felt simple and smooth for you, especially under the pressure of a tight closing date. Your feedback is appreciated, and I'm here if you need any more help in the future.
While the process is stressful, we were informed and talked through everything.
Reply from Phil Gerisilo
October 2nd, 2025 05:51 PM
I'm pleased to know that you felt well-informed during the process, even though it can be a challenging experience. If you have any further questions or need assistance in the future, feel free to reach out. Thank you for your feedback!
The nerves of buying our first home at such a young age was a bit overwhelming throughout this process. Phil and his team made sure that we had all of our information along the way accomodating to our busy schedules and keeping us informed....
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Reply from Phil Gerisilo
August 28th, 2025 06:52 PM
Thank you for your taking the time to write a review. It was a pleasure to assist you and Alex with your first home purchase. We’re super happy and excited for you guys! Glad we could guide you through the process.
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About
With more than 30 years of real estate experience, I bring extensive knowledge and insight to mortgage banking at RWM Home Loans. I work closely with clients to understand their goals and match them with mortgage programs that best fit their needs. Known for being a good listener, I enjoy building long term relationships and helping clients navigate important financial decisions with confidence. In addition to my work in real estate and lending, I am also a published author and former real estate seminar instructor. Outside of work, I enjoy staying active through mountain biking, paddle boarding, yoga, and spending time outdoors along the coast.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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133
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1997578
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445