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Austin Ruffner - Loan Officer in Lake Havasu City, AZ

Austin Ruffner

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Loan Officer

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RWM Home Loans is an independent mortgage bank that was founded in 1994 by experienced professionals who have been in the California real estate market and mortgage industry for over three decades. Their approach is simple; listen to unders... Show More
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Reviews from Web
  • Encompass
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    Phillip E C
    LAKE HAVASU CITY, AZ
    Posted on March 18th, 2026 12:13 AM
    Austin was absolutely outstanding. He helped me through every step of the process. I'll send everyone to him. Can't say enough about how knowledgeable and helpful Austin is. The man deserves alot of respect and praise. Thanks again for a wonderful...
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    Reply from Austin Ruffner
    July 9th, 2026 07:33 PM
    I'm grateful for your generous feedback, Phillip. Knowing that you had a smooth and positive experience means a lot to me. Your willingness to refer others my way is incredibly appreciated, and I'm glad I could assist you every step of the...
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    Phillip E C
    LAKE HAVASU CITY, AZ
    Posted on March 5th, 2026 02:40 PM
    Austin has gone above and beyond to assist me through this process. He is a great people person. Very knowledgeable and easy to work with.
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    Randel D B
    Williams, AZ
    Posted on November 4th, 2025 04:44 PM
    is very professional and does his in cmunication and is very knowledgeable about his product. Will use him again for an upcoming construction loan.
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    Cheyeanne J L
    Lake Havasu City, AZ
    Posted on September 23rd, 2025 06:16 PM
    Ausin was so kind, fun and easy to work with. He is very knowledgeable and helped me understand every step of this process! Thank you Austin!!
    Reply from Austin Ruffner
    July 9th, 2026 07:33 PM
    I'm thankful for your kind words, Cheyeanne. It's great to hear that you found the process both enjoyable and informative. I'm glad I could assist in making each step clear and straightforward for you. If you have any more questions in the...
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    Cheyeanne J L
    Lake Havasu City, AZ
    Posted on September 12th, 2025 02:47 PM
    This is my first experience buying a home and Austin has explained everything for me in ways that I can understand, made me feel completely at ease throughout the transaction, and has gone above and beyond!
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    Randel D B
    Lake Havasu City, AZ
    Posted on August 1st, 2025 05:18 PM
    is very professional. He keeps his word and he is prompt to return phone calls and emails. Looking forward to doing business with him again.
    Reply from Austin Ruffner
    July 9th, 2026 07:33 PM
    I appreciate your feedback, Randel. I'm glad you found my professionalism and responsiveness helpful throughout your experience. It's important to me to maintain clear communication and keep my commitments, so your acknowledgement means a lot....
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    Randel D B
    Lake Havasu City, AZ
    Posted on July 2nd, 2025 02:19 PM
    Austin is awesome
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    Lisa T
    Lake Havasu City, AZ
    Posted on April 21st, 2025 05:02 PM
    GREAT JOB ! this one was a little bit of a challanging transaction & Austin did a great job with all the huddles
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    Gregory E C
    Bullhead City, AZ
    Posted on April 11th, 2025 02:32 PM
    Thank you for your help with my loan. Your the one I can always trust..
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    Robert W S
    Lake Havasu City, AZ
    Posted on April 5th, 2025 03:48 AM
    GreGraat Greatand knowleknowledgeable! Gr
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    About
    RWM Home Loans is an independent mortgage bank that was founded in 1994 by experienced professionals who have been in the California real estate market and mortgage industry for over three decades. Their approach is simple; listen to understand, educate borrowers so the best decisions can be made, and offer loan programs that can close in less than 17 days. Licensing Information: Equal Housing Lender Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79454
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 1497651
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445