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Romy Espino at Prosperity Home Mortgage - Fai...
Mortgage Consultant | NMLS# 176685

Romy Espino is a Mortgage Consultant | NMLS# 176685 for Prosperity Home Mortgage in the Chantilly area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortg... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
From the very beginning to the final closing, working with Romy and the team—Maya and Stefi—was truly an exceptional experience. This was a VA loan, and from day one it was clear that they not only understood the process inside and out, but...
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Reply from Owner
May 4th, 2026 01:26 AM
Juan, I'm truly grateful for your detailed and thoughtful review. It means a lot to hear that the support and dedication from me, Maya, and Stefi made a positive impact on your VA loan process. Ensuring you felt informed and confident throughout...
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I have been selling real estate for 36 years. Romy is one of the best loan officers I have EVER had the honor of working with. She helped me win a contract over ELEVEN other offers and closed it in TWO weeks. It is certainly not the first time...
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Reply from Romy Espino at Prosperity Home Mort...
April 11th, 2026 02:28 PM
I truly appreciate your kind words, Mark. It is always rewarding to work with someone as experienced as you. I'm so glad to hear that the process went smoothly and that we were able to close successfully, even in such a competitive situation....
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It has been an absolute pleasure working with Romy. My buyers consistently walk away feeling genuinely cared for and supported throughout the entire process, which speaks volumes about the level of service provided. Their satisfaction means...
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Reply from Romy Espino at Prosperity Home Mort...
April 11th, 2026 12:39 AM
Thank you for sharing your experience, Marteina. It means a great deal to hear that your buyers feel supported and cared for throughout the process. Crafting a positive and seamless journey is something I strive for with every client. Your...
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Romy handled multiple complex transactions for me and did an amazing job. She was extremely communicative, kept us on a clear timeline, and helped me navigate a few challenges along the way. Her guidance and support made the process much smoother,...
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Reply from Owner
March 16th, 2026 04:20 PM
I appreciate your thoughtful comments, Natalie. I'm glad to know that my communication and guidance were beneficial as you navigated through these complex transactions. It's important to me to provide support and keep everything on track. Thank...
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The attentiveness, expertise and willingness to guide and assist me in every way I needed to successfully and effortlessly purchased my 1st home.
Romy is the best! Quick to respond, highly professional and knows her industry well. She’s very helpful with educating the borrower on the mortgage process! 10 out of 10 every time.
Romy is very good, i trust her.
Romy is the best! She understands her profession, is quick to respond (and always with a smile!), and makes my cliebts clients feel informed and at ease I would recommend her to anyone/everyone she always has a can do attitude!!
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Had a wonderful time working with Maya and Romy! Their attention to detail, communication and calm demeanor made this transaction smooth! Thank you!
Reply from Romy Espino
September 13th, 2026 07:37 PM
Junue, I'm glad to hear you had a wonderful experience with Maya and me. Your feedback on our attention to detail and communication is greatly appreciated. Thank you for sharing your positive experience!
Romy has helped my clients through many years and always provided great service. Always professional and very responsive.
Reply from Romy Espino
September 12th, 2026 09:37 PM
Omar, I appreciate your kind words and am grateful for your trust over the years. It's wonderful to hear that my service and responsiveness have met your expectations.
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About
Romy Espino is a Mortgage Consultant | NMLS# 176685 for Prosperity Home Mortgage in the Chantilly area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Memberships
- Mortgage Bankers Association
- National Association of Hispanic Real Estate Professionals
- America's VetDogs
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Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 176685
Awards
NAHREP Top 250 Mor...
Achievements
- Scotsman Guide Top Originators
Hobbies
- Weightlifting
- Yoga
- Traveling
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.