

Russell Clay
SVP, Mortgage Division Manager | NMLS# 539490

Russ began his career in mortgage lending in 1999 and came to Central Bank of Lake of the Ozarks in 2003. He is responsible for managing the Mortgage Division. In addition, to managing the department he specializes in providing mortgage loa... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
I have never heard of Russell CLay until this survey. Our two primary contacts, Hutch Hutceson and Stacie Streets left Central Bank one week prior to our closing.
Central Bank staff is extremely nice and proffesional. We enjoy the relationship.
Alfonso
Very profesional and personal service!
Reply from Russell Clay
July 14th, 2026 12:12 PM
Thank you for your kind feedback, Drennan. I'm glad to hear that you appreciated the professional and personal service.
From start to finish, Russ walked us through each step .
Reply from Russell Clay
July 14th, 2026 06:16 PM
Thank you, Teri, for sharing your experience. I'm pleased to know that I could guide you through each step from start to finish.
Russ consistenly provides exceptional service. He is helpful, professional, extremely knowledgeable and very dependable whenever we need assistance. It is always a pleasure working with him.Others we have worked with at the bank have always...
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Reply from Russell Clay
July 13th, 2026 08:15 PM
Thank you, Judith, for your kind words. I'm grateful for your positive feedback and pleased to hear that you've had a good experience with me and the team at Central Trust Bank. It's always nice to assist you.
I know the business better than most. Russ did an outstanding job in every way. On a scale from 1-5; he was a 10. I woukd would highly recommend him to anyone. Keep up the great work. DGS
Russ kept me in the loop and communicated all the way to closing. It was a great experience and they made the process seem effortless.
five Star all the way. Russ and his team are top notch. I wouldn't go through anyone else
We recently refinanced our home and had the absolute pleasure of working with Russ Clay with Central Bank of Lake of the Ozarks. From start to finish, the process was smooth, stress-free, and far easier than we ever imagined.Russ was knowledgeable,...
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Overall experience was outstanding!!
Way to go and Thank You, Russell!
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About
Russ began his career in mortgage lending in 1999 and came to Central Bank of Lake of the Ozarks in 2003. He is responsible for managing the Mortgage Division. In addition, to managing the department he specializes in providing mortgage loans for one to four family residential transactions. Lending at Lake of the Ozarks can be a challenge, but with Russ's expertise and experience he will do everything within his power to make your purchase or refinance transaction go smoothly. Give him a call, let him help you with that next purchase or refinance!
Products & Services
Mortgage Loan Officer
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 539490
Disclaimer
The Central Trust Bank NMLS ID # 407985