

Austin Ruffner
Loan Officer

RWM Home Loans is an independent mortgage bank that was founded in 1994 by experienced professionals who have been in the California real estate market and mortgage industry for over three decades. Their approach is simple; listen to unders... Show More
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Austin was absolutely outstanding. He helped me through every step of the process. I'll send everyone to him. Can't say enough about how knowledgeable and helpful Austin is. The man deserves alot of respect and praise. Thanks again for a wonderful...
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Reply from Austin Ruffner
July 9th, 2026 07:33 PM
I'm grateful for your generous feedback, Phillip. Knowing that you had a smooth and positive experience means a lot to me. Your willingness to refer others my way is incredibly appreciated, and I'm glad I could assist you every step of the...
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Austin has gone above and beyond to assist me through this process. He is a great people person. Very knowledgeable and easy to work with.
is very professional and does his in cmunication and is very knowledgeable about his product. Will use him again for an upcoming construction loan.
Ausin was so kind, fun and easy to work with. He is very knowledgeable and helped me understand every step of this process! Thank you Austin!!
Reply from Austin Ruffner
July 9th, 2026 07:33 PM
I'm thankful for your kind words, Cheyeanne. It's great to hear that you found the process both enjoyable and informative. I'm glad I could assist in making each step clear and straightforward for you. If you have any more questions in the...
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This is my first experience buying a home and Austin has explained everything for me in ways that I can understand, made me feel completely at ease throughout the transaction, and has gone above and beyond!
is very professional. He keeps his word and he is prompt to return phone calls and emails. Looking forward to doing business with him again.
Reply from Austin Ruffner
July 9th, 2026 07:33 PM
I appreciate your feedback, Randel. I'm glad you found my professionalism and responsiveness helpful throughout your experience. It's important to me to maintain clear communication and keep my commitments, so your acknowledgement means a lot....
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Austin is awesome
GREAT JOB !
this one was a little bit of a challanging transaction & Austin did a great job with all the huddles
Thank you for your help with my loan. Your the one I can always trust..
GreGraat Greatand knowleknowledgeable! Gr
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About
RWM Home Loans is an independent mortgage bank that was founded in 1994 by experienced professionals who have been in the California real estate market and mortgage industry for over three decades. Their approach is simple; listen to understand, educate borrowers so the best decisions can be made, and offer loan programs that can close in less than 17 days.
Licensing Information:
Equal Housing Lender
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79454
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 1497651
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445