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Richie Kopf at CrossCountry Mortgage
Originating Branch Manager | NMLS #676920

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Pensacola, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Richie was a hero for our clients! As most know working through self-employment income can present challenges. Richie and his team came up with solutions, working tirelessly to overcome and meet our closing date. His team is very professional...
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Reply from Richie Kopf at CrossCountry Mortgag...
June 1st, 2026 06:23 PM
Thank you so much for the kind words.This was one of those transactions that reminds me why I love what I do. These buyers had been told no before, but I believed there was a path forward if we took the time to fully understand their situation...
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Wonderful experience all around! Richie and Team answered our questions, even crazy ones, and kept us abreast of everything from beginning to end! We appreciated their time and effort to get us going! Will definitely recommend to all others!!!...
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Reply from Owner
June 1st, 2026 06:22 PM
Thank you so much for your kind words and for trusting my team and me throughout your homebuying journey.One of the things I believe most strongly is that there are no "crazy questions" when you're making one of the biggest financial decisions...
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From the beginning, Richie and his team took very good care of us! Answered all questions, took calls for crazy questions, kept us up to date on the happenings with our loan! We will definitely recommend and be sure to tell others of our great...
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Reply from Richie Kopf at CrossCountry Mortgag...
June 1st, 2026 06:22 PM
Thank you so much for your kind words and for trusting my team and me throughout your homebuying journey.One of the things I believe most strongly is that there are no "crazy questions" when you're making one of the biggest financial decisions...
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I swear if I could give this team more that 5 stars I would when I say that they went all gas no break for 1 and a half years for me trying to get me and my wife in our first home it took fighting with builders and selling and trying to avoid...
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Reply from Richie Kopf at CrossCountry Mortgag...
June 1st, 2026 06:25 PM
Thank you for taking the time to share this. Reviews like yours mean more than you probably realize.This wasn't the easiest path to homeownership, and there were certainly moments when it would have been easier for everyone to walk away. But...
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Amazing experience
Reply from Richie Kopf at CrossCountry Mortgag...
June 1st, 2026 06:27 PM
Thank you for the kind words. I truly appreciate you taking the time to leave a review.What many people won't see behind those two words is everything that went into making this move possible. Relocating to Florida, starting a new job, coordinating...
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Made a smooth transaction with a difficult closing of out of state buyers closing on two properties at once.
Reply from Richie Kopf at CrossCountry Mortgag...
June 1st, 2026 06:29 PM
Thank you for the kind words and for being such a great partner throughout the transaction.This was definitely one of those deals that required everyone working together. Coordinating the sale of a home in one state while purchasing another...
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GREAT Communication with all parties. Always going above and beyond for the clients and realtors.
Reply from Richie Kopf at CrossCountry Mortgag...
June 1st, 2026 06:30 PM
Having great partners on both sides of a transaction makes all the difference, and I truly appreciate the opportunity to work with you on this one.Coordinating the sale of one home and the purchase of another across state lines on the same...
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Richie and his team were top notch the whole time from the initial phone call to the final closing! Truly impressed with every single step of our difficult process, the job got done with little to no interruption to my daily life! Highly recommend,...
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Reply from Richie Kopf at CrossCountry Mortgag...
June 1st, 2026 06:32 PM
Reading this means a lot because I know firsthand how many moving pieces were involved behind the scenes.One of my goals with every client is to make the financing process feel simple, even when the strategy behind it is anything but. In your...
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This lender is absolutely amazing!! What makes a stand-out lender, is one who has the heart and resolve to step in and take action, when hit with a curve-ball during the loan process. We were hit with one on Appraisal! Richie listens & communicates...
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Reply from Richie Kopf at CrossCountry Mortgag...
June 1st, 2026 06:33 PM
Some transactions have a way of testing everyone involved, and this was definitely one of them.
I truly appreciate your kind words and, more importantly, your partnership throughout the process. When unexpected challenges arise, whether it's...
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Thank you, Richie!!!!
Reply from Richie Kopf
March 10th, 2026 02:15 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Pensacola, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #676920 | Branch NMLS #2824841
Products & Services
Mortgage Loan Officer
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- 676920
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095