

RJ Baxter
Mortgage Advisor

We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be th... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours(Open now)
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Reviews from Web
RJ Baxter and his team (Zach Smith) included were truly amazing since the start. Our realtor was very surprised with how quick they would respond to our emails even on the weekends. I would recommend them to anybody. They are truly professional...
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RJ provided us with a great rate and exceptional service on our home mortgage refinance, but his work didn't stop there. He has answered other real estate lending questions and provided referrals for family members who live out of state. We...
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RJ and his team were a fantastic help, especially for us as first time home buyers. He provided clear answers and patience when we asked a ton of questions, and the entire process went very smoothly. They were particularly great about communicating...
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I had the best experience with RJ Baxter, Zach, and the team. I did everything you are not supposed to do prior to refinancing. I took out a new credit card for more airline miles and I started a major construction project, a pool. RJ and his...
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I was referred to RJ's team and am glad that I followed that advice. The whole process was seemless. The whole team was available to me when I needed them. Any questions I had were answered in a way that was easy to understand. I would definitely...
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Our situation for a home loan was fairly complicated. From the first contact with RJ We felt like he would do his best to get us into the home we wanted. He was honest, straight forward, never over promised us anything. Any time We had a question...
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I have had the pleasure of working with RJ for over 10 years. RJ's, team is very knowledgeable with the mortgage laws in Texas.I would recommend RJ highly from start of the application to closing on the loan RJ is their for you! Did'nt matter...
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RJ made home buying a breeze. I invested maybe 5 total hours of my time after my offer was accepted- RJ and his staff made it incredibly easy. I was always kept appraised of exactly where in the process my loan was and what was needed of me....
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RJ and his team of professionals executed our financing on time and with a great rate. The one thing that stood out the most about RJ was his communication through the entire process. We always knew where we were at in the process at all times....
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The RJ Baxter Team did a great job helping us through the home purchase process. They were responsive to our questions and thorough with their answers.
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About
We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access