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Ricky Totten
Mortgage Loan Officer | NMLS 1487395
Ricky has a Bachelor of Science in Business Management, with an HR Emphasis, and is a proud Alumni of Eastern Kentucky University. He has 15 years of experience in the mortgage business as a manager and loan originator. After taking a brief... Show More
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9 AM to 4 PM
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9 AM to 4 PM
Wed
9 AM to 4 PM
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Reviews from Web
Ricky is always a great communicator. This is my 3rd time working with him. This time, I didn't even really consider others as he has helped me over the years and earned our business. The home buying process has become more difficult over the...
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Reply from Ricky Totten
March 1st, 2025 01:24 PM
Samantha, thank you so much for your kind words and for trusting me once again with your home buying process. It means a lot to know that my communication style and efforts have made a positive impact on your experience. I always strive to...
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I just feel it was very difficult for a self employed person.
Reply from Ricky Totten
December 29th, 2024 05:33 PM
Thank you for your feedback, Timothy. I understand that the process might have seemed difficult being self-employed. I'm pleased, however, that you gave a 5-star rating, indicating that despite the hurdles, you've had a positive experience...
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The loan officer was helpful through the entire process.
Reply from Ricky Totten
December 9th, 2024 02:30 PM
Thanks for your positive feedback, John. I'm glad to hear you found my assistance helpful throughout your FHA loan process. It's always my goal to simplify procedures for our valued clients at Stock Yards Bank & Trust. I appreciate your high...
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Informative, knowledgable, patient, organzized
Reply from Ricky Totten
November 6th, 2024 06:33 PM
I'm absolutely delighted to hear about your positive experience, Scott! Thank you for the stellar 5-star rating and the kind words. It was a pleasure assisting you with your conventional loan. I'm here to provide informative, knowledgeable,...
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Ricky was very professional and responded in a timely way.
Reply from Ricky Totten
August 22nd, 2024 07:28 PM
Thank you, Ann, for your positive feedback! I'm thrilled to hear that you found my services at Stock Yards Bank & Trust professional and timely. Ensuring customer satisfaction is my top priority and I'm glad I could assist you with your Conventional...
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Ricky deserves an award! He communicated everything thoroughly and in a timely fashion. This process can be stressful but his dedication made it much easier and we are truely thankful. We will recommend him to anyone looking to buy a home.
Reply from Ricky Totten
July 28th, 2024 08:59 AM
I'm overjoyed to hear such positive feedback, Jason! Assisting you was a pleasure and I'm glad to have made the FHA loan process less stressful for you. Your satisfaction is my highest reward. I'm truly touched by your words and your willingness...
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Ricky was the best. He walked me through the whole process and answered all my questions.
Reply from Ricky Totten
May 24th, 2024 04:44 PM
Thanks a lot, Matthew, for the kind words and for taking the time to share your experience at Stock Yards Bank & Trust. It was a pleasure walking you through the process, and I'm glad I could answer all your questions. Your feedback is greatly...
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Ricky was GREAT to work with! Highly recommend.
Ricky and his team were so wonderful to work with. They communicated with me on every step of this process and made it so easy for me. Thank you so much for everything!
Reply from Ricky Totten
April 10th, 2024 07:43 PM
I enjoyed working with you. Thanks for the great feedback.
Ricky always did his best to be available and willing to answer any and all questions that came up for me through the home loan process
Reply from Ricky Totten
April 2nd, 2024 03:16 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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About
Ricky has a Bachelor of Science in Business Management, with an HR Emphasis, and is a proud Alumni of Eastern Kentucky University. He has 15 years of experience in the mortgage business as a manager and loan originator. After taking a brief hiatus to explore another professional avenue, he returned to the business in 2015. His motivation lies in his desire to help his clients achieve their dream of homeownership and financial security.
In his spare time, Ricky enjoys spending time with his wife, Krystal, and their two kids, Conner and Brooklyn. He loves playing golf and exercising. Ricky is an avid University of Tennessee fan in all sports and loves vacationing on the beach!
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Licenses
- NMLS 1487395