

Doug Smithe - Mortgage Loan Originator
Branch Manager


Texas State University
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a season... Show More
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Reviews from Web
Communication was excellent! Also, I'm so glad that you were ready to close before the closing date as we had asked...even though the sellers had to wait for the original date.
Doug made the process easy and had very competitive rates.
Attention to details
I really liked the online portal and the fact that we could do everything remotely. I also liked the loan tracker that was emailed out that told us each stage of the loan approval process we were in. Very good communication and response times...
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Since having the file for 2 months, I believe the appraisal should've been ordered earlier to not be concerned about it coming in the day before closing. Which is what happened causing the sellers, title company and agents uncertain the property...
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Great job
Every thing good
Doug really keeps me updated on all loans he has processed for my clients and I never hear anything but satisfaction for the wonderful work he does.
Transaction was smooth and Quick!
Thrive Mortgage handled the refinance of our home. Our overall experience with Thrive was amazing! From our initial communication with Doug to the email tracking system they use once the process has started was all seamless. Any questions we...
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About
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a seasoned investor expanding their portfolio, I’m passionate about making the loan process smooth and stress-free. As a U.S. Army veteran, I bring the same dedication and discipline to my work that I did in service. I earned my bachelor’s degree from Texas State University and split my time between the Austin area and Angel Fire, NM. When I’m not helping clients secure financing, you can find me outdoors, enjoying the mountains with my wife, two daughters, and our four dogs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
Down Payment Assistance
USDA Loan
Non-QM mortgages
Mortgage Credit Certificate (MCC)
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Education
- Texas State UniversityBusiness ManagementBachelor of Science (BS)Jan 2000 -May 2005

Positions
- RWM Home Loans - Branch Manager, Loan OriginatorFeb 18th, 2025 - Current
- Thrive Mortgage - Branch Manager, Loan OriginatorApr 19th, 2019 - Feb 14th, 2025
Memberships
- Georgetown Chamber of Commerce
- Texas State Alumni Association
- Veteran Mortgage Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 218884
Hobbies
- Mountain Biking
- Fishing
- Hiking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445