

Robert Veech
Mortgage Loan Originator | NMLS# 188920

With a passion for helping clients navigate the home-buying process, Robert brings both expertise and enthusiasm to their role as a Mortgage Loan Originator at Luminate Bank.
With years of experience in the mortgage industry, Robert is dedi... Show More
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the Team was great as far as getting us the best possible rate, I just feel like communication could have gone a little bit smoother at times.
Reply from Robert Veech
September 2nd, 2026 08:27 PM
Jenna, I appreciate your feedback and am glad the team was able to secure the best possible rate for you. I acknowledge your point about communication and will strive to improve in that area. Thank you for sharing your thoughts with me.
Bob Veech, Tracy Franzoso, Steven Cooper, Debbie Lipman were a very professional team, providing top of the line service and was always available to address any concerns we had. They went above and beyond to get us our mortgage and in a time...
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Reply from Robert Veech
August 13th, 2026 01:42 PM
Julianne, I truly appreciate your kind words about our team and your positive experience with Luminate.Bank. It's great to know that we could support you effectively, especially with such a pressing deadline. I'm grateful for your trust and...
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Bob is the best! Communicative, responsive and very knowledgeable. It was an absolute pleasure to work with him.
Reply from Robert Veech
August 5th, 2026 02:24 PM
Mary, I'm so happy to hear that you found my communication and responsiveness helpful. It was a pleasure working with you as well, and I truly appreciate your kind words. Thank you for choosing Luminate.Bank!
Bob was great answered all my questions and helped me through every step of the way !
Reply from Robert Veech
August 4th, 2026 02:09 PM
Stephanie, I'm pleased to hear that I could answer all your questions and assist you every step of the way. Your feedback is truly appreciated, and I'm glad I could help make the process smoother for you.
Robert is an EXPERT and professional at his craft. If you're looking for a lender to hold your hand through a first time buy, or an investor searching for creative financing options, you can't go wrong.
Appreciative of the open communication through call, text, and email. I was thrilled that we could close the loan after traditional business hours!
Reply from Robert Veech
June 29th, 2026 03:02 PM
Lisa, I'm pleased to hear that the open communication and flexibility in closing the loan after hours met your needs. Thank you for sharing your experience with Luminate.Bank. If you have any further questions or need assistance, please feel...
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Working with my lender was a great experience from start to finish. Robert was professional, responsive, and made the entire home-buying process smooth and stress-free. He explained everything clearly, answered all my questions quickly, and...
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Reply from Robert Veech
May 26th, 2026 01:47 PM
Hendy, I'm pleased to hear that you had a great experience working with me during your home-buying process. It's appreciated to know that my efforts in providing clear explanations and quick responses helped make the journey smooth and stress-free...
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Bob was very cooperative, available, and willing to explain details to us as first time homebuyers. He helped us understand the details around our mortgage and the steps throughout the process.
Reply from Robert Veech
April 20th, 2026 05:03 PM
Matthew, I'm pleased to hear that I could assist you as first-time homebuyers. It's great to know that my availability and detailed explanations helped you understand your mortgage process. Thank you for choosing Luminate.Bank, and I'm here...
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Bob was very knowledgeable and willing to explain each step in the process to us as first time home buyers. He made himself available at different times when support was needed. I would recommend working with him and the Luminate Bank team!
Bob and his team and fantastic to work with. They are so helpful and answer every call and every email. We cannot imagine working with anyone else. They are amazing! Refinancing is stressful and their team makes it very smooth and as easy as...
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About
With a passion for helping clients navigate the home-buying process, Robert brings both expertise and enthusiasm to their role as a Mortgage Loan Originator at Luminate Bank.
With years of experience in the mortgage industry, Robert is dedicated to bringing transparency and clarity to each step, so you feel informed and empowered from start to finish. When Robert isn’t helping clients reach their homeownership dreams, you can find them enjoying weekends with their family.
If you’re ready for a lending experience that puts you first, reach out to Robert today—they’re here to help you every step of the way!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- NJ Lenders Corp - Director FHA LendingMay 1st, 2009 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- MD, NJ, NY, PA
- NMLS# 188920
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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