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Rick Ripma - Personal Mortgage Advisor | NMLS# 664589 in Zionsville, IN

Rick Ripma

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Personal Mortgage Advisor | NMLS# 664589

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Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with.... Show More
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Reviews from Web
  • Encompass
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    Jeremy P
    Greenfield, IN
    Posted on August 11th, 2026 04:46 PM
    Rick has always been one of my best Go to Lenders. He is extremly knowledgable and helpful.
    Reply from Rick Ripma
    August 11th, 2026 05:24 PM
    Jeremy, I'm grateful for your kind words and for considering me one of your go-to lenders. It's good to know that you find my knowledge and assistance helpful. Thank you for your trust and support!
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    Savannah G
    MARTINSVILLE, IN
    Posted on July 28th, 2026 12:48 PM
    Rick has best every lender my sisters, fiancé, and I have worked with. You can treat his rates. He's fast, his team is fast. They had me pre approved on day 1, while I waited days to even hear back from other lenders.
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    Reply from Rick Ripma
    July 28th, 2026 12:51 PM
    Savannah, I'm grateful for your kind words and am happy to hear that you and your family had a positive experience with me and my team. It's great to know that our quick service and competitive rates met your expectations. If you need any further...
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    Tara J
    MARTINSVILLE, IN
    Posted on July 28th, 2026 12:37 PM
    You were quick with good communication!
    Reply from Rick Ripma
    July 28th, 2026 12:46 PM
    Tara, I'm grateful for your kind words about my communication. It's great to know you had a positive experience with my service at Nations Lending.
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    Sema S
    CARMEL, IN
    Posted on June 29th, 2026 02:40 AM
    back in year 2000,my friend introduced Rick to me and he helped me get the mortage on my condo . he was very detail oriented, professional ,friendly ,very easy to work with .It felt like he did his best to make sure all my mortgage needs and...
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    Reply from Rick Ripma
    June 29th, 2026 11:45 AM
    Sema, thank you for sharing your kind words. I'm grateful for the opportunity to assist you with your mortgage needs both times and appreciate your trust in me. It's wonderful to hear that my efforts made a difference in your experience, and...
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    Daniel P T
    WESTFIELD, IN
    Posted on June 21st, 2026 11:59 AM
    Rick keeps us informed of all key steps and is proactive in following up to ensure all of our questions are answered
    Reply from Rick Ripma
    June 22nd, 2026 02:57 PM
    Daniel, I appreciate your kind words. I'm glad to hear that you felt well-informed and that my proactive approach was helpful in addressing your questions. Thank you for choosing Nations Lending!
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    Bryan K M
    TIPTON, IN
    Posted on June 17th, 2026 10:43 PM
    He explains it so I can understand it.
    Reply from Rick Ripma
    June 18th, 2026 01:00 PM
    Bryan, I'm glad to hear that my explanations were clear and helpful for you. Thank you for your kind words and for choosing Nations Lending.
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    Patrick J C
    BEECH GROVE, IN
    Posted on June 8th, 2026 11:54 AM
    Rick was amazing. He was thorough and very timely with all of his responses. I am very thankful he was recommended to me. I will be recommending him to all my friends and family
    Reply from Rick Ripma
    June 8th, 2026 12:22 PM
    Patrick, I'm pleased to hear that you had a great experience working with me. Thank you for your kind words and for considering recommending me to your friends and family.
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    Tyler T
    DALE, IN
    Posted on May 29th, 2026 01:53 PM
    Rick has a solution to every problem and is the best at educating clientele.
    Reply from Rick Ripma
    May 29th, 2026 01:57 PM
    Tyler, I'm grateful for your kind words. It's important to me to provide helpful solutions and valuable education to my clients. Thank you for trusting me with your needs at Nations Lending.
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    Mackenzie M
    INDIANAPOLIS, IN
    Posted on May 28th, 2026 01:54 PM
    Prompt and clear communication with each step of our loan process. We appreciated Rick's pleasant demeanor and vast knowledge base. Thank you!
    Reply from Rick Ripma
    May 28th, 2026 02:11 PM
    Mackenzie, I'm grateful for your kind words and for recognizing my efforts in ensuring clear communication throughout your loan process. It was a pleasure assisting you, and I'm pleased to hear you valued my knowledge and approach. Thank you...
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    Kendall M
    INDIANAPOLIS, IN
    Posted on May 27th, 2026 03:42 PM
    I've worked with Rick on multiple occasions now. He is responsive, helpful, curious, and direct. All qualites essential for getting a loan together for a closing. He advocates on your behalf and knows how to look for alternative solutions....
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    Reply from Rick Ripma
    May 27th, 2026 03:48 PM
    Kendall, I appreciate your kind words and am grateful to be your lending partner. It's great to know that my approach and dedication have been helpful for you. I'm always here to assist with any future needs you may have.
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    About
    Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with. We look at each customers needs objectively, and we recognize that the needs of each client may be different. We believe that the relationship, and the trust we build with our clients sets us apart from the typical “one size fits all loan factory”.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Home mortgage lending
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    Positions
    • The Estridge Companies - Vice President of Sales
      May 6th, 1991 - Dec 31st, 2001
    • Adams and Marshall Homes - Sales Manager
      Jan 1st, 2002 - Aug 5th, 2002
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    Memberships
    • Certified Mortgage Advisor
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 664589
    Achievements
    • Turning homeownership dreams into reality: $1B+ in loans funded
    Hobbies
    • Cycling
    • Reading
    • Working out
    • View All
    Disclaimer
    Nations Lending Corporation NMLS #32416