RJ Baxter
Mortgage Advisor
We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be th... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours(Open now)
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Reviews from Web
RJ and his team are top notch lenders. Very responsive, patient and understanding when it comes to a buyer’s needs and getting us to the closing table! A first choice among lenders!
Reply from RJ Baxter
May 18th, 2020 10:18 PM
Thank you Traci! We love working with you.
Straightforward, timely, informative.
RJ worked with us early on to get the process going so we could find a rate that worked for us. He remained 100% focused on our goals and secured even a better rate that we expected. The whole process was seamless and the communication throughout...
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Justin was super helpful and responsive, as was Ann. Great working with them both.
RJ and Team are true professionals who get me the best rates every time! They are knowledgeable and responsive and detail-oriented! Thanks again!
Competitive rates, responsive, friendly.
My wife and I have bought and sold 4 houses and without a doubt we procured the BEST crew for our 5th! RJ and his team are fantastic to work with, their knowledge of not only the process but the area is deep and they are ALWAYS available to...
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The level of communication from Justin was far greater than we had expected. It made the home buys experience so great. He was enthusiastic and also got us a great rate!
Smooth refi process and very prompt with replies. The automated document upload system clearly lists all the info you need to provide and provides a secure platform.
Reply from RJ Baxter
May 15th, 2020 05:55 PM
Michael- Thank you for the kind words! We do our best to make a complicated process as simple as possible!
Smooth refi process and very prompt with replies. The automated document upload system clearly lists all the info you need to provide and provides a secure platform.
Reply from Owner
May 15th, 2020 05:55 PM
Michael- Thank you for the kind words! We do our best to make a complicated process as simple as possible!
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About
We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access