

Richard Milton
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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⭐️⭐️⭐️⭐️⭐️I cannot say enough wonderful things about Richard Milton! He was absolutely phenomenal throughout my entire home-buying journey. 🏡🔑Purchasing a home is such a HUGE milestone, and there were definitely moments when the process felt...
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Communication is very important in this business and he demonstrated that very well and was very helpful.
Richard is A Great Person, just a joy to work with him.
Richard was extremely supportive in all areas of this process and made me feel comfortable working with my new financial endeavors
Richard was very thorough and detailed. We will be using him for future purchases.
Reply from Richard Milton
March 9th, 2026 07:01 PM
Thank you, Anthony for giving me the opportunity to serve your mortgage needs. I always say to my clients, not to keep me a secret. You surely have been referring me to others, and it is appreciated.
Richard was very patient, and knowledgeabl. He was able to help my client close despite the barriers. I highly recommend Richard Milton.
Reply from Richard Milton
March 6th, 2026 07:08 PM
Thank you, Asia. Your confidence and trust in my services mean a great deal to me. I am elated that we were able to fulfill your client's dream. My hope is that this is only the beginning of greater things to come.
Richard Milton is the consummate professional. When he's at the helm, the flight with be smooth and land on time. He puts his clients at ease with his penchant for a superior customer experience.
The entire process from opening to closing was handled professionally and efficiently by all team members involve!!! I have already sent numerous recommendations!!!
Reply from Richard Milton
December 2nd, 2025 02:51 PM
Thank you, Roger,
Your rating means a lot to me and referring others is how I am allowed to continue to provide clients with exceptional service. Thank you for having the confidence in me.
Excellent loan officer. Great communication and went to closing 10 days in advance!!
Reply from Richard Milton
December 2nd, 2025 03:12 PM
Thank you, Laura. Everyone involved in this transaction was very professional and responsive. Teamwork makes the dream work. It was a pleasure working with you and Maryland Title Group. Hats off to you and Bill (Re/Max Leading Edge) as well...
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Richard Milton went above and beyond to help us secure this loan
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Mortgage Loan Officer
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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