

Doug Smithe - Mortgage Loan Originator
Branch Manager


Texas State University
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a season... Show More
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Doug and Natalie were extremely timely and transparent with all communication. I was never uncertain of the next step or timeframe. The experience was very easy.
Just personally I tried to get a refinance for almost a year and with other companies, they kept asking for papers zero communication and at the end, they just said numbers weren't adding up in processes that took almost 6 months, and with...
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everything was great
The experience was exceptional. I would highly recommend Doug due his transparency, and exceptional work ethic. Doug under promised and over delivered ,the service provided was unbelievable. The client changed lenders in the middle of a transaction....
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My interactions with Doug and his team were extremely positive. They kept me informed every step of the way and delivered on every promise. If you are looking to partner with a mortgage company that is knowledgeable, professional and timely;...
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Doug and Natalie has been awesome to work with. They are available whenever you need them, they answered my questions quick and efficiently. They kept me updated, I was never left in the dark waiting for what's next. I will strongly recommend...
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The overall process was fast and easy.
These folks are highly skilled professionals. After two setbacks with high volume national mortgage companies Doug Smithe at Thrive nailed it the first time. Don't waste your time elsewhere.
Doug and Natalie are a great team that provided the best customer service and communication throughout the re-finance process!
Doug and his team did a great job! They were attentive and quick with all communications throughout the process. This was our second time working with them, and we will definitely seek him out in the future.
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About
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a seasoned investor expanding their portfolio, I’m passionate about making the loan process smooth and stress-free. As a U.S. Army veteran, I bring the same dedication and discipline to my work that I did in service. I earned my bachelor’s degree from Texas State University and split my time between the Austin area and Angel Fire, NM. When I’m not helping clients secure financing, you can find me outdoors, enjoying the mountains with my wife, two daughters, and our four dogs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
Down Payment Assistance
USDA Loan
Non-QM mortgages
Mortgage Credit Certificate (MCC)
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Education
- Texas State UniversityBusiness ManagementBachelor of Science (BS)Jan 2000 -May 2005

Positions
- RWM Home Loans - Branch Manager, Loan OriginatorFeb 18th, 2025 - Current
- Thrive Mortgage - Branch Manager, Loan OriginatorApr 19th, 2019 - Feb 14th, 2025
Memberships
- Georgetown Chamber of Commerce
- Texas State Alumni Association
- Veteran Mortgage Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 218884
Hobbies
- Mountain Biking
- Fishing
- Hiking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445